XPay.Life vs Deofin App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
XPay.Life
Easily pay a wide range of utility bills and recharge services. Supports multiple payment methods including UPI, credit/debit cards, and net banking for electricity, mobile, DTH, broadband, landline, water, and gas bills.
- Utility bill payments
- Mobile and DTH recharges
- Multiple payment channels (UPI, Card, Net Banking)
- Supports numerous operators and providers
- Quick login via OTP
- Profile updates via camera
Read full descriptionHide full description
Pay all your Utility bills and Recharge using XPay.Life that offers a full spectrum of Utility Bill Payments. Users can make payment for Electricity, Water, Gas, Mobile Postpaid, Mobile Prepaid ,Landline Postpaid, Broadband and DTH using different payment channels using XPay.Life App. Different Payment Channels enabled on XPay.Life App are: UPI Credit & Debit Card Net Banking Electricity Bill Payment: Make electricity bill payment for all the operators such as AVVNL, BESCOM, BESL, CESC, CESCOM, DHBVN, HESCOM, JBVNL, KSEBL, MGVCL, NDMC, TNEB, UPPCL, WBSEDCL and many more. Mobile Postpaid Bill: Pay your Mobile Postpaid Bill for Airtel, BSNL, Idea, Jio, Vodafone and more. DTH Bill Payment: Pay your DTH bills for Dish TV, Sun Direct TV, TATA Sky, Videocon D2H and more. Broadband Postpaid: Broadband Bill Payment can be made for ACT Fibernet, Airtel, Asianet, Comway, Connect Broadband, D Vois Communication, Fusionnet Web Services, Hathway, Nextra, Spectra, Tikona and more. Landline Postpaid: Pay your Landline Postpaid bills for Airtel, BSNL, MTNL and more. Water Bill Payment: Make water bill payment for NDMC, PHED, Bangalore Water Supply & Sewage Board, Delhi Jal Board, Haryana Urban Development Authority, Indore Municipal Corporation, Pune Municipal Corporation, Ranchi Municipal Corporation and many more. Gas Bill Payment: You can pay for Gas Bills for Adani Gas, Central UP Gas Limited, Gail Gas Limited, Green Gas Limited, Gujarat Gas Limited, Haryana Gas Limited, UCPGPL and more. App Permissions: SMS: To enable quick login via OTP. Camera: To update the profile. Storage: This allows us to locally store some data when you are raising a ticket using the app to make your experience faster and smoother. For any issue, please contact us on support@xpay.life Visit our website www.xpay.life
Deofin App
Read full descriptionHide full description
This is an extraordinary application which has been developed to assist people in online application of home loans by allowing people to evaluate interest rates and determine which bank offers the ideal one for them, based on their financial situation and needs and providing a safe and hassle free experience to all of the clients.This app has come to the rescue through streamlining the work process, as it simplifies the complicated procedure of application, approval of documents or legal clearances etc. and manages the entire process online to ease the client's efforts and ensure immediate fulfillment of services. Here, you may simply obtain financing with easy eligibility requirements, little need for supporting documents, timely updates of the status and best after sale services.
Screenshots
Verdict
The clearest difference is ads: Deofin App at none against XPay.Life's shown. XPay.Life's advantage is update cadence (monthly vs every 3 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
XPay.Life ships an update monthly, Deofin App every 3 months. The most recent releases landed on October 22, 2026 and October 27, 2026 respectively.
| Parameter | XPay.Life | Deofin App |
|---|---|---|
| Price | Free | Free |
| Rating | 2.0 (1 ratings) — better | — |
| Positive reviews | 57.1% of reviews | — |
| Number of ratings | 1 — better | — |
| Update frequency | Monthly — better | Every 3 months |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Ad-supported | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 14.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 43 MB | 1 MB |
| Age rating | 4+ | 17+ |
| Developer | XIPHIAS SOFTWARE TECHNOLOGIES PRIVATE LIMITED | Metaguard Mobitech Llp |
In-app purchases
XPay.Life
No in-app purchases
Deofin App
No in-app purchases








