Comparison

HDBank vs OCB OMNI

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

HDBank

Manage your personal finances quickly, securely, and conveniently with this modern banking app. It offers biometric login, QR code payments, virtual assistant support, and various transaction services.

Highlights
  • Biometric login (fingerprint, face, PIN)
  • QR code payments (VNPAY-QR)
  • Virtual assistant (chatbot) support
  • Stock market information
  • Flight booking and payment
  • Account balance and transaction history
  • Money transfer services
Features
Read full description

HDBank Mobile Banking là ứng dụng trực tuyến do HDBank phát triển, cam kết mang đến cho khách hàng những trải nghiệm dịch vụ ngân hàng hiện đại. Quý Khách hàng chỉ cần cài đặt ứng dụng để quản lý tài chính cá nhân một cách nhanh chóng, an toàn và tiện lợi mọi lúc mọi nơi. Các tính năng chính của ứng dụng: - Đăng nhập ứng dụng dùng sinh trắc học: vân tay, khuôn mặt hoặc dùng mã PIN. - Thanh toán tiện lợi bằng QRPay tại hơn 50.000 cửa hàng, website chấp nhận thanh toán bằng mã VNPAY – QR. - Trợ lý ảo (Chatbot) hỗ trợ hiệu quả các giao dịch trên ứng dụng thông qua giọng nói hoặc từ khóa. - Thông tin thị trường chứng khoán. - Đặt và thanh toán vé máy bay của 30 hãng hàng không trong nước và quốc tế. - Tích hợp phương thức xác thực HDBank OTP vào ứng dụng để đem lại sự tiện lợi, an toàn cho khách hàng khi xác thực giao dịch. Đồng thời đáp ứng yêu cầu bảo mật của Ngân hàng nhà nước. Các chức năng Quản lý tài chính: - Truy vấn thông tin tài khoản: Tài khoản thanh toán, Tài khoản tiết kiệm, Tài khoản vay, Tài khoản thẻ tín dụng. - Thực hiện giao dịch chuyển tiền: Chuyển tiền trong HDBank, Chuyển tiền ngoài HDBank (tự động chuyển tiền nhanh 24/7 đến các ngân hàng tham gia hệ thống NAPAS ), Chuyển tiền nhanh qua thẻ. - Dịch vụ thanh toán: Hóa đơn sinh hoạt, Dịch vụ vận chuyển, Thanh toán khoản vay... - Được trải nghiệm đặc quyền “0 phí” của tài khoản HDBank e-SkyOne: Miễn phí chuyển khoản, Miễn phí duy trì tài khoản, Miễn phí dịch vụ eBanking, Không yêu cầu số dư bình quân. Các tiện ích khác: - Tìm kiếm Chi nhánh/ Phòng giao dịch, ATM. - Xem thông tin sản phẩm dịch vụ, ưu đãi dành cho khách hàng, thông tin lãi suất. - Và nhiều tiện ích khác. HDBank Mobile Banking liên tục được đổi mới và hoàn thiện nhằm tối ưu hóa sự tiện lợi dành cho khách hàng. Hãy tải và đăng ký HDBank Mobile Banking ngay hôm nay để trải nghiệm các dịch vụ tài chính hiện đại, đẳng cấp. Hội sở chính: 25Bis Nguyễn Thị Minh Khai, Phường Bến Nghé, Quận 1, TP. Hồ Chí Minh, Việt Nam Hotline 24/7: 19006060 Website: https://hdbank.com.vn Thông tin xếp hạng tín nhiệm: https://hdbank.com.vn/vi/investor/thong-tin-nha-dau-tu/xep-hang-tin-nhiem

About

OCB OMNI

This digital banking app offers a modern and efficient way to manage your finances. It provides fast, secure, and convenient transactions, personalized experiences, and easy account management. Enjoy features like quick account opening, free QR code payments, and online savings management.

