MAJORITY vs Tocopay

No SSN required. Open an FDIC-insured account and get a Visa® debit card with just your passport or government-issued ID. Then do more with your money: send money home, build credit, top up phones, and call family. MAJORITY is the mobile banking app built for internationals in the US. Why members choose MAJORITY Open a US account with no SSN, just a passport or ID FDIC-insured account through Axiom Bank, N.A. with no minimum deposit Visa debit card with cashback, works everywhere Visa is accepted No foreign transaction fees Send money home at competitive exchange rates Build credit with the MAJORITY Visa® Secured Credit Card Get paid up to 2 days early with direct deposit Deposit checks right in the app Mobile top-ups to family back home International calling to 20+ countries Support in English and Spanish Send money home Send money at competitive exchange rates with secure delivery by bank transfer, cash pickup, or mobile wallet, whichever your family prefers. Build credit Build your credit history with the MAJORITY Visa® Secured Credit Card. No SSN and no credit history required to apply. Pay on time and use your Credit Boosts to raise your credit limit over time. Your activity is reported to the major credit bureaus, so responsible use can help you build credit. Try MAJORITY free for 30 days, then keep every benefit for $6.99/month. For more information, including our Privacy Policy, visit https://majority.com. The MAJORITY app facilitates banking services through, and the MAJORITY Visa® debit card is issued by, Axiom Bank, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. The funds deposited in the account held at Axiom Bank, N.A., Member FDIC, are FDIC-insured on a pass-through basis up to $250,000 per depositor in the event Axiom fails and subject to the satisfaction of certain conditions. Non-deposit products and services such as money transfers and telecom services are not FDIC-insured. The MAJORITY Visa® Secured Credit Card is issued by WebBank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Since your credit history is reported to major credit bureaus, it can help build/rebuild your credit if used responsibly. Other factors, such as late payments or delinquencies with your other accounts or loans, may adversely impact your credit. There is no guarantee regarding any impact on your credit score. Boost amount (i.e., the amount of the credit line increase) is up to 5% of the monthly on-time payment of at least the minimum payment due and is subject to other terms and conditions, including but not limited to an ability to repay check and a monthly cap in the credit card agreement. Qualification for the MAJORITY Visa® Credit Card is based on meeting eligibility requirements, including income and expense requirements, having a Majority account in good standing, and establishment of a security interest. Criteria are subject to change. Eligibility to access the remote check deposit feature in the MAJORITY App will be determined at the discretion of Majority and its partners based on a variety of risk-based factors. Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date. MAJORITY, PO Box 370356, Miami, FL 33137 © 2026 MAJORITY USA, LLC. All rights reserved.

La app Tocopay te permite enviar dinero con facilidad, repetir tus envíos favoritos con un clic desde el Historial de Transacciones o desde la ficha de cada beneficiario en tu perfil, y consultar el saldo de tus beneficiarios en cualquier momento. Tocopay organiza la experiencia de envío alrededor de tus beneficiarios, y no solo a partir de una lista de servicios. Así, no necesitas salir de tu perfil, ni empezar de cero cada vez. Estas son las ventajas que te ofrecemos: - Repite cualquier operación anterior con un solo clic desde tu historial de transacciones, sin tener que rehacer el formulario desde cero. - Inicia una nueva operación directamente desde el listado de beneficiarios: selecciona a la persona a la que quieres enviar y la tarjeta donde recibirá la remesa, y Tocopay te lleva directo al envío, de esta forma no seguirás el flujo tradicional de elegir primero el servicio. - Consulta el saldo en tiempo real de las tarjetas de tus beneficiarios, disponible desde la pantalla de inicio de la app y desde la ficha de cada beneficiario en tu perfil. Seguridad garantizada Nuestras medidas de encriptación y protección antifraude garantizan que tus pagos por la app Tocopay sean altamente seguros y protegidos. Llévanos en tu bolsillo y gestiona tus remesas de manera rápida y sencilla con la App Tocopay. Contáctanos por correo electrónico a info@tocopay.com, por chat en línea o a través de nuestras redes sociales. Estamos disponibles para cualquier ayuda que puedas necesitar.