Moey vs CA Lock
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Moey
Manage all your bank accounts in one place with this 100% digital, zero-cost banking app. It offers easy bill splitting, contactless payments via Apple Pay, and tools to track spending and set savings goals.
- 100% digital account opening
- Real-time financial control and notifications
- Send, request, and split bills
- Contactless payments with Apple Pay
- ATM withdrawals with mobile codes
- Manage accounts from multiple banks
- Set and track savings goals
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Your Moey bank account is 100% digital, has zero costs and works with MB WAY - Open a 100% digital account: open your bank account with Chave Móvel Digital. - Control your finances: receive push notifications to warn you when others send you money or when payments are completed. If you lose your card, if it was stolen, or any other reason, just cancel it in the app and order a new one. - In & Out: you can send, request and split bills between Moey, MB WAY and others. No added costs, no transfer charges. - Pay with your phone: activate Apple Pay directly in the Moey app. - Withdraw money: set the amount you want to withdraw on your phone, go to an ATM and insert the code we send you. It's as simple as it is safe. - Available in the MULTIBANCO network - Manage all your bank accounts: it’s All In, use the Moey app to manage bank accounts from all your banks. Make payments with the app, analyse your expenses and create saving goals for all of your accounts. - Goals: save money easily. Set your saving goals, when you want to reach that goal and how often you want to save. - Stats: control you personal finances, see where you spend more money, with costs divided in categories, such as restaurants, supermarkets and others. - Physical card: request your card for free and receive it at home. You can use it in any ATM in Portugal, including the MULTIBANCO network, and abroad. Your card is contactless, just touch and pay - Groups: create groups and split expenses with whoever you choose. Ideal for friends or flatmates. You can create a group and add or remove members. Then just add the expense and "bye bye complications". - Split bill: Moey helps you split the bills, all you need to do is choose the contacts you want to split a bill with, or ask for money. You'll be notified every time someone pays. The download and installation of the Moey app implies that you know and accept the general conditions of the app, which you can read here: https://moey.pt/-/media/project/i9/images/aboutmoey/privacytopicfiles/condicoes-gerais--app--moey.pdf Registration and use of the Moey app require the processing of personal data, so before installing the app and starting the registration you should take note of our Privacy Policy here: https://moey.pt/-/media/project/i9/images/aboutmoey/privacytopicfiles/politica-de-privacidade--moey.pdf
CA Lock
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O CA Lock é uma aplicação interna do Grupo Crédito Agrícola para dispositivos móveis que suporta a autorização de operações com as aplicações internas do Grupo e a autenticação em dois factores a partir de códigos baseados no tempo. A autenticação em dois factores é simples, conveniente e segura e efectuada através da utilização do dispositivo móvel ao invés da palavra-passe. Este processo é efectuado a partir de uma notificação enviada para a aplicação CA Lock e através da impressão digital ou PIN é iniciada a autorização da operação e/ou a verificação da identidade para identidades exclusivas e internas ao Grupo Crédito Agrícola. *** A utilização desta aplicação CA Lock é restrita aos utilizadores internos do Grupo Crédito Agrícola, não sendo permitido o seu uso por entidades externas ao Grupo. *** Após a definição de um PIN de 6 dígitos e, opcionalmente, da impressão digital, o utilizador do Grupo Crédito Agrícola deverá adicionar a sua identidade interna, garantindo a iniciação do aplicativo para as suas funções base.
Screenshots
Verdict
The clearest difference is update cadence: Moey at monthly against CA Lock's every 9 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Moey ships an update monthly, CA Lock every 9 months. The most recent releases landed on October 7, 2026 and October 10, 2026 respectively.
| Parameter | Moey | CA Lock |
|---|---|---|
| Price | Free | Free |
| Rating | 3.9 (17 ratings) — better | — |
| Positive reviews | 20.0% of reviews | — |
| Number of ratings | 17 — better | — |
| Update frequency | Monthly — better | Every 9 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone | iPhone |
| Requires iOS | 17.0 | 17.0 |
| Further details — not scored | ||
| Size | 220 MB | 34 MB |
| Age rating | 4+ | 4+ |
| Developer | Crédito Agrícola | CREDITO AGRICOLA INFORMATICA - SISTEMAS DE INFORMACAO, S.A. |
In-app purchases
Moey
No in-app purchases
CA Lock
No in-app purchases









