Comparison

PagueloFacil vs Factu

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PagueloFacil

Manage your finances with this app, allowing you to add funds via various methods, request a digital Mastercard, and make payments using QR codes or directly to contacts. It offers a free account opening and helps you monitor your transactions.

Highlights
  • Add balance with crypto, cards, cash, and more
  • Request a digital Mastercard
  • Pay via QR code
  • Send payments to contacts
  • Monitor financial transactions
  • Connect bank account
Features
Read full description

Add Balance You can top up the balance of your app with Crypto, Visa or Mastercard, Cash, Clave, Nequi and ACH. PagueloFacil Mastercard Request your Mastercard from the app in an easy, fast and secure way. All digital and with no lines or paperwork. Pay through QR code. With PagueloFacil, you can pay at affiliated merchants or users through the QR code.This will allow you to make your payment in a matter of seconds. Make your payments from the App quickly and securely. Make payments to other people through the app, either from user to user or to people who are not registered yet, with just their phone number and email. Take control of your finances. With PagueloFacil, you will be able to monitor all your payments and request and keep track of your finances quickly and easily. Open your account in less than 5 minutes and for free. Opening your account is very simple and fast, no paperwork and no strings attached, in 5 minutes you can start using your app for everything you want. Connect your bank account. Enter your bank account information so you can request funds from your wallet quickly, easily, securely and in seconds. IMPORTANT:The PagueloFacil App is user-focused. This means that if your company is currently part of PagueloFacil you will not be able to use your credentials to log into our application and you will have to continue using our web portal. This app is created and focused on individuals who want to facilitate their payment and collection process.

About

Factu

Organize all your invoices, warranties, and tax documents in one digital archive. Easily track income, expenses, and tax payments with detailed reports. Designed for everyone to understand and manage their finances effortlessly.

Highlights
  • Digital invoice and tax document archive
  • Organized storage and segmentation
  • Detailed income and expense reports
  • Tax payment tracking
  • Secure data access
  • Accountant access sharing
Features
Read full description

Factú es un archivo digital de contabilidad que te permite guardar de forma organizada todas tus facturas, garantías y documentos fiscales en un solo lugar. La plataforma está desarrollada de forma simple y sofisticada, con el fin de que cualquier persona pueda usarla fácilmente y tenga acceso a un informe detallado de sus ingresos, gastos y pago de impuestos en cualquier momento. ¡Es contabilidad hecha para todos! Factú se crea como la solución perfecta para el correo electrónico personal no se llene de facturas electrónicas, sino que todos esos documentos que sean de uso fiscal lleguen a un solo lugar. • Es una herramienta de contabilidad en la cual puedes archivar, segmentar y analizar todas tus facturas. • Una vez el usuario se registre, se le creará una cuenta de Factú para que todas las facturas digitales que tenga en sus correos electrónicos, dispositivos móviles, computadoras o cualquier otro medio electrónico puedan ser reenviadas o compartidas a dicha cuenta. • Al ingresar a Factú, el usuario encontrará un resumen de sus ingresos y de sus gastos en el que accederá a todos los detalles de las facturas segmentadas por fecha, lugar y categoría. • En la parte de abajo hallará las últimas facturas que han sido enviadas y podrá añadir facturas o documentos de uso fiscal. FACTÚ FACILITA TU VIDA A TRAVÉS DE LAS SIGUIENTES SOLUCIONES: 1. Evita tener que imprimir facturas de papel. 2. Tu correo personal será solo para este uso. 3. Guarda de forma organizada en un solo lugar todas las facturas y documentos fiscales. 4. No pierde información que legalmente tenga validez fiscal. 5. Los contadores tienen acceso directo a toda tu información fiscal. 6. Permite que por fin pueda entender la contabilidad. Usuarios 1. Todos tus recibos los tendrás a mano permanentemente, de forma organizada y segmentada en un solo lugar. 2. Podrás conocer tus gastos deducibles sobre el impuesto sobre la renta. 3. Esto evitará que te tengas que reunir físicamente con tu contador para hacer entrega de documentos, sino que simplemente le das acceso a tu Factú. 4. Informe completo de ingresos y gastos especialmente hecho para realizar la declaración de impuestos. 5. Seguridad de datos: solo tú puede acceder y dar acceso a quien desees que conozca tus facturas. 6. Ofrecemos los servicios que necesites. Terminos de uso del app: EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

PagueloFacil4 screens
Factu4 screens

Verdict

The call

The clearest difference is in-app purchases: PagueloFacil at none against Factu's 4. PagueloFacil also leads on ads (none vs shown) and update cadence (monthly vs every 2 months). On price, rating, ratings volume and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Factu sells 4 in-app purchases, starting at $6.99 per month. PagueloFacil asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 3.5 for PagueloFacil against 3.7 for Factu. Both are backed by a comparable volume of ratings — 11 and 6 respectively.

UpkeepUpdate frequency

PagueloFacil ships an update monthly, Factu every 2 months. Both last shipped on November 3, 2026.

Scorecard4 real differences · 6 level
PagueloFacil versus Factu: the parameters behind the verdict, then further details
ParameterPagueloFacilFactu
PriceFreeFree
Rating3.5 (11 ratings)3.7 (6 ratings) — better
Positive reviews40.0% of reviews—
Number of ratings11 — better6
Update frequencyMonthly — betterEvery 2 months
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.115.1
Further details — not scored
Size129 MB80 MB
Age rating17+4+
DeveloperPaguelo FacilFACTÚ, S.A.

Customer experience

PagueloFacil

All ratings11 ratings
Positive54.5%
Neutral9.1%
Negative36.4%
Written reviews5 reviews
Positive40.0%
Neutral0.0%
Negative60.0%

Factu

All ratings6 ratings
Positive66.7%
Neutral0.0%
Negative33.3%

In-app purchases

None

PagueloFacil

No in-app purchases

4 purchases

Factu

Subscriptions4
  • Premium Mensual$6.991 Month
  • Premium Familiar Mensual$24.991 Month
  • Premium Anual$69.991 Year
Show 1 more
  • Premium Familiar Anual$249.991 Year

Questions

Is PagueloFacil free?
PagueloFacil is free to download, with no in-app purchases.
Is Factu free?
Factu is free to download, with in-app purchases available.
Which has better reviews, PagueloFacil or Factu?
Factu is rated higher. PagueloFacil averages 3.5 out of 5 from 11 ratings, while Factu averages 3.7 from 6 ratings.
Do PagueloFacil or Factu have ads?
Factu shows ads; PagueloFacil does not.
Which is updated more often, PagueloFacil or Factu?
PagueloFacil ships an update monthly, and Factu every 2 months. Most recently, PagueloFacil was updated on November 3, 2026 and Factu on November 3, 2026.

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