Comparison

Toby Mertchant vs By Nexus

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Toby Mertchant

Read full description

Toby's new app - Toby Merchant Toby Merchant is specially designed for Toby merchants. An App that can manage all appointments and view account records anytime, anywhere. The main functions include: ・Calendars to allow merchants to clearly view all appointments from Toby, without manual management. ・Merchants can manage the time slots available for reservation in the app, and arrange reservation anytime, anywhere. ・One-stop access to merchant account records, account settlement, exchange records, etc. at a glance, and detailed reports can be downloaded. ・A variety of redemption reservation methods, including QR code, redemption number and phone number, make redemption reservations quick and easy. ・Push notifications allow merchants to receive notifications about reservation status, crediting, and discounts at any time. More new features include: merchant internal appointment management, employee management systems, etc. will be launched one after another, so stay tuned! *Toby Merchant is currently only open to Toby partner merchants. If you want to experience it, please contact the Toby customer specialist at storesupport@hellotoby.com.

About

By Nexus

Features
Read full description

Nexus provides insurance professionals with a comprehensive suite of tools for learning and practice support, covering product knowledge training, data analysis presentation, and market information consolidation β€” helping practitioners deepen their professional expertise and enhance client service quality. Key features include: Featured Showcase β€” Offers dynamic return calculators and chart visualisations to support internal training and product knowledge development Market Comparison β€” Aggregates product data across multiple insurers, enabling market research and training presentations Travel Insurance Tool β€” Instant access to plan quotations for quick and accurate client enquiry responses Infograph β€” A curated collection of insurance knowledge infographics for easy client communication and internal training reference Note: Subscription required for access. Terms of Use (EULA): https://www.bynexus.co/terms-of-use

Screenshots

Toby Mertchant4 screens
By Nexus3 screens

Verdict

The call

The clearest difference is in-app purchases: Toby Mertchant at none against By Nexus's 2. Toby Mertchant also leads on iOS requirement (15.6 vs 17.0). By Nexus's advantage is update cadence (every 4 days vs every 3 months). On price, ads and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. By Nexus sells 2 in-app purchases, starting at $24.99 per month. Toby Mertchant asks for nothing beyond the download.

UpkeepUpdate frequency

Toby Mertchant ships an update every 3 months, By Nexus every 4 days. The most recent releases landed on October 26, 2026 and October 31, 2026 respectively.

Scorecard3 real differences Β· 3 level
Toby Mertchant versus By Nexus: the parameters behind the verdict, then further details
ParameterToby MertchantBy Nexus
PriceFreeFree
Update frequencyEvery 3 monthsEvery 4 days β€” better
AdsNoNo
In-app purchasesNo β€” betterYes
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.6 β€” better17.0
Further details β€” not scored
Size55 MB163 MB
Age rating4+4+
DeveloperToby Technology Limited, Hong Kong SARNexus InsurTech

In-app purchases

None

Toby Mertchant

No in-app purchases

2 purchases

By Nexus

Subscriptions2
  • Monthly Subscription7 Days trial$24.991 Month
  • Annual Subscription7 Days trial$249.991 Year

Questions

Is Toby Mertchant free?
Toby Mertchant is free to download, with no in-app purchases.
Is By Nexus free?
By Nexus is free to download, with in-app purchases available.
Do Toby Mertchant or By Nexus have ads?
Neither Toby Mertchant nor By Nexus shows ads.
Which is updated more often, Toby Mertchant or By Nexus?
Toby Mertchant ships an update every 3 months, and By Nexus every 4 days. Most recently, Toby Mertchant was updated on October 26, 2026 and By Nexus on October 31, 2026.

Other comparisons