Comparison

MAJORITY vs ConfirmedTrader

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MAJORITY

Open a US bank account and get a debit card with just your passport or government ID, no SSN needed. Send money internationally, build credit, and manage finances easily. This app is designed for international residents in the US.

Highlights
  • Open US account without SSN
  • FDIC-insured account
  • Visa debit card with cashback
  • No foreign transaction fees
  • Send money home internationally
  • Build credit with secured credit card
  • International calling and mobile top-ups
Features
Read full description

No SSN required. Open an FDIC-insured account and get a Visa® debit card with just your passport or government-issued ID. Then do more with your money: send money home, build credit, top up phones, and call family. MAJORITY is the mobile banking app built for internationals in the US. Why members choose MAJORITY Open a US account with no SSN, just a passport or ID FDIC-insured account through Axiom Bank, N.A. with no minimum deposit Visa debit card with cashback, works everywhere Visa is accepted No foreign transaction fees Send money home at competitive exchange rates Build credit with the MAJORITY Visa® Secured Credit Card Get paid up to 2 days early with direct deposit Deposit checks right in the app Mobile top-ups to family back home International calling to 20+ countries Support in English and Spanish Send money home Send money at competitive exchange rates with secure delivery by bank transfer, cash pickup, or mobile wallet, whichever your family prefers. Build credit Build your credit history with the MAJORITY Visa® Secured Credit Card. No SSN and no credit history required to apply. Pay on time and use your Credit Boosts to raise your credit limit over time. Your activity is reported to the major credit bureaus, so responsible use can help you build credit. Try MAJORITY free for 30 days, then keep every benefit for $6.99/month. For more information, including our Privacy Policy, visit https://majority.com. The MAJORITY app facilitates banking services through, and the MAJORITY Visa® debit card is issued by, Axiom Bank, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. The funds deposited in the account held at Axiom Bank, N.A., Member FDIC, are FDIC-insured on a pass-through basis up to $250,000 per depositor in the event Axiom fails and subject to the satisfaction of certain conditions. Non-deposit products and services such as money transfers and telecom services are not FDIC-insured. The MAJORITY Visa® Secured Credit Card is issued by WebBank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Since your credit history is reported to major credit bureaus, it can help build/rebuild your credit if used responsibly. Other factors, such as late payments or delinquencies with your other accounts or loans, may adversely impact your credit. There is no guarantee regarding any impact on your credit score. Boost amount (i.e., the amount of the credit line increase) is up to 5% of the monthly on-time payment of at least the minimum payment due and is subject to other terms and conditions, including but not limited to an ability to repay check and a monthly cap in the credit card agreement. Qualification for the MAJORITY Visa® Credit Card is based on meeting eligibility requirements, including income and expense requirements, having a Majority account in good standing, and establishment of a security interest. Criteria are subject to change. Eligibility to access the remote check deposit feature in the MAJORITY App will be determined at the discretion of Majority and its partners based on a variety of risk-based factors. Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date. MAJORITY, PO Box 370356, Miami, FL 33137 © 2026 MAJORITY USA, LLC. All rights reserved.

