Comparison

Compound Interest vs Portfolio Management

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Compound Interest

Calculate and visualize the growth of your savings and investments over time. Explore different scenarios to understand the power of compound interest and plan for your financial goals, such as retirement.

Highlights
  • Visualize savings growth with interactive graphs
  • Calculate required contributions for financial goals
  • Experiment with different saving scenarios
  • Flexible calculations for balance, contribution, or time
  • Link tabs for complex strategy comparisons
  • Customizable light and dark themes
Features
Currently charting
Read full description

Unlock the Power of Compound Interest: See Your Money Grow Over Time Ever wondered how much your savings could grow if you started investing today? With Compound Interest, you can instantly see the impact of saving and investing on your future wealth. Start Saving Early and Watch Your Money Grow What if you started saving for retirement at just 15 instead of 40? By contributing just $100 a week with a 7% return, you could accumulate over $2 million by the time you retire. You may wonder: "How is that possible when I’m only saving $260,000?" The answer lies in the power of compound interest. While your direct savings would total just over $250,000, the additional $2 million comes from the growth of your investments over time. Impressive, right? Reach Your Retirement Goals with Ease Already have a target in mind? You can easily adjust the settings to calculate your required contribution, desired return rate, or even the time frame needed. For example, if your goal is to retire with $5 million but you're unsure how much to save each month, simply switch to the "solve for contribution" mode, and the app will automatically calculate the amount you need to save to reach your goal. Key Features: Visualize Your Future: Easily calculate how your savings or investments could grow over the next 30 years (or more) with interactive graphs that break down your gains year by year. Plan for Your Goals: Want to retire a millionaire? Set your target goal, and let the app calculate how much you need to save each month, the return rate, or how long it will take to get there. Experiment with Different Scenarios: Test different saving strategies with the option to create multiple tabs. Try saving $100/week for 10 years, then adjusting your contributions—see the real impact of compound interest! Flexible Calculations: Whether you're solving for total balance, contribution amount, return rate, or investment length, Compound Interest makes it easy to adjust your plan and reach your financial goals. Advanced Tab References: Link one tab's balance to another for more complex calculations. Want to try saving more for a few years and less later? It's easy to reference and compare different strategies. Customizable Themes: Switch between light and dark modes to suit your style. Why You'll Love It: See exactly how compound interest works and how small changes in saving habits can lead to huge financial gains. Perfect for retirement planning, saving for big goals, or simply exploring the magic of compounding. Simple, intuitive design for easy use no matter your financial knowledge. Start planning today, and watch your future wealth grow with Compound Interest!

About

Portfolio Management

This app helps users quickly verify asset allocation results and cross-check outcomes during meetings. It offers a user-friendly portfolio management tool with optimization and visualization features, allowing manual adjustments or automatic optimization with constraints. All data is managed offline, and simulations can be exported via email.

Highlights
  • Portfolio management and optimization
  • Efficient frontier visualization
  • Manual asset allocation
  • 4 optimization strategies
  • Offline data storage
  • CSV export via email
  • Raw data import/export for collaboration
Features
Read full description