Highlights
  • Fast and secure transactions
  • Open accounts in 2 minutes
  • Free QR code payments
  • Online savings management
  • Personalized homepage
  • Smart OTP authentication
Features
Read full description

Digital bank of the new generation, OCB OMNI of Orient Commercial Joint Stock Bank (OCB) with a variety of financial service, products and utilities has been optimized in a simple but modern, effective way in order to personalize the experience of each customers, ensuring fast 24/7, safe, secure and convenient transactions. Smooth transaction, easy to use - Fast and seamless transaction - Easy and effortless steps - Easy to understand from the very first time Convenience in every single service - Open a nice account easily in 2 minutes - Fund transfer and make payment free by scanning your QR code - Manage and create groups of invoices to pay in just 1 time. - Open savings quickly, withdraw part or all completly online Personalization in your experiece: - Proactively install favorite transactions right on the homepage for quick and easy use - Just 1 touch to search for the information you need - Experience the financial services space and incentives made specifially for each customer - Earn unlimited membership points after each transaction to redeem attractive gifts Safe and secure Absolute security with Smart OTP transaction authentication technology following the FIDO standards, no need to remember or copy OTP codes. Along with many other products & services that make life easier. Download the OCB OMNI application and experience it now! Contact Info: Website: https://ocb.com.vn/vi/ca-nhan Hotline: 18006678 Head office: 41-45 Le Duan Street, Ben Nghe Ward, District 1, Ho Chi Minh city.

Screenshots

HDBank4 screens
OCB OMNI4 screens

Verdict

The call

The clearest difference is review sentiment: OCB OMNI at 45% against HDBank's 30%. OCB OMNI also leads on rating (3.7 vs 3.5). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

OCB OMNI holds the better App Store score, 3.7 against 3.5. Both are backed by a comparable volume of ratings — 93 and 134 respectively. Written reviews point the same way: 30% of HDBank's written reviews are positive against 45% of OCB OMNI's.

UpkeepUpdate frequency

HDBank ships an update fortnightly, OCB OMNI every 11 days. The most recent releases landed on September 16, 2026 and September 21, 2026 respectively.

Scorecard2 real differences · 8 level
HDBank versus OCB OMNI: the parameters behind the verdict, then further details
ParameterHDBankOCB OMNI
PriceFreeFree
Rating3.5 (93 ratings)3.7 (134 ratings) — better
Positive reviews30.0% of reviews45.0% of reviews — better
Number of ratings93134 — better
Update frequencyFortnightlyEvery 11 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS14.0 — better15.0
Further details — not scored
Size644 MB857 MB
Age rating4+4+
DeveloperHo Chi Minh City Development Joint Stock Commercial BankOrient Commercial Joint Stock Bank

Customer experience

HDBank

All ratings93 ratings
Positive60.2%
Neutral7.5%
Negative32.3%
Written reviews30 reviews
Positive30.0%
Neutral0.0%
Negative70.0%

OCB OMNI

All ratings134 ratings
Positive67.9%
Neutral0.7%
Negative31.3%
Written reviews131 reviews
Positive45.0%
Neutral3.1%
Negative51.9%

Bugs and requests

HDBank

Not enough reviews yet to summarise bugs or requests.

OCB OMNI

Reported bugs

4 issues
  • Login and authentication issues
  • Frequent app crashes and freezes
  • Unreliable fund transfers and payments
  • Compatibility problems with newer devices

Requested features

4 requests
  • Improved app stability and reliability
  • Faster and more responsive performance
  • Enhanced security measures
  • More transparent fee structure

In-app purchases

None

HDBank

No in-app purchases

None

OCB OMNI

No in-app purchases

Questions

Is HDBank free?
HDBank is free to download, with no in-app purchases.
Is OCB OMNI free?
OCB OMNI is free to download, with no in-app purchases.
Which has better reviews, HDBank or OCB OMNI?
OCB OMNI is rated higher. HDBank averages 3.5 out of 5 from 93 ratings, while OCB OMNI averages 3.7 from 134 ratings.
Do HDBank or OCB OMNI have ads?
Neither HDBank nor OCB OMNI shows ads.
Which is updated more often, HDBank or OCB OMNI?
HDBank ships an update fortnightly, and OCB OMNI every 11 days. Most recently, HDBank was updated on September 16, 2026 and OCB OMNI on September 21, 2026.

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