About

ConfirmedTrader

Features
Read full description

ConfirmedTrader is paper trading with receipts. Every trader's track record here is confirmed from their broker — pulled read-only from real fills, marked with gaps when capture stops, and rated for risk with the record length shown. No screenshots, no claimed returns. You see confirmed results only — never the trades. EXPLORE POOLS Browse paper pools raising their simulated launch minimum. Back one early with paper dollars, watch its confirmed record build day by day, and invest at launch. Withdrawals are instant — back to your paper cash. YOUR PORTFOLIO A $100,000 simulated balance to allocate. Pledges, holdings, P&L and withdrawal requests, all in one place. Money here is never real: the app says "paper" and "simulated" everywhere because it is. SERIES 3 ACADEMY Studying for the National Commodity Futures Exam? The Academy maps 11 modules to the official NFA outline: narrated lessons, a growing question bank with per-topic drills, timed full-length mock exams scored by part, and a futures video library, with our own Series 3 videos and CME Group playlists, that plays right in the app. In modules 1 to 7, each lesson comes a short section at a time, each followed by two questions, and links to the part of our video that teaches it. The first module and the whole video library are free with your account; the full Academy is an optional $1/month subscription. ConfirmedTrader is not affiliated with or endorsed by CME Group. COMMUNITY Investors Corner, Traders Corner and the Academy study room — all free with your account — plus member walls, direct messages, topic threads and groups you can start yourself. Every pool also has its own group: back a pool and you join the conversation with its trader and everyone else holding a stake. All of it moderated by clear house rules: no soliciting investment, no selling signals, no promises of returns. Members must be 18 or over. BECOME A TRADER Link a supported broker, read-only: NinjaTrader and Tradovate through OAuth (they share one login), or Interactive Brokers through IBKR's own statement feed. The connection can see fills and balances, never place orders. Create your pool, and your confirmed record starts the day you link. THE HONEST PARTS - All money in ConfirmedTrader is simulated. No real dollars are invested, won or lost. - Track records begin when a trader links their broker. Coverage gaps are shown, not hidden. - Risk ratings are automatic and unproven records are capped at the highest risk band until the record is long enough to trust. - Educational content is exam preparation, not financial advice, and not a guarantee of exam results. Subscriptions: Series 3 Academy ($1/month) and Profile Links ($1/month) are optional auto-renewing subscriptions billed to your Apple Account. They renew unless cancelled at least 24 hours before the period ends, managed anytime in your App Store subscription settings. Terms and privacy: https://confirmedtrader.com/terms · https://confirmedtrader.com/privacy

Screenshots

MAJORITY4 screens
ConfirmedTrader4 screens

Verdict

The call

The clearest difference is in-app purchases: MAJORITY at none against ConfirmedTrader's 2. ConfirmedTrader's advantage is update cadence (every 5 days vs fortnightly) and iOS requirement (15.0 vs 18.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. ConfirmedTrader sells 2 in-app purchases, starting at $1.00 per month. MAJORITY asks for nothing beyond the download.

UpkeepUpdate frequency

MAJORITY ships an update fortnightly, ConfirmedTrader every 5 days. The most recent releases landed on November 11, 2026 and November 10, 2026 respectively.

Scorecard3 real differences · 7 level
MAJORITY versus ConfirmedTrader: the parameters behind the verdict, then further details
ParameterMAJORITYConfirmedTrader
PriceFreeFree
Rating4.9 (88K ratings) — better—
Positive reviews77.8% of reviews—
Number of ratings88K — better—
Update frequencyFortnightlyEvery 5 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhoneiPhone, iPod — better
Requires iOS18.015.0 — better
Further details — not scored
Size217 MB13 MB
Age rating17+17+
DeveloperMajority USA, LLCJustin Keller

Bugs and requests

MAJORITY

Reported bugs

3 issues
  • Login issues
  • App crashes and freezes
  • Incorrect transaction details

Requested features

4 requests
  • Expand international money transfer capabilities
  • Improve account closure and withdrawal process
  • Enhance security measures
  • Provide better customer support

ConfirmedTrader

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

MAJORITY

No in-app purchases

2 purchases

ConfirmedTrader

Subscriptions2
  • Series 3 Academy$1.001 Month
  • Profile Links$1.001 Month

Questions

Is MAJORITY free?
MAJORITY is free to download, with no in-app purchases.
Is ConfirmedTrader free?
ConfirmedTrader is free to download, with in-app purchases available.
Do MAJORITY or ConfirmedTrader have ads?
Neither MAJORITY nor ConfirmedTrader shows ads.
Which is updated more often, MAJORITY or ConfirmedTrader?
MAJORITY ships an update fortnightly, and ConfirmedTrader every 5 days. Most recently, MAJORITY was updated on November 11, 2026 and ConfirmedTrader on November 10, 2026.

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