Philo Mobile vs HPB Business Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Philo Mobile
Access your bank accounts on the go. View balances, transaction history, deposit checks, transfer funds, and pay bills securely from your mobile device. Manage your finances anytime, anywhere.
- View account balances
- Check transaction history
- Deposit checks
- Transfer funds
- Pay bills
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Philo Mobile is a free service, from Philo Exchange Bank, that allows you to access your money anytime, anywhere. With Philo Mobile you can view your account balances, view recent transaction history, deposit checks, transfer funds (internally), and pay bills from virtually anywhere on your iPhone or iPad.
HPB Business Mobile
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Welcome to the new Hickory Point Bank & Trust Mobile Banking App for Commercial clients. Bank on the go conveniently and securely with the HPB Mobile Business Banking. Now you can manage your business finances anytime, anywhere - from your mobile device. Manage Your Accounts: • Check business account balances • View recent transactions, including check images • Transfer money between accounts Deposit Checks: • Deposit checks by snapping a picture of each check • View deposit history in the app Review and Approve: • Approve transactions scheduled through [Business Online], including fund transfers, ACH transfers and wire transfers • Review and approve Positive Pay exceptions • Receive alerts when approvals are pending Getting started is easy. Simply download the app and sign on with your HPB Business Online Banking credentials. For more information about HPB mobile services, please visit https://www.hickorypointbank.com or call us at 217-875-3131. Equal Housing Lender, Member FDIC
Screenshots
Verdict
Philo Mobile and HPB Business Mobile are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Both ship on a similar rhythm, roughly every 4 months. The most recent releases landed on November 3, 2026 and October 27, 2026 respectively.
| Parameter | Philo Mobile | HPB Business Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (121 ratings) — better | — |
| Number of ratings | 121 — better | — |
| Update frequency | Every 4 months | Every 4 months |
| Ads | Yes | Yes |
| In-app purchases | No | No |
| Monetization | Ad-supported | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 104 MB | 22 MB |
| Age rating | 4+ | 4+ |
| Developer | Philo Exchange Bank Inc. | Hickory Point Bank & Trust |
In-app purchases
Philo Mobile
No in-app purchases
HPB Business Mobile
No in-app purchases
Questions
Is Philo Mobile free?
Is HPB Business Mobile free?
Do Philo Mobile or HPB Business Mobile have ads?
Which is updated more often, Philo Mobile or HPB Business Mobile?
Other comparisons
