TIB Online vs مصرف الزراعي
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
TIB Online
Manage your banking needs on the go with a secure and convenient mobile application. Access over 25 services, including account management, remittances, card top-ups, and customer support via video call. Enjoy a user-friendly interface for a seamless banking experience.
- 25+ banking services
- Secure sign-in with biometrics
- Account balance and statement generation
- Local and international remittances
- Prepaid card top-ups and voucher purchases
- Remote account opening
- Video call customer service
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Welcome to the new TIB Online app – Introducing an easy, secure and convenient mobile banking app, with over 25 services. Login using your mobile number and password or register with the help of your bank account number within seconds and enjoy a new banking experience. The user-friendly and intuitive user interface provides a consolidated view of your banking relationship, check balances, generate bank statement, send and receive international and local remittance, reload prepaid cards, buy vouchers and much more. Other features of TIB Online app: Sign-in Easy sign-in and secure access to the app using merely the phone number and password or biometric data Customer Service Video call to customer service officers Book appointments at the branches Branch locators and working hours ATM finders and availability hours Feedback and complaints Account opening remotely Request electronic payment cards (Debit card / Prepaid card) Request cheque book Push notifications (Transactions, Personal, and Ads) Quick and Secure Services Biometric verification to confirm transactions instead of OTP Address book (for faster transactions) Cards top-up Purchase vouchers Banking Services Electronic transfer between accounts of: the same customer other bank customers Statements of accounts and balance Electronic cards and their management Remittances Local / International remittances within Iraq: Taif network internationally: Western Union Receive remittances and deposit into bank account
مصرف الزراعي
Manage your finances securely and conveniently from your phone. This app offers a comprehensive mobile banking experience in Iraq, allowing you to control all your accounts from a single platform. Enjoy features like real-time balance checks, card management, bill payments, and instant mobile top-ups.
- View card and account balances
- Block lost or stolen cards
- Monitor transaction details
- Transfer funds between cards
- Pay bills instantly
- Top up mobile credit and internet
- Create virtual cards for online shopping
- Receive instant transaction notifications
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تطبيق الزراعي هو التطبيق الوحيد الذي تحتاجه لحفظ اموالك في حساب آمن والتحكم بها عن طريق هاتفك. تمتع بأفضل تجربة Mobile Banking في العراق لإدارة كل حساباتك من مكان واحد. حمل التطبيق مجاناً كل ما تحتاجه هو تطبيق الزراعي - اعرض بطاقاتك ورصيد حسابك في أي وقت - أوقف بطاقتك فوراً عند الضياع او السرقة - راقب جميع تفاصيل حركاتك ودفعاتك - حول الاموال بين بطاقاتك او الى بطاقات اخرى - ادفع الفواتير من موبايلك بثواني وفي أي وقت - عبي رصيد الموبايل والانترنت بثواني فقط وفي أي وقت - قم بإنشاء بطاقات الكترونية للتسوق عبر الانترنت لك ولأصحابك - استلم اشعارات فورية بجميع حركاتك - تواصل مع مركز خدمة الزبائن على مدى ٢٤ ساعة باليوم أبقى في أمان - تطبيق الزراعي محمي باسم مستخدم وكلمة مرور - حركاتك داخل التطبيق محمية برمز عمليات (لا تقم بمشاركة رمزك مع أي احد) يمكنك تغييره في أي وقت عملية تسجيل سهلة وسريعة - سجل حساب الرزاعي خلال دقائق فقط
Screenshots
Verdict
The clearest difference is rating: TIB Online at 3.8 against مصرف الزراعي's 2.7. TIB Online also leads on update cadence (weekly vs every 3 months) and review sentiment (23% vs 8%). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
TIB Online holds the better App Store score, 3.8 against 2.7. That said, the two scores are not equally well evidenced: TIB Online has 711 ratings behind it against 78, so its average is the more settled of the two. Written reviews point the same way: 23% of TIB Online's written reviews are positive against 8% of مصرف الزراعي's.
TIB Online ships an update weekly, مصرف الزراعي every 3 months. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.
| Parameter | TIB Online | مصرف الزراعي |
|---|---|---|
| Price | Free | Free |
| Rating | 3.8 (711 ratings) — better | 2.7 (78 ratings) |
| Positive reviews | 23.1% of reviews — better | 8.3% of reviews |
| Number of ratings | 711 — better | 78 |
| Update frequency | Weekly — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.6 | 15.6 |
| Further details — not scored | ||
| Size | 159 MB | 92 MB |
| Age rating | 4+ | 4+ |
| Developer | AL TAIF ISLAMIC BANK OF INVESTMENT AND FINANCE | AGRICULTURE BANK |
Customer experience
TIB Online
مصرف الزراعي
Bugs and requests
TIB Online
Reported bugs
4 issues- App crashes on launch
- Unable to complete transactions
- Freezing and lagging issues
- Notification delays
Requested features
4 requests- Add support for international iTunes gift cards
- Improve Arabic font and layout
- Integrate more payment options (e.g. PlayStation, Xbox)
- Provide better customer support response times
مصرف الزراعي
Not enough reviews yet to summarise bugs or requests.
In-app purchases
TIB Online
No in-app purchases
مصرف الزراعي
No in-app purchases
