Pardna vs Remium

Access super low cost short term borrowing and achieve your saving goals with close friends and family. The collaborative saving tradition known as pardna, handed down in the UK from the Windrush Generation, has been reborn within Pardna App! Whether you are saving up for that holiday, trip back home, or have an unexpected bill, Pardna App will help you to manage your finances. Save and lend with your close friends, family, church group or community - people you know and trust the most. We have engineered a secure platform for your pardna activities. HOW DOES IT WORK? Create and name your group, determine how much everyone will pool per month (the Hand) into the central pot, how many people and for how many months. The app will calculate the amount each person will take a turn to receive (the Draw) every per month. Invite people you know and trust to join your group and when all slots are filled, Pardna App will automatically activate the group. The first person to receive their Draw is getting a loan from the group. The last person top receive their Draw is achieving a saving goal. Everyone reaches their desired outcome with the help of the collective. FEATURES • Easily swap slots with group members  • Receive your Draw directly into your bank account • State-of-the-art secure encryption between Pardna App and your account • All group members identity checked in an instant for your piece of mind Pardna Limited is acting as an agent of TrueLayer, who is providing the regulated Account Information Service and is Authorised and Regulated by the Financial Conduct Authority under the Payment Services Regulations 2017 and Electronic Money Regulations 2011 (Firm Reference Number: 901096)

Take control of your finances with the Remium App. Manage your accounts, send payments, exchange currencies, and stay on top of your money – anytime, anywhere – with a secure and intuitive experience designed for your convenience. Effortless Account Management Access a consolidated view of all your accounts in one place. Track your spending and monitor your account activity in real time. Generate detailed transaction statements in CSV or PDF format with ease. Simplified Payments and Transfers Send and receive both domestic and international payments seamlessly. Enjoy fast, secure transfers between your accounts and external ones. Versatile Multi-Currency Accounts Instantly manage funds in over multiple currencies including GBP, EUR and USD to suit your needs. Enhanced Card Features Freeze and unfreeze your cards with a tap. Manage both physical and virtual cards effortlessly. View your card PIN securely. Report lost or stolen cards and block your card directly in the app. Personalized Experience Log in quickly and securely with Face ID, Touch ID, or your password. Stay informed with real-time notifications on payments and account activity. Support When You Need It Access our dedicated customer support team for assistance with any issue.