Comparison

HDBank vs Gold Tracker 24h

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

HDBank

Manage your personal finances quickly, securely, and conveniently with this modern banking app. It offers biometric login, QR code payments, virtual assistant support, and various transaction services.

Highlights
  • Biometric login (fingerprint, face, PIN)
  • QR code payments (VNPAY-QR)
  • Virtual assistant (chatbot) support
  • Stock market information
  • Flight booking and payment
  • Account balance and transaction history
  • Money transfer services
Features
Read full description

HDBank Mobile Banking là ứng dụng trực tuyến do HDBank phát triển, cam kết mang đến cho khách hàng những trải nghiệm dịch vụ ngân hàng hiện đại. Quý Khách hàng chỉ cần cài đặt ứng dụng để quản lý tài chính cá nhân một cách nhanh chóng, an toàn và tiện lợi mọi lúc mọi nơi. Các tính năng chính của ứng dụng: - Đăng nhập ứng dụng dùng sinh trắc học: vân tay, khuôn mặt hoặc dùng mã PIN. - Thanh toán tiện lợi bằng QRPay tại hơn 50.000 cửa hàng, website chấp nhận thanh toán bằng mã VNPAY – QR. - Trợ lý ảo (Chatbot) hỗ trợ hiệu quả các giao dịch trên ứng dụng thông qua giọng nói hoặc từ khóa. - Thông tin thị trường chứng khoán. - Đặt và thanh toán vé máy bay của 30 hãng hàng không trong nước và quốc tế. - Tích hợp phương thức xác thực HDBank OTP vào ứng dụng để đem lại sự tiện lợi, an toàn cho khách hàng khi xác thực giao dịch. Đồng thời đáp ứng yêu cầu bảo mật của Ngân hàng nhà nước. Các chức năng Quản lý tài chính: - Truy vấn thông tin tài khoản: Tài khoản thanh toán, Tài khoản tiết kiệm, Tài khoản vay, Tài khoản thẻ tín dụng. - Thực hiện giao dịch chuyển tiền: Chuyển tiền trong HDBank, Chuyển tiền ngoài HDBank (tự động chuyển tiền nhanh 24/7 đến các ngân hàng tham gia hệ thống NAPAS ), Chuyển tiền nhanh qua thẻ. - Dịch vụ thanh toán: Hóa đơn sinh hoạt, Dịch vụ vận chuyển, Thanh toán khoản vay... - Được trải nghiệm đặc quyền “0 phí” của tài khoản HDBank e-SkyOne: Miễn phí chuyển khoản, Miễn phí duy trì tài khoản, Miễn phí dịch vụ eBanking, Không yêu cầu số dư bình quân. Các tiện ích khác: - Tìm kiếm Chi nhánh/ Phòng giao dịch, ATM. - Xem thông tin sản phẩm dịch vụ, ưu đãi dành cho khách hàng, thông tin lãi suất. - Và nhiều tiện ích khác. HDBank Mobile Banking liên tục được đổi mới và hoàn thiện nhằm tối ưu hóa sự tiện lợi dành cho khách hàng. Hãy tải và đăng ký HDBank Mobile Banking ngay hôm nay để trải nghiệm các dịch vụ tài chính hiện đại, đẳng cấp. Hội sở chính: 25Bis Nguyễn Thị Minh Khai, Phường Bến Nghé, Quận 1, TP. Hồ Chí Minh, Việt Nam Hotline 24/7: 19006060 Website: https://hdbank.com.vn Thông tin xếp hạng tín nhiệm: https://hdbank.com.vn/vi/investor/thong-tin-nha-dau-tu/xep-hang-tin-nhiem

About

Gold Tracker 24h

Track live gold prices and manage your personal gold assets with real-time updates from major brands. Calculate profit/loss, set accumulation goals, and securely store your transaction data offline with biometric protection.

Highlights
  • Track live gold prices and exchange rates
  • Manage personal gold assets and portfolio
  • Automatic profit/loss calculation
  • Set and track gold accumulation goals
  • Secure offline data storage
  • Biometric security (Face ID, fingerprint)
Features
Read full description

