Comparison

MOZE vs Simple Spender 2

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MOZE

Effortlessly track your income and expenses with this powerful financial management app. It offers multi-account support, budget planning, detailed reports, and even cryptocurrency tracking. Regain control of your finances with a beautiful and intuitive interface.

Highlights
  • Multi-account and cross-currency bookkeeping
  • Budget planning and project grouping
  • Detailed statistical and comparison reports
  • Credit card management and rewards tracking
  • Cryptocurrency tracking
  • Taiwan E-invoice integration
  • Customizable categories and themes
Features
Read full description

MOZE 4.0 – 10 Years of Excellence, Trusted by Millions Beautiful Interface × Powerful Features × Ultimate Experience Turn bookkeeping into pure enjoyment! Tired of your money disappearing without a trace? Want to take control of your finances but don’t know where to start? MOZE helps you effortlessly build bookkeeping habits and regain control over your money! --- 【 What’s New in 4.0 】 iPad Version – Designed for large screens with cross-device synchronization Shortcut Quick Entry – Log a transaction in seconds without opening the app Enhanced Statistics Reports – Multi-dimensional analysis by account, project, target, and more Comparison Reports – Cross-period comparisons to track financial trends Multiple Invoices Linking – Attach several invoices to a single transaction entry Entry Modes Switch – Context-based quick selection of account and category presets Full-Screen Calendar View – Monitor daily income and expenses at a glance Sign in with Apple & Sync – Automatically back up data to MOZE Cloud Crypto Tracking – Follow the top 100 cryptocurrencies by market cap 30+ Updates and Optimizations – Better UX, smoother performance, more power --- 【 Core Features Overview 】 Powerful Financial Management • Multi-account support, cross-currency bookkeeping • Project grouping, budget planning • Payables & receivables tracking, interest calculations Daily Use Scenarios • Comprehensive support for recurring expenses, installments, refunds, fees, discounts, and more Credit Card Center • Advanced features including shared credits, statement mode, billing installments, rewards tracking, auto deposit, balance adjustments Rich Report Analysis • Various types of statistical reports • Comparison tables across different time periods Taiwan E-Invoice Integration • Mobile barcode carrier, QR code scanning, automatic lottery checking, invoice linking Privacy & Security • ISO-27001 certified • Cloud encryption and password protection to safeguard your data Personalization • Over 100 built-in common categories, fully customizable to personal preferences • Multiple theme options, downloadable account and color icons to create your unique style Other Features • Search, batch processing, CSV import/export, cloud backup / restore Widget • Instantly check accounts, budgets, notifications, rewards, and more Apple Watch • Quick entry, recent records, credit card payment reminders, transaction reminders, mobile barcode --- Why Choose MOZE? • 10 years of continuous development, full-featured and refined • Trusted by millions of users • Taiwan-localized design that truly understands your needs --- Contact & Support • Facebook Page: https://moze.to/moze_fb • Facebook Group: https://moze.to/moze_group • Email: hello@moze.app • Website: https://moze.app • Pricing: https://moze.app/pricing • FAQ: https://faq.moze.app/ • Features: https://doc.moze.app/ Legal • Privacy Policy: https://moze.to/website_privacy • Terms of Use: https://moze.to/website_terms --- Ready to make money management effortless? Download MOZE 4.0 and start your 14-day free trial today!

About

Simple Spender 2

Easily track expenses and income, create personalized budgets, and visualize your spending habits with insightful graphs. This app prioritizes data privacy by storing all information locally on your device.

Highlights
  • Expense and income tracking
  • Personalized monthly budgeting
  • Data visualization with graphs
  • Local data storage for privacy
  • CSV import and export
  • Multiple currencies and payment methods
Features
Read full description

Organize Your Expense Keep track of your expenses and income within a few taps. Track how much you spend on each category. Plan Monthly Budget Create personalized budgets and stick with your plans. Visualize Data Summarize your income & expense into graphs and charts. See how much you spend each week, month, year or in your custom range. Data Privacy All data is stored in your own device locally without uploading to anywhere. Data Migration Support CSV file import from any source and export Other Features: - Multiple Currencies - Map View - Tags - Record Payment Method - Colorful Themes - Export data in CSV format - Import CSV data from other sources - Auto Backup Premium Features: - Remove Ads - Dark Theme - Password / Face ID / Touch ID Protection - Unlimited Tags - Unlimited Payment Methods in Records - Unlimited Templates

Screenshots

MOZE4 screens
Simple Spender 24 screens

Verdict

The call

The clearest difference is ads: MOZE at none against Simple Spender 2's shown. MOZE also leads on ratings volume (67 vs 5) and update cadence (weekly vs every 2 weeks). Simple Spender 2's advantage is rating (4.8 vs 4.5) and iOS requirement (14.5 vs 17.0). On price, in-app purchases, monetization model and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. MOZE sells 12 in-app purchases, starting at $1.99 per month and Simple Spender 2 sells 1 in-app purchase, starting at $0.99 per 6 months. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Simple Spender 2 holds the better App Store score, 4.8 against 4.5. That said, the two scores are not equally well evidenced: MOZE has 67 ratings behind it against 5, so its average is the more settled of the two.

UpkeepUpdate frequency

MOZE ships an update weekly, Simple Spender 2 every 2 weeks. The most recent releases landed on September 28, 2026 and June 4, 2026 respectively.

Scorecard5 real differences · 5 level
MOZE versus Simple Spender 2: the parameters behind the verdict, then further details
ParameterMOZESimple Spender 2
PriceFreeFree
Rating4.5 (67 ratings)4.8 (5 ratings) — better
Positive reviews86.6% of reviews—
Number of ratings67 — better5
Update frequencyWeekly — betterEvery 2 weeks
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPod
Requires iOS17.014.5 — better
Further details — not scored
Size213 MB48 MB
Age rating17+4+
DeveloperMOZE Co., Ltd.Kwok Chun Hin

Customer experience

MOZE

All ratings67 ratings
Positive88.1%
Neutral1.5%
Negative10.4%
Written reviews202 reviews
Positive86.6%
Neutral4.5%
Negative8.9%

Simple Spender 2

All ratings5 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

12 purchases

MOZE

Subscriptions2
  • MOZE MONTHLY PREMIUM PLAN14 Days trial$1.991 Month
  • MOZE YEARLY PREMIUM PLAN14 Days trial$19.991 Year
One-time10
  • TW Account Icon Set 1Free
  • TW Account Icon Set 2Free
  • CN Account Icon Set 1Free
Show 7 more
  • CN Account Icon Set 2Free
  • CN Account Icon Set 4Free
  • CN Account Icon Set 3Free
  • TW Account Icon Set 4Free
  • TW Account Icon Set 3Free
  • HK Account Icon Set 1Free
  • TW Account Icon Set 5Free
1 purchases

Simple Spender 2

Subscriptions1
  • 6 Months Subscription14 Days trial$0.996 Months

Questions

Is MOZE free?
MOZE is free to download, with in-app purchases available.
Is Simple Spender 2 free?
Simple Spender 2 is free to download, with in-app purchases available.
Which has better reviews, MOZE or Simple Spender 2?
Simple Spender 2 is rated higher. MOZE averages 4.5 out of 5 from 67 ratings, while Simple Spender 2 averages 4.8 from 5 ratings.
Do MOZE or Simple Spender 2 have ads?
Simple Spender 2 shows ads; MOZE does not.
Which is updated more often, MOZE or Simple Spender 2?
MOZE ships an update weekly, and Simple Spender 2 every 2 weeks. Most recently, MOZE was updated on September 28, 2026 and Simple Spender 2 on June 4, 2026.

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