Comparison

PCBL Mobile App vs Settl

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PCBL Mobile App

Features
Read full description

PCBL Mobile Banking offers simple, anytime, secure and anywhere mobile banking. Rich Experience of Mobile Banking. Features: -Balance Enquiry -Mini Statement -Fund transfer using saving and current account Note: Register/Subscribing to mobile banking application please contact your branch.

About

Settl

Easily split expenses with friends and family using voice commands. Log, split, and track shared costs for trips, dinners, or rent, with automatic currency conversion for travel. Offers a voice-first experience but also supports traditional tap-based input.

Highlights
  • Voice-activated expense logging
  • Flexible splitting methods
  • Group and individual expense tracking
  • Multi-currency support with auto-conversion
  • Detailed activity feed
  • Optional tap-based interface
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Splitting a bill should take one sentence, not six taps. Settl is the voice-first way to split expenses with friends, roommates, and travel buddies. Tap the mic, say what happened, and the expense is logged, split, and currency-tagged — in about a second. "I paid forty bucks for sushi with Alex." → Logged. Split equally. Categorized. Done. "From my Japan trip: 80 ramen Tuesday, 200 hotel Wednesday, 50 souvenirs Thursday." → Three expenses, dated correctly, converted from yen automatically. EVERYTHING BY VOICE — OR TAP IF YOU PREFER A single mic button sits at the bottom of every screen. Groups, expenses, settlements, friends, history — all reachable by talking. Don't want to talk? Every action still works the old-fashioned way. WHAT YOU CAN DO • Split any expense — equally, by exact amounts, by percentage, or by shares • Group trips, shared houses, and one-off dinners — or settle 1-on-1 with a friend • Track who owes whom across every group, in one clean balance • Multi-currency, auto-converted at daily exchange rates — perfect for travel • See a full activity feed of every change

Screenshots

PCBL Mobile App4 screens
Settl4 screens

Verdict

The call

The clearest difference is update cadence: Settl at every 5 days against PCBL Mobile App's every 12 months. PCBL Mobile App's advantage is iOS requirement (13.2 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

PCBL Mobile App ships an update every 12 months, Settl every 5 days. The most recent releases landed on October 14, 2026 and October 10, 2026 respectively.

Scorecard2 real differences · 7 level
PCBL Mobile App versus Settl: the parameters behind the verdict, then further details
ParameterPCBL Mobile AppSettl
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyEvery 12 monthsEvery 5 days — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.2 — better15.0
Further details — not scored
Size70 MB80 MB
Age rating4+4+
DeveloperTHE PRATAP CO-OPERATIVE BANK LIMITEDRahul Raina

In-app purchases

None

PCBL Mobile App

No in-app purchases

None

Settl

No in-app purchases

Questions

Is PCBL Mobile App free?
PCBL Mobile App is free to download, with no in-app purchases.
Is Settl free?
Settl is free to download, with no in-app purchases.
Do PCBL Mobile App or Settl have ads?
Neither PCBL Mobile App nor Settl shows ads.
Which is updated more often, PCBL Mobile App or Settl?
PCBL Mobile App ships an update every 12 months, and Settl every 5 days. Most recently, PCBL Mobile App was updated on October 14, 2026 and Settl on October 10, 2026.

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