Philo Mobile vs MyFinancial
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Philo Mobile
Access your bank accounts on the go. View balances, transaction history, deposit checks, transfer funds, and pay bills securely from your mobile device. Manage your finances anytime, anywhere.
- View account balances
- Check transaction history
- Deposit checks
- Transfer funds
- Pay bills
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Philo Mobile is a free service, from Philo Exchange Bank, that allows you to access your money anytime, anywhere. With Philo Mobile you can view your account balances, view recent transaction history, deposit checks, transfer funds (internally), and pay bills from virtually anywhere on your iPhone or iPad.
MyFinancial
Manage your John Deere Financial accounts conveniently and securely. View account details, statements, and make payments. Enroll in AutoPay to avoid missed payments and access past statements.
- View account details
- Access statements (18 months)
- Make one-time payments
- Enroll in AutoPay
- Manage automatic payments
- Contact customer service
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Official app for John Deere Financial Account Management. View your account details and your statement, make a payment, and enroll in AutoPay. Convenient. Secure. Simple. Account Management on the go. Manage Your John Deere Financial Accounts • Quick and easy access to all your accounts 24/7 • Get information you need such as loan rate and terms, credit limits and available credit • Review activity and balances in your accounts Make One-Time Payments • Schedule payments on your individual accounts • Pay using either your bank account or debit card • Setup multiple bank accounts for to facilitate payments from different sources Manage Automatic Payments • Enroll in Auto Pay to ensure you never miss a payment • Change Auto Pay settings such as your bank account or payment date View Statements • Access to current monthly statement and statements for the past 18 months • Available in a PDF format that can be easily downloaded and printed Contact Us • Submit a question or comment by email • Reach a customer service representative by phone NOTE: Minimum System Requirements: iOS 15.1 and higher are supported.
Screenshots
Verdict
The clearest difference is ads: MyFinancial at none against Philo Mobile's shown. MyFinancial also leads on ratings volume (13K vs 121). Philo Mobile's advantage is monetization model (ad-supported vs free with in-app purchases). On price, rating, update cadence and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.9 for Philo Mobile against 4.9 for MyFinancial. That said, the two scores are not equally well evidenced: MyFinancial has 13K ratings behind it against 121, so its average is the more settled of the two.
Philo Mobile ships an update every 4 months, MyFinancial every 2 months. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.
| Parameter | Philo Mobile | MyFinancial |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (121 ratings) | 4.9 (13K ratings) — better |
| Positive reviews | — | 93.0% of reviews |
| Number of ratings | 121 | 13K — better |
| Update frequency | Every 4 months | Every 2 months — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Ad-supported — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 104 MB | 24 MB |
| Age rating | 4+ | 4+ |
| Developer | Philo Exchange Bank Inc. | John Deere |
Customer experience
Philo Mobile
MyFinancial
Bugs and requests
Philo Mobile
Not enough reviews yet to summarise bugs or requests.
MyFinancial
Reported bugs
3 issues- Login screen not working
- App not opening outside of the US
- Payments not processing correctly
Requested features
5 requests- Automatic payment option
- Ability to view detailed account history
- Debit card payment option
- Improved login persistence
- Notification system for payments
In-app purchases
Philo Mobile
No in-app purchases
MyFinancial
No in-app purchases
Questions
Is Philo Mobile free?
Is MyFinancial free?
Which has better reviews, Philo Mobile or MyFinancial?
Do Philo Mobile or MyFinancial have ads?
Which is updated more often, Philo Mobile or MyFinancial?
Other comparisons
