Comparison

Sepran vs FiNote

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Sepran

Easily record and track your daily expenses with this offline-capable finance assistant. Generate custom financial reports, monitor multiple wallets, and manage loans and receivables in one place. Data backup ensures your financial history is safe.

Highlights
  • Easy transaction recording
  • Offline functionality
  • Data backup and restore
  • Customizable financial reports
  • Multiple wallet tracking
  • Loan and receivable monitoring
Features
Read full description

Sepran is Simple Expense Tracking Assistant. We offer a simple way to record. Our features: * Easy to use. You do not need to type again your transactions that happen days ago. * Offline activity. This application can run without an internet connection. * Backup feature. We provide the data backup feature, so that you can get back your data on your new smartphone. * Custom report. You can create your financial statement based on your income period date. * Multiple wallets. You can track the transaction of each wallets. * Loan monitoring. Track your loan and receivable on one page.

About

FiNote

Features
Read full description

Understand how your business is performing—not just where each transaction goes. FiNote is an AI-assisted accounting workspace that helps small business owners turn everyday activity into clear financial records, useful reports, and a better view of business performance. Record a sale, expense, payment, or purchase in plain English. FiNote prepares a structured journal draft for you to review, adjust, and approve before it becomes part of your books. You remain in control at every step. SEE YOUR FINANCIAL POSITION CLEARLY • Monitor revenue, expenses, net profit, and cash balances • See a financial health overview based on your business data • Explore the factors affecting profitability and liquidity • Review your Income Statement, Balance Sheet, and Cash Flow Statement • Follow business activity through a clear chronological timeline ACCOUNTING ASSISTANCE WITH HUMAN OVERSIGHT • Describe business activity using everyday language • Review AI-assisted debit and credit journal drafts • Confirm accounts, amounts, and transaction dates before posting • Return quickly to drafts that still need attention • Maintain balanced and organized financial records FROM DAILY ACTIVITY TO BETTER DECISIONS FiNote connects day-to-day transactions with the financial reports behind your decisions. See how each activity affects your accounts, understand changes in business performance, and identify areas that may need attention. BUILT FOR SMALL BUSINESSES Whether you are establishing your first financial workflow or managing a growing volume of activity, FiNote provides a practical workspace that can grow with your business—without requiring you to begin with accounting jargon. SUBSCRIPTION INFORMATION Some FiNote features require an auto-renewable subscription. Payment is charged to your Apple Account when you confirm a purchase. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current billing period. You can manage or cancel your subscription from your App Store account settings. Available plans, trial eligibility, billing periods, and prices are displayed before purchase and may vary by country or region. Privacy Policy: https://finote.co/legal/privacy-policy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ FiNote Terms & Conditions: https://finote.co/legal/terms

Screenshots

Sepran4 screens
FiNote4 screens

Verdict

The call

The clearest difference is ads: FiNote at none against Sepran's shown. FiNote also leads on update cadence (every 3 days vs every 3 weeks). Sepran's advantage is iOS requirement (15.0 vs 17.0). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Sepran sells 3 one-off in-app purchases and FiNote sells 4 in-app purchases, starting at $8.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Sepran ships an update every 3 weeks, FiNote every 3 days. The most recent releases landed on October 14, 2026 and October 9, 2026 respectively.

Scorecard3 real differences · 7 level
Sepran versus FiNote: the parameters behind the verdict, then further details
ParameterSepranFiNote
PriceFreeFree
Rating4.9 (22 ratings) — better—
Positive reviews93.1% of reviews—
Number of ratings22 — better—
Update frequencyEvery 3 weeksEvery 3 days — better
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better17.0
Further details — not scored
Size41 MB4 MB
Age rating4+4+
DeveloperSepran AshariPT Ide Brilian Digital

In-app purchases

3 purchases

Sepran

One-time3
  • Dark Mode$0.99
  • Remove Ads$1.99
  • Export to PDF and Excel$1.99
4 purchases

FiNote

Subscriptions4
  • FiNote Starter Monthly$8.991 Month
  • FiNote Business Monthly$29.991 Month
  • FiNote Starter Yearly$89.991 Year
Show 1 more
  • FiNote Business Yearly$289.991 Year

Questions

Is Sepran free?
Sepran is free to download, with in-app purchases available.
Is FiNote free?
FiNote is free to download, with in-app purchases available.
Do Sepran or FiNote have ads?
Sepran shows ads; FiNote does not.
Which is updated more often, Sepran or FiNote?
Sepran ships an update every 3 weeks, and FiNote every 3 days. Most recently, Sepran was updated on October 14, 2026 and FiNote on October 9, 2026.

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