Comparison

Moey vs CA Lock

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Moey

Manage all your bank accounts in one place with this 100% digital, zero-cost banking app. It offers easy bill splitting, contactless payments via Apple Pay, and tools to track spending and set savings goals.

Highlights
  • 100% digital account opening
  • Real-time financial control and notifications
  • Send, request, and split bills
  • Contactless payments with Apple Pay
  • ATM withdrawals with mobile codes
  • Manage accounts from multiple banks
  • Set and track savings goals
Features
Read full description

Your Moey bank account is 100% digital, has zero costs and works with MB WAY - Open a 100% digital account: open your bank account with Chave Móvel Digital. - Control your finances: receive push notifications to warn you when others send you money or when payments are completed. If you lose your card, if it was stolen, or any other reason, just cancel it in the app and order a new one. - In & Out: you can send, request and split bills between Moey, MB WAY and others. No added costs, no transfer charges. - Pay with your phone: activate Apple Pay directly in the Moey app. - Withdraw money: set the amount you want to withdraw on your phone, go to an ATM and insert the code we send you. It's as simple as it is safe. - Available in the MULTIBANCO network - Manage all your bank accounts: it’s All In, use the Moey app to manage bank accounts from all your banks. Make payments with the app, analyse your expenses and create saving goals for all of your accounts. - Goals: save money easily. Set your saving goals, when you want to reach that goal and how often you want to save. - Stats: control you personal finances, see where you spend more money, with costs divided in categories, such as restaurants, supermarkets and others. - Physical card: request your card for free and receive it at home. You can use it in any ATM in Portugal, including the MULTIBANCO network, and abroad. Your card is contactless, just touch and pay - Groups: create groups and split expenses with whoever you choose. Ideal for friends or flatmates. You can create a group and add or remove members. Then just add the expense and "bye bye complications". - Split bill: Moey helps you split the bills, all you need to do is choose the contacts you want to split a bill with, or ask for money. You'll be notified every time someone pays. The download and installation of the Moey app implies that you know and accept the general conditions of the app, which you can read here: https://moey.pt/-/media/project/i9/images/aboutmoey/privacytopicfiles/condicoes-gerais--app--moey.pdf Registration and use of the Moey app require the processing of personal data, so before installing the app and starting the registration you should take note of our Privacy Policy here: https://moey.pt/-/media/project/i9/images/aboutmoey/privacytopicfiles/politica-de-privacidade--moey.pdf

About

CA Lock

Features
Read full description

O CA Lock é uma aplicação interna do Grupo Crédito Agrícola para dispositivos móveis que suporta a autorização de operações com as aplicações internas do Grupo e a autenticação em dois factores a partir de códigos baseados no tempo. A autenticação em dois factores é simples, conveniente e segura e efectuada através da utilização do dispositivo móvel ao invés da palavra-passe. Este processo é efectuado a partir de uma notificação enviada para a aplicação CA Lock e através da impressão digital ou PIN é iniciada a autorização da operação e/ou a verificação da identidade para identidades exclusivas e internas ao Grupo Crédito Agrícola. *** A utilização desta aplicação CA Lock é restrita aos utilizadores internos do Grupo Crédito Agrícola, não sendo permitido o seu uso por entidades externas ao Grupo. *** Após a definição de um PIN de 6 dígitos e, opcionalmente, da impressão digital, o utilizador do Grupo Crédito Agrícola deverá adicionar a sua identidade interna, garantindo a iniciação do aplicativo para as suas funções base.

Screenshots

Moey4 screens
CA Lock4 screens

Verdict

The call

The clearest difference is update cadence: Moey at monthly against CA Lock's every 9 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Moey ships an update monthly, CA Lock every 9 months. The most recent releases landed on October 7, 2026 and October 10, 2026 respectively.

Scorecard1 real difference · 9 level
Moey versus CA Lock: the parameters behind the verdict, then further details
ParameterMoeyCA Lock
PriceFreeFree
Rating3.9 (17 ratings) — better—
Positive reviews20.0% of reviews—
Number of ratings17 — better—
Update frequencyMonthly — betterEvery 9 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhoneiPhone
Requires iOS17.017.0
Further details — not scored
Size220 MB34 MB
Age rating4+4+
DeveloperCrédito AgrícolaCREDITO AGRICOLA INFORMATICA - SISTEMAS DE INFORMACAO, S.A.

In-app purchases

None

Moey

No in-app purchases

None

CA Lock

No in-app purchases

Questions

Is Moey free?
Moey is free to download, with no in-app purchases.
Is CA Lock free?
CA Lock is free to download, with no in-app purchases.
Do Moey or CA Lock have ads?
Neither Moey nor CA Lock shows ads.
Which is updated more often, Moey or CA Lock?
Moey ships an update monthly, and CA Lock every 9 months. Most recently, Moey was updated on October 7, 2026 and CA Lock on October 10, 2026.

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