Paymaster vs Spendar
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Paymaster
Take control of your finances with this app. Track expenses and income across multiple currencies, plan budgets, and analyze spending patterns. It offers features like SMS transaction import and payment reminders to help you manage your money effectively.
- Expense and income tracking
- Budget planning
- Multi-currency support (170+)
- Transaction creation from SMS
- Scheduled payment reminders
- Graphical reports
- Configurable categories
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Do not know where your money goes? Can't save money? Paymaster will help to take finances under control! You will always know how much you have in your wallet, on the credit card and on the bank account. How much do you owe and how much one owes to you. You can: - Maintain accounts and keep notes about your expenses and incomes in 170 currencies. - Plan your budget. - Analyze the structure of expenses and incomes. - Monitor the profitability of your savings in foreign currency. Paymaster will be: - Create transactions from SMS banks send. - Remind to make scheduled payments. - Warn about exceeding budgets. Paymaster has everything you need: - Graphical reports. - Configurable categories of expenses and incomes. - Over 170 currencies. - Transaction creation from SMS banks send. - Budgets. - TAGs. - Transaction splitting. - Backups. - Data protection. Paymaster has a free version (Package TRACK) with some limitations (2 accounts, 10 SMS for parsing per month, charts, budgets and currencies functionality limitations). For basic accounting, it is more than enough (and it’s also ad-free)! If you want to take your finances under full control, analyse expenses and incomes, monitor your savings and exchange rates, then there are two subscription plans without limitations: "Plan SAVE UP" and "Plan MANAGE". Payment will be charged to your Apple ID account at the confirmation of purchase. The subscription automatically renews unless it is canceled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage and cancel your subscriptions by going to your App Store account settings after purchase. Here is a link to the Terms of Use: https://paymaster.site/terms-of-use?lang=en
Spendar
This app helps you track your spending, organize bills, and plan your finances. It provides insights into where your money goes, helping you save and budget effectively with reminders and visual charts.
- Spending tracking
- Bill organization
- Expense management
- Budget planning
- Spending reminders
- Category-based spending analysis
- Historical spending charts
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We all want to save money and be more organized, but it's not always easy. If you're tired of spending more than you should, don't worry—you aren't alone. Spendar is a tool for tracking your spending, organizing your bills and expenses, and planning for the future. The Spending Tracker app organizes all of your bills, expenses, and finances into one place so they're easy to find and manage. It has a simple interface that is easy to use and understand. All you have to do is enter the amount you spent on a given item, or select from a list of categories. The app will automatically group your spending by category. Spendar helps you save money by tracking purchases, making it easy to see where you're spending too much and where you can tighten up your budget. It's like having your own personal assistant—except free! The app also makes it easy to see how much money you spend in each category each month, so you don't run out of money before the end of the month. -Spending Reminder: Get notified when you forget to add spending so you don't forget to keep track of your spending. -Chart View: View charts with historical data on how much you spend in each category over time -Daily and Weekly Tab: Viewing a monthly calendar view or weekly view of income and expenses Spendar - Terms of Use: https://bit.ly/3TjzDV2
Screenshots
Verdict
The clearest difference is review sentiment: Paymaster at 63% against Spendar's 0%. Paymaster also leads on ads (none vs shown) and ratings volume (4 vs 1). Spendar's advantage is rating (5.0 vs 4.0) and update cadence (every 3 days vs monthly). On price, in-app purchases, monetization model and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Paymaster sells 4 in-app purchases, starting at $2.99 per month and Spendar sells 3 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.
Spendar holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 4 and 1 respectively. Written reviews complicate that: 63% of Paymaster's written reviews are positive against 0% of Spendar's, so the app with the better star average is not the one people write more warmly about.
Paymaster ships an update monthly, Spendar every 3 days. The most recent releases landed on October 19, 2026 and September 29, 2026 respectively.
| Parameter | Paymaster | Spendar |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (4 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 62.5% of reviews — better | 0.0% of reviews |
| Number of ratings | 4 — better | 1 |
| Update frequency | Monthly | Every 3 days — better |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 135 MB | 76 MB |
| Age rating | 4+ | 4+ |
| Developer | Sergey Kolyoskin | Mehmet Saltan |
Customer experience
Paymaster
Spendar
In-app purchases
Paymaster
- "SAVE UP" monthly plan1 Month trial$2.991 Month
- "MANAGE" monthly plan1 Month trial$5.991 Month
- "SAVE UP" yearly plan1 Month trial$17.991 Year
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- "MANAGE" yearly plan1 Month trial$35.991 Year
Spendar
- Spendar Premium - Monthly3 Days trial$3.991 Month
- Spendar Premium - Yearly3 Days trial$23.991 Year
- Spendar Premium - Lifetime$49.99
Questions
Is Paymaster free?
Is Spendar free?
Which has better reviews, Paymaster or Spendar?
Do Paymaster or Spendar have ads?
Which is updated more often, Paymaster or Spendar?
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