Timemator vs LifeCycle Calculator

Track your work hours in one tap, see what you earned, and send clients a clean PDF report. Timemator is a simple time tracker for freelancers and anyone who bills by the hour. Pay once. No subscription. ONE-TAP TIME TRACKING • Start and stop timers for tasks and projects with a single tap • Organize tasks into folders by client or project, with colors • Add notes to sessions so you remember what you worked on • Keep an eye on the running timer in Live Activities and the Dynamic Island HOURS AND EARNINGS AT A GLANCE • Daily, weekly, monthly and yearly reports with clear charts • Set hourly rates and see your revenue calculated automatically • Breakdown by task and folder, plus your average hours per day CLIENT-READY REPORTS • Export professional PDF reports with time and revenue totals • Export CSV for spreadsheets, invoicing and accounting tools TIMELINE • See every work session of your day on a timeline • Add time you forgot to track, or fix a session in seconds WORKS WHERE YOU WORK • Home Screen widgets for timers, hours and revenue • Apple Watch app to start and stop timers from your wrist • Shortcuts: create a task and start its timer hands-free • Runs on iPhone, iPad, Apple Watch PAIRS WITH TIMEMATOR FOR MAC Sync everything through iCloud with Timemator for Mac, which can track your time automatically based on the files, websites and apps you work with. The Mac app is sold separately. PRIVATE BY DESIGN • No data collected: no analytics, no tracking • No account or sign-up needed • Works offline • Your data stays on your devices and syncs through your own iCloud SIMPLE PRICING Try every feature free for 30 days. Then unlock Timemator with a single one-time purchase. No subscription. Questions or ideas? Write to support@timemator.com. We read every message.

LifeCycle Calculator is an educational financial simulation tool for exploring lifetime wealth, retirement readiness, and lifecycle-based investing. Use age, income, assets, retirement targets, expected returns, inflation, and risk preferences to model how human capital, financial assets, and pension value may evolve over time. The app helps compare a traditional portfolio with a lifecycle strategy inspired by Samuelson ratio concepts. Key features: - Retirement readiness: estimate retirement cash-flow coverage using financial assets, pension assumptions, and a 4% rule reference. - Lifecycle investing model: explore how financial capital, human capital, and risk preference can affect suggested equity exposure and leverage paths. - Strategy comparison: compare a lifecycle strategy against a 60/40 baseline and visualize potential long-term differences. - Interactive charts: review leverage path, wealth composition, financial assets, human capital, and pension value over time. - Taiwan and U.S. modes: use Traditional Chinese with NTD and Taiwan labor pension assumptions, or English with USD and U.S. Social Security estimates. - Private by design: all simulations are performed on device. The app does not collect, transmit, or store personal financial data on external servers. Important: This app is for education and scenario modeling only. Results are estimates based on user inputs and assumptions. They are not financial, investment, tax, or retirement advice.