LB CIM vs DFCC One

LB CIM – So Simple. So Powerful. Welcome to the new LB CIM App — your digital finance lifestyle companion. Reimagined with a modern design and powered by AI, LB CIM brings everything together in one secure, seamless experience. Whether you're saving, borrowing, or making everyday payments, LB CIM puts the power of financial control in your hands. ________________________________________ Key features • Fully digital onboarding — no branch visits required • Open and manage fixed deposits and savings accounts from anywhere • Apply for instant personal and business loans • Get instant loans against your fixed deposits • Access gold loan and business loan top-ups instantly • Track and manage your loans, leases, and deposits • Download your WHT certificate directly from the app • Schedule payments and receive reminders • Transfer funds to any bank or CIM Wallet • Top up your CIM Wallet from your linked bank account • Pay utility bills, reload mobile, settle credit cards, and insurance premiums • Scan and pay securely using LankaQR • View all your financial activity in one smart dashboard ________________________________________ Smarter lending with AI Our AI-powered credit scoring provides real-time loan decisions and tailored offers. Apply digitally, sign digitally — get disbursed instantly. • Loans from Rs. 25,000 upwards • Top-ups for gold and business loans • Repayment terms: 3 to 24 months • 100% paperless experience ________________________________________ Eligibility • Sri Lankan citizen aged 18+ • Minimum monthly income: Rs. 25,000 • Verified CIM Wallet account ________________________________________ Documents required • NIC, passport, or driving license • Proof of address • Recent pay slips and bank statements ________________________________________ Representative loan example (24 months) • Loan amount: Rs. 150,000 • Interest: Rs. 71,834 • Processing fee: Rs. 3,000 • Stamp duty: Rs. 150 • In-hand amount: Rs. 146,850 • Total repayable: Rs. 221,856 • Monthly installment: Rs. 9,244 • APR: 24.03% Fees are deducted upfront. APR may vary by tenure. ________________________________________ Trusted and certified LB CIM is developed by LB Finance PLC, licensed by the Central Bank of Sri Lanka and secured by LankaPay and TechCERT. Deposits are insured under the CBSL Deposit Insurance Scheme. ________________________________________ Award-winning fintech innovation: • FITIS Digital Excellence Awards • NBQSA National ICT Awards • LankaPay Technnovation Awards • ICSDB Excellence Awards for Sustainable & Digital Business ________________________________________ LB CIM – So Simple. So Powerful. Your digital finance lifestyle, now in one app.

Step into the Future of Banking with DFCC One Mobile Banking App! Welcome to a new era of digital banking! With the DFCC One Mobile Banking app from DFCC Bank, you can enjoy superior banking experiences anytime, anywhere, conveniently and securely. Whether you’re managing your finances, making payments, or exploring new financial opportunities, DFCC One is your all-in-one solution, designed to make your banking journey extraordinary! Exciting Features Await You: • Effortless Fund Transfers: Send money to anyone, anywhere, with just a few taps. Quick, secure, and hassle-free! • Pay Bills with Ease: Take control of your bills by paying instantly using your account or credit card—all with a simple tap. • Secure Access with Biometrics: Enjoy banking with the highest level of security! • Peek Balance: Curious about your balance? Just peek! Check your balance without the hassle of logging in. • ePassbook – Instant History: View your transaction history at a glance, even without logging in. All your records, neatly organized! • Your DFCC Proposition, Your Way: Stay informed and in control of your finances. View your proposition title in a jiffy! • Detailed Transaction Insights: Dive deep into your transaction history and balances, all presented clearly for your convenience.