Zomia vs NUGPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Zomia
Manage your student loan details, track payments, and receive important notifications. This app provides a streamlined way for existing students to handle loan-related tasks without needing to log in repeatedly.
- View loan details and repayment terms
- Download contracts and view loan MAP
- Track payment history and download receipts
- Receive payment reminders and warnings
- Report payments and request deferment
- Submit income updates and renewal offers
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Our mobile app reduces the need for you to regularly sign in on and use the Zomia website. Sign in once on your personal iOS device, and as long as you use the app periodically (or until you sign out directly), you won't need to provide your login credentials again. Get push notifications on your device in place of old-school e-mails, too! • View loan details, including amount borrowed and repayment terms • Download your contract and view your loan MAP • View payment history and download receipts • Receive payment reminders and late payment warnings • Report payments to Zomia • Request a deferment • Receive reminders about submitting grades and transcripts • Submit income updates • Respond to renewal offers • Submit new bank account information • View and interact with your lenders • Update your profile and other settings This app CANNOT be used by Zomia applicants or lenders. You must be a Zomia student to utilize the app!
NUGPay
A mobile wallet application designed for users in Myanmar, offering a convenient payment system. It allows for easy transactions anytime and anywhere with a single click after simple registration.
- Mobile wallet
- Payment system
- Easy registration
- Anytime, anywhere access
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NUGPay is the newest payment system introduced for the people of Myanmar. It is a mobile wallet application that you can use anytime, anywhere with just one click. Simply download and register to begin using NUGPay
Screenshots
Verdict
The clearest difference is ratings volume: NUGPay at 188 against Zomia's 2. Zomia's advantage is iOS requirement (10.0 vs 14.0). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Zomia holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: NUGPay has 188 ratings behind it against 2, so its average is the more settled of the two.
Zomia ships an update every 4 months, NUGPay every 2 months. The most recent releases landed on October 1, 2026 and October 21, 2026 respectively.
| Parameter | Zomia | NUGPay |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | 4.8 (188 ratings) |
| Positive reviews | — | 84.6% of reviews |
| Number of ratings | 2 | 188 — better |
| Update frequency | Every 4 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 10.0 — better | 14.0 |
| Further details — not scored | ||
| Size | 83 MB | 18 MB |
| Age rating | 4+ | 4+ |
| Developer | Zomia SPC | National Unity Government of Myanmar |
Customer experience
Zomia
NUGPay
In-app purchases
Zomia
No in-app purchases
NUGPay
No in-app purchases
