Comparison

Oswal Dhan vs Payback Buddy App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Oswal Dhan

Manage your entire financial portfolio, including mutual funds, stocks, bonds, and insurance. Track performance, download reports, and invest online. Includes helpful financial calculators for planning.

Highlights
  • Complete portfolio reporting
  • Historical performance tracking
  • Online investment in mutual funds
  • SIP and STP tracking
  • Insurance premium reminders
  • Financial calculators
Features
Read full description

Oswal Dhan is one-stop shopping for all your Financial needs. You can use this state of the art app to stay on top of your Complete Financial Portfolio with all assets: - Mutual Funds - Equity Shares - Bonds - Fixed Deposits - PMS - Insurance Key Features: - Complete Portfolio report download including all assets. - View historical Performace of your Portfolio easily - Easy login via your Google email id. - Transaction statement of any period - 1 Click Statement of Account Download for any Asset Management Company in India - Advanced Capital Gain Reports - Invest Online in any Mutual fund scheme or New Fund Offer. Track all orders till the allotment of units to keep complete transparency - SIP Report to be informed of your Running and Upcoming SIPs, STPs. - Insurance list to keep track of premiums to be paid. - Folio details registered with each AMC. Calculators and Tools available: - Retirement Calculator - SIP Calculator - SIP Delay Calculator - SIP Step up Calculator - Marriage Calculator - EMI Calculator

About

Payback Buddy App

Features
Read full description

PayBack Buddy is your personal loan reminder manager. Every time you lend money to friends or family, you can record the amount, set WhatsApp reminder templates, track full or partial repayments, and keep a clean history of who owes you what.

Screenshots

Oswal Dhan4 screens
Payback Buddy App4 screens

Verdict

The call

The clearest difference is update cadence: Payback Buddy App at every 3 weeks against Oswal Dhan's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Oswal Dhan ships an update every 2 months, Payback Buddy App every 3 weeks. The most recent releases landed on October 25, 2026 and October 13, 2026 respectively.

Scorecard1 real difference · 8 level
Oswal Dhan versus Payback Buddy App: the parameters behind the verdict, then further details
ParameterOswal DhanPayback Buddy App
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 2 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.015.6 — better
Further details — not scored
Size86 MB41 MB
Age rating4+4+
DeveloperOSWAL DHAN PRIVATE LIMITEDUtopia Med Tech Private Limited

In-app purchases

None

Oswal Dhan

No in-app purchases

None

Payback Buddy App

No in-app purchases

Questions

Is Oswal Dhan free?
Oswal Dhan is free to download, with no in-app purchases.
Is Payback Buddy App free?
Payback Buddy App is free to download, with no in-app purchases.
Do Oswal Dhan or Payback Buddy App have ads?
Neither Oswal Dhan nor Payback Buddy App shows ads.
Which is updated more often, Oswal Dhan or Payback Buddy App?
Oswal Dhan ships an update every 2 months, and Payback Buddy App every 3 weeks. Most recently, Oswal Dhan was updated on October 25, 2026 and Payback Buddy App on October 13, 2026.

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