Comparison

First Dakota vs MSB

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

First Dakota

Consolidate all your financial accounts, from various institutions, into one convenient view. Manage transactions, set alerts, make payments, transfer funds, and deposit checks with ease. This secure app provides tools to simplify your financial life.

Highlights
  • Aggregate all financial accounts
  • Organize transactions with tags and notes
  • Set balance alerts
  • Make payments and transfer money
  • Mobile check deposit
  • Debit card management
  • Find branches and ATMs
Features
Read full description

First Dakota is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with First Dakota: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the (F.I. NAME) app, you must be enrolled as a First Dakota National Bank Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

About

MSB

Features
Read full description

MERCHANTS STATE BANK MOBILE APP Bank WHENEVER and WHEREVER on your mobile device using the MSB-SD Mobile App. CONVENIENT FEATURES The MSB-SD Mobile App is fast, convenient, and free. Features include: • Check account balances • See recent activity • View transaction history • Transfer funds between accounts • Initiate Free Bill Pay transactions • Deposit checks by taking a picture YOUR SECURITY IS OUR PRIORITY Your information security is our priority. The MSB-SD Mobile App uses industry standard practices to maintain privacy and security of your information so you can feel safe using our mobile app no matter where you are.

Screenshots

First Dakota3 screens
MSB4 screens

Verdict

The call

The clearest difference is update cadence: First Dakota at monthly against MSB's every 5 months. MSB's advantage is iOS requirement (13.0 vs 18.4). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

First Dakota ships an update monthly, MSB every 5 months. The most recent releases landed on October 13, 2026 and October 4, 2026 respectively.

Scorecard2 real differences · 8 level
First Dakota versus MSB: the parameters behind the verdict, then further details
ParameterFirst DakotaMSB
PriceFreeFree
Rating4.9 (3.6K ratings) — better—
Positive reviews94.7% of reviews—
Number of ratings3.6K — better—
Update frequencyMonthly — betterEvery 5 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS18.413.0 — better
Further details — not scored
Size177 MB6 MB
Age rating12+4+
DeveloperFirst Dakota National Bank IncMerchants State Bank

In-app purchases

None

First Dakota

No in-app purchases

None

MSB

No in-app purchases

Questions

Is First Dakota free?
First Dakota is free to download, with no in-app purchases.
Is MSB free?
MSB is free to download, with no in-app purchases.
Do First Dakota or MSB have ads?
Neither First Dakota nor MSB shows ads.
Which is updated more often, First Dakota or MSB?
First Dakota ships an update monthly, and MSB every 5 months. Most recently, First Dakota was updated on October 13, 2026 and MSB on October 4, 2026.

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