Comparison

HPBGO vs STJFCU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

HPBGO

Aggregate all your financial accounts into one place for easy management. Organize transactions, set alerts, make payments, transfer funds, and deposit checks remotely. Secure your finances with advanced login options.

Highlights
  • Aggregate financial accounts
  • Organize transactions with tags and notes
  • Set balance alerts
  • Make payments and transfer money
  • Mobile check deposit
  • View monthly statements
  • Find branches and ATMs
Features
Read full description

HPBGO is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with HPBGO: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the HPBGO app, you must be enrolled as a High Plains Bank Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and log in with the same Internet Banking credentials.

About

STJFCU

Manage your finances conveniently from your mobile device. View account balances, transaction history, transfer funds, and deposit checks. Locate nearby branches and ATMs, and set up account alerts for enhanced security.

Highlights
  • Account overview and details
  • Check account balances
  • View transaction history
  • Transfer funds between accounts
  • Send money to others
  • Mobile check deposit
  • ATM/Branch locator
  • Account alerts
Features
Read full description

STJ Federal Credit Union is always with you at your fingertips! Now, you can manage your finances anytime, anywhere from the convenience of your mobile device. STJFCU employs the same industry-standard security technologies as our online banking. Account Overview: The Account Overview screen allows you to see all your accounts listed along with their balances. Account Details: Select an account, such as your Checking Account, to view more detailed account information. Check Balances: Click on any of your accounts to check their current balances. Transaction History: Scroll through your history or search for specific transactions. Transfer Funds: Move money between your STJ accounts as needed. Send Money: Experience a seamless and secure way of sending money to your friends or businesses with just a few clicks. Mobile Deposit: Deposit Checks by taking pictures of the front and back of your endorsed checks. It's really that simple and convenient! ATM/Branch Locator: Find the nearest STJFCU branch and ATM. Alerts: Set up alerts for your accounts. Experience the convenience of STJFCU today. Download the app and take us with you wherever you go! St. Joseph’s Federal Credit Union

Screenshots

HPBGO4 screens
STJFCU4 screens

Verdict

The call

The clearest difference is monetization model: STJFCU at free against HPBGO's free with in-app purchases. STJFCU also leads on iOS requirement (15.1 vs 18.4). HPBGO's advantage is ratings volume (1.2K vs 52). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for HPBGO against 4.8 for STJFCU. That said, the two scores are not equally well evidenced: HPBGO has 1.2K ratings behind it against 52, so its average is the more settled of the two.

UpkeepUpdate frequency

HPBGO ships an update every 4 weeks, STJFCU monthly. Both last shipped on November 3, 2026.

Scorecard3 real differences · 7 level
HPBGO versus STJFCU: the parameters behind the verdict, then further details
ParameterHPBGOSTJFCU
PriceFreeFree
Rating4.9 (1.2K ratings) — better4.8 (52 ratings)
Positive reviews100.0% of reviews—
Number of ratings1.2K — better52
Update frequencyEvery 4 weeks — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS18.415.1 — better
Further details — not scored
Size197 MB141 MB
Age rating4+4+
DeveloperHigh Plains Bank COSt. Joseph's (canton) Parish Federal Credit Union

Customer experience

HPBGO

All ratings1,205 ratings
Positive98.2%
Neutral0.6%
Negative1.2%
Written reviews18 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

STJFCU

All ratings51 ratings
Positive98.0%
Neutral0.0%
Negative2.0%

Bugs and requests

HPBGO

Reported bugs

1 issue
  • Mobile deposit only allows deposit into one account

STJFCU

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

HPBGO

No in-app purchases

None

STJFCU

No in-app purchases

Questions

Is HPBGO free?
HPBGO is free to download, with no in-app purchases.
Is STJFCU free?
STJFCU is free to download, with no in-app purchases.
Which has better reviews, HPBGO or STJFCU?
HPBGO is rated higher. HPBGO averages 4.9 out of 5 from 1.2K ratings, while STJFCU averages 4.8 from 52 ratings.
Do HPBGO or STJFCU have ads?
Neither HPBGO nor STJFCU shows ads.
Which is updated more often, HPBGO or STJFCU?
HPBGO ships an update every 4 weeks, and STJFCU monthly. Most recently, HPBGO was updated on November 3, 2026 and STJFCU on November 3, 2026.

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