Dicks Title Loans vs Sail Loans
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Dicks Title Loans
Manage your bills conveniently on your mobile device. View your outstanding balance and securely set up payments using your credit or debit card directly through the app.
- Mobile bill payment
- View bill details
- Credit/debit card payments
- Secure transactions
Read full descriptionHide full description
Dick's Title Loans now offers bill payment on your mobile device with its new mobile app! Log in and view your bill, set up payments using your credit or debit card right on your device.
Sail Loans
Apply for loans up to $4,000 with funds deposited directly into your bank account. Manage your repayment options, make payments, and access referral codes to earn extra cash. Offers installment, full, or early/partial payment options.
- Loan application up to $4,000
- Same-day fund deposit
- Customer profile editing
- Loan repayment management
- Refer-A-Friend program
- Installment and full payment options
Read full descriptionHide full description
Complete our loan application and get approved for up to $4,000 within minutes of submitting your information. Your money will be deposited directly into your bank account and the rest will be placed into a secure account. Finish your application before 1:30 pm CST to receive your funds the same day, restrictions may apply. Within this app, you can edit your customer profile and view your savings with a simple click of a button. You can also manage and review your re-payment options, as well as make payments towards your loan without ever leaving home. You can also access your custom Refer-A-Friend code to earn extra cash. Max APR is 35.99%. Loan terms range from 12 – 24 months with loan amounts from $100 – $4,000. Repayment Plans: - Installment Payments: You may pay back your loan principal plus accrued interest through a number of scheduled payments made over the loan term. - Full Payment: You may pay back your loan in full at any time without any prepayment charges. - Early or Partial Payment: You may make an early or partial principal payment on your loan at any time with no prepayment penalties. Representative example of the total cost of the loan: Loan amount of $1,000.00 with loan term of 12 months; APR of 35.99%. Your bi-weekly repayment will be $46.06. The total of payments will be $1,197.55 and your cost will be $197.55. Download now!
Screenshots
Verdict
The clearest difference is rating: Dicks Title Loans at 5.0 against Sail Loans's 3.8. Dicks Title Loans also leads on update cadence (monthly vs every 3 months) and iOS requirement (9.0 vs 13.4). Sail Loans's advantage is ratings volume (5 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Dicks Title Loans holds the better App Store score, 5.0 against 3.8. That said, the two scores are not equally well evidenced: Sail Loans has 5 ratings behind it against 1, so its average is the more settled of the two.
Dicks Title Loans ships an update monthly, Sail Loans every 3 months. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.
| Parameter | Dicks Title Loans | Sail Loans |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | 3.8 (5 ratings) |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | 1 | 5 — better |
| Update frequency | Monthly — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 9.0 — better | 13.4 |
| Further details — not scored | ||
| Size | 27 MB | 24 MB |
| Age rating | 4+ | 4+ |
| Developer | RJs Enterprises, Inc. | Americash Loans LLC |
Customer experience
Dicks Title Loans
Sail Loans
In-app purchases
Dicks Title Loans
No in-app purchases
Sail Loans
No in-app purchases
Questions
Is Dicks Title Loans free?
Is Sail Loans free?
Which has better reviews, Dicks Title Loans or Sail Loans?
Do Dicks Title Loans or Sail Loans have ads?
Which is updated more often, Dicks Title Loans or Sail Loans?
Other comparisons
