Paymaster vs Cutty

Do not know where your money goes? Can't save money? Paymaster will help to take finances under control! You will always know how much you have in your wallet, on the credit card and on the bank account. How much do you owe and how much one owes to you. You can: - Maintain accounts and keep notes about your expenses and incomes in 170 currencies. - Plan your budget. - Analyze the structure of expenses and incomes. - Monitor the profitability of your savings in foreign currency. Paymaster will be: - Create transactions from SMS banks send. - Remind to make scheduled payments. - Warn about exceeding budgets. Paymaster has everything you need: - Graphical reports. - Configurable categories of expenses and incomes. - Over 170 currencies. - Transaction creation from SMS banks send. - Budgets. - TAGs. - Transaction splitting. - Backups. - Data protection. Paymaster has a free version (Package TRACK) with some limitations (2 accounts, 10 SMS for parsing per month, charts, budgets and currencies functionality limitations). For basic accounting, it is more than enough (and it’s also ad-free)! If you want to take your finances under full control, analyse expenses and incomes, monitor your savings and exchange rates, then there are two subscription plans without limitations: "Plan SAVE UP" and "Plan MANAGE". Payment will be charged to your Apple ID account at the confirmation of purchase. The subscription automatically renews unless it is canceled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage and cancel your subscriptions by going to your App Store account settings after purchase. Here is a link to the Terms of Use: https://paymaster.site/terms-of-use?lang=en

Cutty is a calm subscription manager for people whose recurring charges have quietly taken over the card statement. It runs on iPhone, iPad, and Apple Silicon Mac, and the goal is small - find what you are paying for, see when the next charge lands, and decide what is worth keeping. The home screen opens on a calendar heatmap of the next twelve months, so the heaviest months and the surprise yearly bills are visible at a glance. Tap any month to see which subscriptions land there, which days, how much, in your own currency. A cozy little cat mascot keeps watch while you tidy things up - because nothing about money admin needs to feel like a spreadsheet. Adding a subscription is one tap, picking a color and a cycle takes a few seconds, and the next renewal date sits right there on the row. Cutty also brings on-device Apple Intelligence into the picture. Hand the app a PDF receipt, a screenshot of an email, or pasted text - and it pulls subscription names, prices, and cycles out of the noise. Everything stays on your device. No accounts, no analytics linked to you, no cloud sync unless you decide to turn on iCloud yourself. Deeper tools are part of an optional Premium upgrade - the AI import flow, additional spending charts, plain-English notes about the months ahead, quick links to cancel a service, monthly budget alerts, CSV export, and a lock screen widget. Basics including the calendar, manual entry, renewal reminders, and your full subscription list stay free with no time limit. Privacy Policy: https://docs.google.com/document/d/e/2PACX-1vTDX9pxPOlUJl_skVUHPi99mAw0y2B2BYd_v1mJkoF3xW3rlOcW5KlYd4t93MMbbGhctSTnBTy7d_l6/pub Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/