Comparison

Budge Budgets and Spending vs Envelope Budget App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budge Budgets and Spending

This app offers a straightforward approach to managing personal finances by allowing users to create and track spending against monthly budgets. It intentionally avoids bank syncing and complex charting for simplicity, with options for shared budgets across devices.

Highlights
  • Create monthly budgets
  • Track spending
  • Shared budgets
  • Sync across multiple devices
  • Unlimited budgets upgrade
Features
Read full description

Budge app is different than other financial apps. It doesn't sync with your bank. It won't chart your spending over time. It's intentionally simple to help you stay within your monthly budgets without any fuss. Create budgets and track your spending. That's it. If you share a budget with a spouse or partner, Budge app can help - it's easy to sync your budget between multiple Apple devices to help you both keep within your budget. You get two budgets for free, and for a small in-app purchase price you can upgrade to unlimited budgets. Syncing budgets with someone else requires a subscription. About the subscription: After the one-week free trial, this subscription automatically renews for $0.99 per month unless it is canceled at least 24 hours before the end of the trial period. You can manage and cancel your subscriptions by going to your App Store account settings after purchase. The subscription automatically renews unless it is canceled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. We want to keep improving the app, don't hesitate to contact us about ideas or feedback here: https://budgeapp.wixsite.com/budge Terms of use: https://budgeapp.wixsite.com/budge/terms-of-use

About

Envelope Budget App

This app helps you manage your finances by focusing on food expenses first. It offers a simple, private way to track spending, set budgets, and build healthy financial habits one category at a time.

Highlights
  • Focus on food expenses
  • Private and local tracking
  • Simple transaction entry
  • Category budgeting
  • Integrated tip calculator
  • Bill splitter
Features
Read full description

Tuck is for anyone who finds budgeting overwhelming. It is a simple way to see where your money actually goes. Give every part of your spending its own envelope: Groceries, Rent, Coffee, Savings. Set what each one holds, log transactions as you go, and keep your month on track one envelope at a time. No bank logins, no charts to decode, no noise. EMBRACE SIMPLICITY No sign-in and no bank linking. Completely private and local to your device. Add a transaction in seconds. Create envelopes, set budgets, allow negative balances, and roll unspent money into next month. Move budgeted money between envelopes, or cash between accounts, with a tap. A calm home screen that shows exactly what is left this month. SEE YOUR MONTH Calendar, insights, and spend-by-envelope reports. Home screen and lock screen widgets. Dark mode, your choice of currency, and a Face ID or Touch ID lock. Local backups every launch and CSV export. Your data is always yours. DO MORE WITH TUCK PLUS Unlimited accounts, envelopes, and transactions. iCloud sync across your devices, and partner sharing so two people keep one budget. Recurring bills and paychecks, with gentle reminders. Beautiful Monthly Journal, Year in Review, and Statement exports as PDFs. More color palettes to make Tuck yours. Tuck Plus is available monthly, yearly, or as a one-time lifetime purchase. Everything else stays free. TUCK PLUS SUBSCRIPTION Tuck Plus is available as an auto-renewing subscription: Monthly: $3.99 per month Yearly: $29.99 per year A one-time Lifetime purchase ($49.99) is also available and does not renew. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless it is turned off at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours before the period ends. You can manage or cancel your subscription anytime in your App Store account settings after purchase. Privacy Policy - https://lifesimulator.io/#privacypolicy Terms of Use - https://lifesimulator.io/#terms

Screenshots

Budge Budgets and Spending4 screens
Envelope Budget App4 screens

Verdict

The call

The clearest difference is review sentiment: Envelope Budget App at 75% against Budge Budgets and Spending's 40%. Envelope Budget App also leads on update cadence (every 2 weeks vs every 2 months) and rating (4.8 vs 4.5). Budge Budgets and Spending's advantage is iOS requirement (13.0 vs 17.0). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budge Budgets and Spending sells 2 in-app purchases, starting at $0.99 per month and Envelope Budget App sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Envelope Budget App holds the better App Store score, 4.8 against 4.5. Both are backed by a comparable volume of ratings — 17 and 30 respectively. Written reviews point the same way: 40% of Budge Budgets and Spending's written reviews are positive against 75% of Envelope Budget App's.

UpkeepUpdate frequency

Budge Budgets and Spending ships an update every 2 months, Envelope Budget App every 2 weeks. The most recent releases landed on November 3, 2026 and November 12, 2026 respectively.

Scorecard4 real differences · 6 level
Budge Budgets and Spending versus Envelope Budget App: the parameters behind the verdict, then further details
ParameterBudge Budgets and SpendingEnvelope Budget App
PriceFreeFree
Rating4.5 (17 ratings)4.8 (30 ratings) — better
Positive reviews40.0% of reviews75.0% of reviews — better
Number of ratings1730 — better
Update frequencyEvery 2 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPodiPhone, iPad
Requires iOS13.0 — better17.0
Further details — not scored
Size11 MB18 MB
Age rating4+12+
DeveloperAaron OrrChimpanzee, LLC

Customer experience

Budge Budgets and Spending

All ratings17 ratings
Positive82.4%
Neutral11.8%
Negative5.9%
Written reviews5 reviews
Positive40.0%
Neutral40.0%
Negative20.0%

Envelope Budget App

All ratings30 ratings
Positive96.7%
Neutral0.0%
Negative3.3%
Written reviews8 reviews
Positive75.0%
Neutral12.5%
Negative12.5%

In-app purchases

2 purchases

Budge Budgets and Spending

Subscriptions1
  • Budge7 Days trial$0.991 Month
One-time1
  • Unlimited Budgets$2.99
3 purchases

Envelope Budget App

Subscriptions2
  • Tuck Monthly Subscription$2.991 Month
  • Tuck Yearly Subscription$14.991 Year
One-time1
  • Tuck Plus Lifetime$19.99

Questions

Is Budge Budgets and Spending free?
Budge Budgets and Spending is free to download, with in-app purchases available.
Is Envelope Budget App free?
Envelope Budget App is free to download, with in-app purchases available.
Which has better reviews, Budge Budgets and Spending or Envelope Budget App?
Envelope Budget App is rated higher. Budge Budgets and Spending averages 4.5 out of 5 from 17 ratings, while Envelope Budget App averages 4.8 from 30 ratings.
Do Budge Budgets and Spending or Envelope Budget App have ads?
Neither Budge Budgets and Spending nor Envelope Budget App shows ads.
Which is updated more often, Budge Budgets and Spending or Envelope Budget App?
Budge Budgets and Spending ships an update every 2 months, and Envelope Budget App every 2 weeks. Most recently, Budge Budgets and Spending was updated on November 3, 2026 and Envelope Budget App on November 12, 2026.

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