SỔ VÀNG 24H - TRACK TODAY’S GOLD PRICES & MANAGE YOUR PERSONAL GOLD ASSETS Sổ Vàng 24h is an app designed to help you track real-time gold prices and manage your personal gold assets right on your phone. With an intuitive and minimalist interface, the app is a useful tool for your gold accumulation journey, whether you are gradually saving gold by the chỉ, building long-term gold assets, or managing your personal gold investment portfolio in a scientific, secure, and private way. KEY FEATURES: 1. TRACK GOLD PRICES AND EXCHANGE RATES ONLINE • Domestic gold price updates: Closely follow today’s gold prices from major gold brands in Vietnam such as SJC, DOJI, PNJ, Phú Quý, Bảo Tín Minh Châu, and more. • Pin your favorite gold products: Pin the gold types you care about to the home screen for quick access to price movements and charts. • Real-time converted global gold prices: Stay updated with live world gold prices and automatic conversion to VND based on current foreign exchange rates. • Foreign exchange rates & currency converter: Access reference exchange rates from Vietcombank for USD, EUR, JPY, CNY, and more, together with a quick currency conversion tool. 2. SMART GOLD ACCUMULATION AND PORTFOLIO MANAGEMENT • Automatic profit/loss calculation: Simply enter your buy/sell transactions, and the app automatically calculates the average cost price and displays your actual profit or loss based on real-time market prices. • Flexible gold accumulation tracking: Supports traditional Vietnamese gold measurement units such as Chỉ as the default unit, Lượng, Phân, as well as the international unit Ounce (Oz). This is especially useful for users who regularly accumulate gold by the chỉ each month. • Save receipt images: Take photos directly or upload transaction receipt images to the app for easier record keeping and future reference. • Visual asset allocation: View a pie chart showing the allocation of your current gold portfolio by brand. 3. SET GOLD ACCUMULATION GOALS • Clear saving roadmap: Set a target amount of gold you want to accumulate, such as 10 chỉ, 50 chỉ, 5 lượng, and more. • Track progress automatically: The progress bar updates automatically, calculates the remaining amount of gold needed, and estimates the additional budget required to complete your plan. 4. MANAGE YOUR OWN LOCAL GOLD SHOPS • Create your personal gold shop list: Add local gold shops or stores that you frequently trade with. • Manually update local prices: Enter buy/sell prices from your local gold shops and attach photos of their price boards for reference. 5. STRONG DATA PRIVACY AND SECURITY • Secure offline storage: All asset and transaction information is stored directly on your personal device offline, helping protect your privacy. • Biometric security: Unlock the app using Face ID, fingerprint authentication, or your device passcode. • Easy data backup: Export and import your data via JSON files for quick transfer between devices. 6. PERSONALIZED EXPERIENCE • Light/Dark mode: Protect your eyes and save battery with Dark Mode support. • Multi-language support Sổ Vàng 24h is suitable for users who want to track daily gold prices, manage gold accumulation, save gold by the chỉ, and record their personal gold investment journey in a simple, convenient, and effective way. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

HDBank4 screens
Gold Tracker 24h4 screens

Verdict

The call

The clearest difference is review sentiment: Gold Tracker 24h at 100% against HDBank's 30%. Gold Tracker 24h also leads on rating (4.0 vs 3.5) and update cadence (weekly vs fortnightly). HDBank's advantage is in-app purchases (none vs 2) and ads (none vs shown). On price, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Gold Tracker 24h sells 2 in-app purchases, starting at $1.99 per month. HDBank asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Gold Tracker 24h holds the better App Store score, 4.0 against 3.5. That said, the two scores are not equally well evidenced: HDBank has 93 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 30% of HDBank's written reviews are positive against 100% of Gold Tracker 24h's.

UpkeepUpdate frequency

HDBank ships an update fortnightly, Gold Tracker 24h weekly. The most recent releases landed on September 25, 2026 and September 22, 2026 respectively.

Scorecard7 real differences · 3 level
HDBank versus Gold Tracker 24h: the parameters behind the verdict, then further details
ParameterHDBankGold Tracker 24h
PriceFreeFree
Rating3.5 (93 ratings)4.0 (3 ratings) — better
Positive reviews30.0% of reviews100.0% of reviews — better
Number of ratings93 — better3
Update frequencyFortnightlyWeekly — better
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationFree — betterAd-supported
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS14.0 — better15.1
Further details — not scored
Size644 MB57 MB
Age rating4+4+
DeveloperHo Chi Minh City Development Joint Stock Commercial BankTran Diem

Customer experience

HDBank

All ratings93 ratings
Positive60.2%
Neutral7.5%
Negative32.3%
Written reviews30 reviews
Positive30.0%
Neutral0.0%
Negative70.0%

Gold Tracker 24h

All ratings3 ratings
Positive66.7%
Neutral33.3%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

HDBank

No in-app purchases

2 purchases

Gold Tracker 24h

Subscriptions2
  • Sổ Vàng Pro - 1 tháng$1.991 Month
  • Sổ Vàng Pro - 1 năm$14.991 Year

Questions

Is HDBank free?
HDBank is free to download, with no in-app purchases.
Is Gold Tracker 24h free?
Gold Tracker 24h is free to download, with in-app purchases available.
Which has better reviews, HDBank or Gold Tracker 24h?
Gold Tracker 24h is rated higher. HDBank averages 3.5 out of 5 from 93 ratings, while Gold Tracker 24h averages 4.0 from 3 ratings.
Do HDBank or Gold Tracker 24h have ads?
Gold Tracker 24h shows ads; HDBank does not.
Which is updated more often, HDBank or Gold Tracker 24h?
HDBank ships an update fortnightly, and Gold Tracker 24h weekly. Most recently, HDBank was updated on September 25, 2026 and Gold Tracker 24h on September 22, 2026.

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