Need to quickly verify asset allocation results prepared by your students or cross-check outcomes during a meeting? This app is designed for you! - User friendly Portfolio management tool & optimizer (including efficient frontier visualization functionality - for the best view of the chart on an iPhone, please rotate your device to landscape mode) - Very simple to use: no external data to upload, every assumptions are set out manually by the user (everything offline) - Asset Allocation Definition: Manually adjust weight parameters or utilize our Optimizer for automatic adjustments. 4 optimization strategies are available with the possibility of setting constraints (maximum risk, minimum return or fixed individual weights): portfolio return maximization, risk minimization, Sharpe ratio maximization, or risk parity. - You can define your portfolio by adding either individual assets (stocks, bonds, etc.) or asset classes (equities, fixed income, real estate, etc.). - Each asset or asset class is incorporated into the portfolio based on user-defined individual characteristics: weight, risk (standard deviation), and expected return, all provided in decimal format. - Correlation/Covariance matrix can be set out (and updated) manually by the user for each pair of asset through a dedicated entry (use the application either under correlation or covariance input modes) - Asset allocation cases can be stored in your mobile so that you can access it anytime offline, modify/update underlying assumptions, and are listed in a recap table - Export easily your simulations by email (.csv files, containing portfolio/assets data & correlation/covariance matrix, are automatically generated and attached to the email) - New functionalities: ==> Raw Data Import/Export: The "Raw Data Import/Export" feature facilitates the transfer of asset allocation and portfolio cases between users. You can import or export asset allocation data, enabling collaboration among users the app. After importing data on your phone by copying and pasting the received raw data from an email into the dedicated text editor, you can modify the asset allocation and send the updated data back to your collaborator. This enhancement fosters collaboration and exchange of asset allocation simulations among multiple users of the Portfolio Management app. ==> Return Data Statistical Analysis Tool: Our app now includes a statistical analysis tool for return data. You can copy and paste return series for Asset "A" and Asset "B" into the text editor, specifying the desired CSV separator. The tool generates descriptive statistics such as mean and standard deviation for each asset, as well as the correlation and covariance between Asset A and B. Additionally, there's a button to automatically generate random return series for both assets, facilitating quick testing. You can transfer the individual results (mean return & risk) to the main menu to create and include assets with these features in your current allocation. - Quick Start User guide included This app is ideal for: i) Professionals in the portfolio management field seeking rapid definition and/or optimization of asset allocation based on user-defined key assumptions for each individual asset (expected return, standard deviation, weight), as well as inputs for correlation/covariance pairs. ii) Students studying portfolio management or preparing for portfolio management certificates, looking to efficiently test and simulate case studies. iii) Professors teaching portfolio management, whether to illustrate case studies to students or to verify and assess results. **** Once purchased, you have full access to all functionalities offered by the app. There are no in-app purchases or subscriptions. **** **** Enjoy an ad-free experience with our app! We guarantee a seamless experience without any interruptions from advertisements. ****

Screenshots

Compound Interest4 screens
Portfolio Management4 screens

Verdict

The call

The clearest difference is review sentiment: Compound Interest at 68% against Portfolio Management's 0%. Compound Interest also leads on price ($1.99 vs $24.99) and chart position (#92 vs unranked). Portfolio Management's advantage is update cadence (weekly vs every 4 months). On ads, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Compound Interest costs $1.99 and Portfolio Management $24.99 up front. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Compound Interest ships an update every 4 months, Portfolio Management weekly. The most recent releases landed on October 29, 2026 and October 2, 2026 respectively.

Scorecard5 real differences · 6 level
Compound Interest versus Portfolio Management: the parameters behind the verdict, then further details
ParameterCompound InterestPortfolio Management
Price$1.99 — better$24.99
Rating4.7 (239 ratings) — better—
Positive reviews67.7% of reviews — better0.0% of reviews
Number of ratings239 — better—
Update frequencyEvery 4 monthsWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterPaid
Best chart rank#92 — better—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS14.014.0
Further details — not scored
Size1 MB62 MB
Age rating4+4+
DeveloperTernUp LLCTarik BELABED

Customer experience

Compound Interest

All ratings238 ratings
Positive92.4%
Neutral1.7%
Negative5.9%
Written reviews31 reviews
Positive67.7%
Neutral0.0%
Negative32.3%

Portfolio Management

Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

Compound Interest

Reported bugs

8 issues
  • App keeps freezing
  • App freezes when changing initial amount
  • App crashes when tapping screen
  • iPad version doesn't register changes
  • iPad version resets starting balance to zero
Show 3 more
  • Cannot input any numbers
  • Calculations are wrong
  • No function for withdrawals

Requested features

11 requests
  • Add annual lump sums
  • Solve for required opening balance
  • Save financial models with names
  • Ability to adjust for months instead of years
  • Enter length in months
Show 6 more
  • Include savings withdrawal mode
  • Option to see second and third graph showing +/- interest rate
  • Name the tabs
  • Custom-label each tab
  • Ability to share calculations
  • Option to change compound rate (daily, weekly, etc.)

Portfolio Management

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Compound Interest

No in-app purchases

None

Portfolio Management

No in-app purchases

Questions

Is Compound Interest free?
Compound Interest costs $1.99, with no in-app purchases.
Is Portfolio Management free?
Portfolio Management costs $24.99, with no in-app purchases.
Do Compound Interest or Portfolio Management have ads?
Neither Compound Interest nor Portfolio Management shows ads.
Which is updated more often, Compound Interest or Portfolio Management?
Compound Interest ships an update every 4 months, and Portfolio Management weekly. Most recently, Compound Interest was updated on October 29, 2026 and Portfolio Management on October 2, 2026.

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