Zomia vs ABC Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Zomia
Manage your student loan details, track payments, and receive important notifications. This app provides a streamlined way for existing students to handle loan-related tasks without needing to log in repeatedly.
- View loan details and repayment terms
- Download contracts and view loan MAP
- Track payment history and download receipts
- Receive payment reminders and warnings
- Report payments and request deferment
- Submit income updates and renewal offers
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Our mobile app reduces the need for you to regularly sign in on and use the Zomia website. Sign in once on your personal iOS device, and as long as you use the app periodically (or until you sign out directly), you won't need to provide your login credentials again. Get push notifications on your device in place of old-school e-mails, too! • View loan details, including amount borrowed and repayment terms • Download your contract and view your loan MAP • View payment history and download receipts • Receive payment reminders and late payment warnings • Report payments to Zomia • Request a deferment • Receive reminders about submitting grades and transcripts • Submit income updates • Respond to renewal offers • Submit new bank account information • View and interact with your lenders • Update your profile and other settings This app CANNOT be used by Zomia applicants or lenders. You must be a Zomia student to utilize the app!
ABC Pay
This app allows users to top up cash, pay for mobile services, internet, and entertainment bills. It also facilitates cashless payments at select convenience stores.
- Cash top-up options
- Mobile and internet bill payments
- Entertainment bill payments
- Cashless store payments
- Supports multiple mobile carriers
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Cash Topup Can topup from abc Conveniences and Mobile Banking. (Ayayarwaddy, KBZ, CB) Available Services (1) Mobile Topup (MPT, Telenor, MyTel, Ooredoo, MECTel) (2) Internet Bills (Telenor Broadband, Myanmar Net, Ananda, HiWifi) (3) Entertainment Bills (Mahar Mobile, Canal Plus, LaLaKyi, Viu) (4) Others Bills (123 Services, Mother Finance, VStore) (5) Cashless Payment in abc Convenience Stores
Screenshots
Verdict
The clearest difference is ads: Zomia at none against ABC Pay's shown. Zomia also leads on monetization model (free vs ad-supported) and iOS requirement (10.0 vs 12.1). ABC Pay's advantage is update cadence (every 3 weeks vs every 4 months). On price, rating, ratings volume and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 5.0 for Zomia against 5.0 for ABC Pay. Both are backed by a comparable volume of ratings — 2 and 2 respectively.
Zomia ships an update every 4 months, ABC Pay every 3 weeks. The most recent releases landed on June 1, 2026 and June 10, 2026 respectively.
| Parameter | Zomia | ABC Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) | 5.0 (2 ratings) |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | 2 | 2 |
| Update frequency | Every 4 months | Every 3 weeks — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 10.0 — better | 12.1 |
| Further details — not scored | ||
| Size | 83 MB | 57 MB |
| Age rating | 4+ | 4+ |
| Developer | Zomia SPC | ABC-MIB Group Company Limited |
Customer experience
Zomia
ABC Pay
In-app purchases
Zomia
No in-app purchases
ABC Pay
No in-app purchases
