Comparison

Paymaster vs moneyTraq

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Paymaster

Take control of your finances with this app. Track expenses and income across multiple currencies, plan budgets, and analyze spending patterns. It offers features like SMS transaction import and payment reminders to help you manage your money effectively.

Highlights
  • Expense and income tracking
  • Budget planning
  • Multi-currency support (170+)
  • Transaction creation from SMS
  • Scheduled payment reminders
  • Graphical reports
  • Configurable categories
Features
Read full description

Do not know where your money goes? Can't save money? Paymaster will help to take finances under control! You will always know how much you have in your wallet, on the credit card and on the bank account. How much do you owe and how much one owes to you. You can: - Maintain accounts and keep notes about your expenses and incomes in 170 currencies. - Plan your budget. - Analyze the structure of expenses and incomes. - Monitor the profitability of your savings in foreign currency. Paymaster will be: - Create transactions from SMS banks send. - Remind to make scheduled payments. - Warn about exceeding budgets. Paymaster has everything you need: - Graphical reports. - Configurable categories of expenses and incomes. - Over 170 currencies. - Transaction creation from SMS banks send. - Budgets. - TAGs. - Transaction splitting. - Backups. - Data protection. Paymaster has a free version (Package TRACK) with some limitations (2 accounts, 10 SMS for parsing per month, charts, budgets and currencies functionality limitations). For basic accounting, it is more than enough (and it’s also ad-free)! If you want to take your finances under full control, analyse expenses and incomes, monitor your savings and exchange rates, then there are two subscription plans without limitations: "Plan SAVE UP" and "Plan MANAGE". Payment will be charged to your Apple ID account at the confirmation of purchase. The subscription automatically renews unless it is canceled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage and cancel your subscriptions by going to your App Store account settings after purchase. Here is a link to the Terms of Use: https://paymaster.site/terms-of-use?lang=en

About

moneyTraq

Features
Read full description

moneyTraq ile gelir ve giderlerini zahmetsizce takip et, finansal alışkanlıklarını analiz et. Öne Çıkan Özellikler: • Gelir ve gider işlemlerini hızlıca ekle • Kategori bazlı harcama takibi • Aylık ve yıllık finansal analizler • Sesli komutla işlem ekleme • Hatırlatıcı bildirimleri • Karanlık / açık tema desteği • Birden fazla para birimi desteği Tüm veriler yalnızca cihazında saklanır. Hesap açmana gerek yok — hemen kullanmaya başla.

Screenshots

Paymaster4 screens
moneyTraq4 screens

Verdict

The call

The clearest difference is in-app purchases: moneyTraq at none against Paymaster's 4. moneyTraq also leads on update cadence (fortnightly vs monthly). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Paymaster sells 4 in-app purchases, starting at $2.99 per month. moneyTraq asks for nothing beyond the download.

UpkeepUpdate frequency

Paymaster ships an update monthly, moneyTraq fortnightly. The most recent releases landed on October 26, 2026 and October 13, 2026 respectively.

Scorecard2 real differences · 8 level
Paymaster versus moneyTraq: the parameters behind the verdict, then further details
ParameterPaymastermoneyTraq
PriceFreeFree
Rating4.0 (4 ratings) — better—
Positive reviews62.5% of reviews—
Number of ratings4 — better—
Update frequencyMonthlyFortnightly — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.0 — better15.1
Further details — not scored
Size135 MB43 MB
Age rating4+4+
DeveloperSergey KolyoskinBatuhan Demir

In-app purchases

4 purchases

Paymaster

Subscriptions4
  • "SAVE UP" monthly plan1 Month trial$2.991 Month
  • "MANAGE" monthly plan1 Month trial$5.991 Month
  • "SAVE UP" yearly plan1 Month trial$17.991 Year
Show 1 more
  • "MANAGE" yearly plan1 Month trial$35.991 Year
None

moneyTraq

No in-app purchases

Questions

Is Paymaster free?
Paymaster is free to download, with in-app purchases available.
Is moneyTraq free?
moneyTraq is free to download, with no in-app purchases.
Do Paymaster or moneyTraq have ads?
Neither Paymaster nor moneyTraq shows ads.
Which is updated more often, Paymaster or moneyTraq?
Paymaster ships an update monthly, and moneyTraq fortnightly. Most recently, Paymaster was updated on October 26, 2026 and moneyTraq on October 13, 2026.

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