Comparison

NMC Smart vs Myra

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

NMC Smart

Manage your bank account conveniently from your mobile device. Perform transactions, pay bills, and transfer funds securely anytime, anywhere. Enjoy easy access to your account information and make payments using QR codes.

Highlights
  • Banking on the go
  • Bill payments
  • Top-ups
  • Fund transfers
  • QR code payments
  • Account information access
Read full description

NMC Smart is Nepal Multipurpose Co-operative's Official Mobile Banking App. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Nepal Multipurpose Co-operative. This App will be regularly updated with additional new features. Key Features: Banking On the Go Bill Payments Made Easier Top Up Made Easier Fund Transfers Made Easier QR Code: Scan and Pay Instant Online and Retail Payment with Fonepay Network Accessing your Account Informations Made Easier User Friendly, Safe and Secure And Many More Exciting Features NMC Smart helps protect your information by using 128-bit SSL encryption when you are logged on. To be able to use this App, you first need to have a valid account maintained at Nepal Multipurpose Co-operative, and you need to subscribe to the Nepal Multipurpose Co-operative's Mobile Banking Service. Banking has never been this simple and easier before. Enjoy Banking Without visiting your branch. NMC Smart is a Member of Fonepay Network. Smart Banking for Smart People.

About

Myra

Features
Read full description

Myra is Neosys Technology's Official Mobile Banking App. Enjoy a cooperative experience from your handheld devices, from anywhere anytime. This App will be regularly updated with additional new features. Key Features: 1. Multiple cooperative connectivities from a single application. 2. Account Transfer. 3. Send Money. And many more. Myra helps protect your information by using SSL encryption and all other industry-standard security measures when you are logged on. To use this App, you first need to have a valid account maintained at Myra and subscribe to the respective cooperative's Mobile Banking Service.

Screenshots

NMC Smart4 screens
Myra4 screens

Verdict

The call

The clearest difference is update cadence: Myra at monthly against NMC Smart's every 4 months. NMC Smart's advantage is iOS requirement (12.1 vs 16.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

NMC Smart ships an update every 4 months, Myra monthly. The most recent releases landed on June 9, 2026 and July 8, 2026 respectively.

Scorecard2 real differences · 8 level
NMC Smart versus Myra: the parameters behind the verdict, then further details
ParameterNMC SmartMyra
PriceFreeFree
Rating1.0 (1 ratings) — better—
Positive reviews0.0% of reviews—
Number of ratings1 — better—
Update frequencyEvery 4 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS12.1 — better16.0
Further details — not scored
Size73 MB72 MB
Age rating4+17+
DeveloperNMC Multipurpose Cooperative Ltd.Neosys Technology

In-app purchases

None

NMC Smart

No in-app purchases

None

Myra

No in-app purchases

Questions

Is NMC Smart free?
NMC Smart is free to download, with no in-app purchases.
Is Myra free?
Myra is free to download, with no in-app purchases.
Do NMC Smart or Myra have ads?
Neither NMC Smart nor Myra shows ads.
Which is updated more often, NMC Smart or Myra?
NMC Smart ships an update every 4 months, and Myra monthly. Most recently, NMC Smart was updated on June 9, 2026 and Myra on July 8, 2026.

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