Toby Mertchant vs By Nexus
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Toby Mertchant
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Toby's new app - Toby Merchant Toby Merchant is specially designed for Toby merchants. An App that can manage all appointments and view account records anytime, anywhere. The main functions include: γ»Calendars to allow merchants to clearly view all appointments from Toby, without manual management. γ»Merchants can manage the time slots available for reservation in the app, and arrange reservation anytime, anywhere. γ»One-stop access to merchant account records, account settlement, exchange records, etc. at a glance, and detailed reports can be downloaded. γ»A variety of redemption reservation methods, including QR code, redemption number and phone number, make redemption reservations quick and easy. γ»Push notifications allow merchants to receive notifications about reservation status, crediting, and discounts at any time. More new features include: merchant internal appointment management, employee management systems, etc. will be launched one after another, so stay tuned! *Toby Merchant is currently only open to Toby partner merchants. If you want to experience it, please contact the Toby customer specialist at storesupport@hellotoby.com.
By Nexus
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Nexus provides insurance professionals with a comprehensive suite of tools for learning and practice support, covering product knowledge training, data analysis presentation, and market information consolidation β helping practitioners deepen their professional expertise and enhance client service quality. Key features include: Featured Showcase β Offers dynamic return calculators and chart visualisations to support internal training and product knowledge development Market Comparison β Aggregates product data across multiple insurers, enabling market research and training presentations Travel Insurance Tool β Instant access to plan quotations for quick and accurate client enquiry responses Infograph β A curated collection of insurance knowledge infographics for easy client communication and internal training reference Note: Subscription required for access. Terms of Use (EULA): https://www.bynexus.co/terms-of-use
Screenshots
Verdict
The clearest difference is in-app purchases: Toby Mertchant at none against By Nexus's 2. Toby Mertchant also leads on iOS requirement (15.6 vs 17.0). By Nexus's advantage is update cadence (every 4 days vs every 3 months). On price, ads and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. By Nexus sells 2 in-app purchases, starting at $24.99 per month. Toby Mertchant asks for nothing beyond the download.
Toby Mertchant ships an update every 3 months, By Nexus every 4 days. The most recent releases landed on October 26, 2026 and October 31, 2026 respectively.
| Parameter | Toby Mertchant | By Nexus |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 months | Every 4 days β better |
| Ads | No | No |
| In-app purchases | No β better | Yes |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15.6 β better | 17.0 |
| Further details β not scored | ||
| Size | 55 MB | 163 MB |
| Age rating | 4+ | 4+ |
| Developer | Toby Technology Limited, Hong Kong SAR | Nexus InsurTech |
In-app purchases
Toby Mertchant
No in-app purchases
By Nexus
- Monthly Subscription7 Days trial$24.991 Month
- Annual Subscription7 Days trial$249.991 Year









