Paymaster vs My
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Paymaster
Take control of your finances with this app. Track expenses and income across multiple currencies, plan budgets, and analyze spending patterns. It offers features like SMS transaction import and payment reminders to help you manage your money effectively.
- Expense and income tracking
- Budget planning
- Multi-currency support (170+)
- Transaction creation from SMS
- Scheduled payment reminders
- Graphical reports
- Configurable categories
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Do not know where your money goes? Can't save money? Paymaster will help to take finances under control! You will always know how much you have in your wallet, on the credit card and on the bank account. How much do you owe and how much one owes to you. You can: - Maintain accounts and keep notes about your expenses and incomes in 170 currencies. - Plan your budget. - Analyze the structure of expenses and incomes. - Monitor the profitability of your savings in foreign currency. Paymaster will be: - Create transactions from SMS banks send. - Remind to make scheduled payments. - Warn about exceeding budgets. Paymaster has everything you need: - Graphical reports. - Configurable categories of expenses and incomes. - Over 170 currencies. - Transaction creation from SMS banks send. - Budgets. - TAGs. - Transaction splitting. - Backups. - Data protection. Paymaster has a free version (Package TRACK) with some limitations (2 accounts, 10 SMS for parsing per month, charts, budgets and currencies functionality limitations). For basic accounting, it is more than enough (and it’s also ad-free)! If you want to take your finances under full control, analyse expenses and incomes, monitor your savings and exchange rates, then there are two subscription plans without limitations: "Plan SAVE UP" and "Plan MANAGE". Payment will be charged to your Apple ID account at the confirmation of purchase. The subscription automatically renews unless it is canceled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage and cancel your subscriptions by going to your App Store account settings after purchase. Here is a link to the Terms of Use: https://paymaster.site/terms-of-use?lang=en
My
Effortlessly track your spending, manage debts, and set budgets to understand where your money goes. This app helps you organize expenses, attach receipts, and monitor financial goals.
- Quick expense logging
- Detailed spending organization
- Receipt attachment
- Smart budget creation
- Debt monitoring
- Ad-free premium option
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Take Control of Your Money & Stop Guessing Where It Goes! Ever wondered where your money disappears each month? Track every penny, manage your debts, and stay on top of your budgets with ease. Key Features: Quick Logging: Add daily expenses fast, anytime. Detailed Tracking: Organize spending, attach receipts, and track every detail. Smart Budgets: Set limits for categories like "Supermarket" and see what’s left instantly. Debt Manager: Monitor personal and car loans, track payments, and stay in control. Premium Subscription: Enjoy an ad-free experience. Stop guessing, start saving, and take control of your financial future today!
Screenshots
Verdict
The clearest difference is rating: My at 5.0 against Paymaster's 4.0. Paymaster's advantage is ads (none vs shown) and update cadence (monthly vs every 4 months). On price, review sentiment, ratings volume and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Paymaster sells 4 in-app purchases, starting at $2.99 per month and My sells 2 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.
My holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 4 and 5 respectively. Written reviews point the same way: 63% of Paymaster's written reviews are positive against 67% of My's.
Paymaster ships an update monthly, My every 4 months. The most recent releases landed on October 29, 2026 and October 19, 2026 respectively.
| Parameter | Paymaster | My |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (4 ratings) | 5.0 (5 ratings) — better |
| Positive reviews | 62.5% of reviews | 66.7% of reviews — better |
| Number of ratings | 4 | 5 — better |
| Update frequency | Monthly — better | Every 4 months |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 135 MB | 15 MB |
| Age rating | 4+ | 4+ |
| Developer | Sergey Kolyoskin | Hossam Faqeha |
Customer experience
Paymaster
My
In-app purchases
Paymaster
- "SAVE UP" monthly plan1 Month trial$2.991 Month
- "MANAGE" monthly plan1 Month trial$5.991 Month
- "SAVE UP" yearly plan1 Month trial$17.991 Year
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- "MANAGE" yearly plan1 Month trial$35.991 Year
My
- Remove all ads for six month$2.99
- Remove all ads for one year$4.99






