Moey vs SubAlert
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Moey
Manage all your bank accounts in one place with this 100% digital, zero-cost banking app. It offers easy bill splitting, contactless payments via Apple Pay, and tools to track spending and set savings goals.
- 100% digital account opening
- Real-time financial control and notifications
- Send, request, and split bills
- Contactless payments with Apple Pay
- ATM withdrawals with mobile codes
- Manage accounts from multiple banks
- Set and track savings goals
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Your Moey bank account is 100% digital, has zero costs and works with MB WAY - Open a 100% digital account: open your bank account with Chave Móvel Digital. - Control your finances: receive push notifications to warn you when others send you money or when payments are completed. If you lose your card, if it was stolen, or any other reason, just cancel it in the app and order a new one. - In & Out: you can send, request and split bills between Moey, MB WAY and others. No added costs, no transfer charges. - Pay with your phone: activate Apple Pay directly in the Moey app. - Withdraw money: set the amount you want to withdraw on your phone, go to an ATM and insert the code we send you. It's as simple as it is safe. - Available in the MULTIBANCO network - Manage all your bank accounts: it’s All In, use the Moey app to manage bank accounts from all your banks. Make payments with the app, analyse your expenses and create saving goals for all of your accounts. - Goals: save money easily. Set your saving goals, when you want to reach that goal and how often you want to save. - Stats: control you personal finances, see where you spend more money, with costs divided in categories, such as restaurants, supermarkets and others. - Physical card: request your card for free and receive it at home. You can use it in any ATM in Portugal, including the MULTIBANCO network, and abroad. Your card is contactless, just touch and pay - Groups: create groups and split expenses with whoever you choose. Ideal for friends or flatmates. You can create a group and add or remove members. Then just add the expense and "bye bye complications". - Split bill: Moey helps you split the bills, all you need to do is choose the contacts you want to split a bill with, or ask for money. You'll be notified every time someone pays. The download and installation of the Moey app implies that you know and accept the general conditions of the app, which you can read here: https://moey.pt/-/media/project/i9/images/aboutmoey/privacytopicfiles/condicoes-gerais--app--moey.pdf Registration and use of the Moey app require the processing of personal data, so before installing the app and starting the registration you should take note of our Privacy Policy here: https://moey.pt/-/media/project/i9/images/aboutmoey/privacytopicfiles/politica-de-privacidade--moey.pdf
SubAlert
This app helps you manage your recurring payments by tracking all your subscriptions. Receive timely reminders before billing dates and gain insights into your spending to identify potential savings.
- Track all subscriptions
- Renewal reminders
- Timeline and calendar views
- Family sharing
- Spending analytics
- Dark pattern warnings
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SubAlert helps you take control of your subscriptions before they drain your bank account. Never be surprised by a renewal again. SubAlert tracks all your subscriptions, sends reminders before billing dates, and helps you decide what to keep — and what to cancel. TRACK EVERYTHING • Add any subscription in seconds • See all upcoming renewals in your dashboard • Timeline and calendar views • Contract end date tracking with early exit alerts REMINDERS THAT WORK • Get notified 30, 7, 3, or 1 day before renewal • Silent mode respects your Focus and quiet hours • One-tap actions — keep, cancel, or snooze from the notification FAMILY SHARING • Share subscriptions with family members • See shared renewals in one place • Manage household spending together ANALYTICS & INSIGHTS • See your total monthly and yearly spend • Breakdown by category • Spot duplicate or unused subscriptions • Dark pattern warnings for tricky subscription traps PRO PLAN • Unlimited subscriptions (free: up to 5) • All reminder options • Family sharing SubAlert Pro is available monthly or yearly. Cancel anytime through your Apple ID subscription settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is rating: SubAlert at 5.0 against Moey's 3.9. SubAlert also leads on update cadence (every 2 days vs monthly). Moey's advantage is in-app purchases (none vs 2) and ratings volume (18 vs 1). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. SubAlert sells 2 in-app purchases, starting at $3.99 per month. Moey asks for nothing beyond the download.
SubAlert holds the better App Store score, 5.0 against 3.9. That said, the two scores are not equally well evidenced: Moey has 18 ratings behind it against 1, so its average is the more settled of the two.
Moey ships an update monthly, SubAlert every 2 days. The most recent releases landed on October 24, 2026 and October 18, 2026 respectively.
| Parameter | Moey | SubAlert |
|---|---|---|
| Price | Free | Free |
| Rating | 3.9 (18 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 20.0% of reviews | — |
| Number of ratings | 18 — better | 1 |
| Update frequency | Monthly | Every 2 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 17.0 | 17.0 |
| Further details — not scored | ||
| Size | 220 MB | 7 MB |
| Age rating | 4+ | 4+ |
| Developer | Crédito Agrícola | Lev Manzhay |
In-app purchases
Moey
No in-app purchases
SubAlert
- SubAlert Pro$3.991 Month
- SubAlert Pro$24.991 Year









