CEMCS MFB Mobile vs Baines Credit
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CEMCS MFB Mobile
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FEATURES - Account Opening - Account balance - Account statement - Airtime Recharge - Bills Payment e.g. DSTv, GoTv, PHCN - Inter-bank Transfer - Loan Application - Logging Complaints
Baines Credit
Manage your finances with ease. Check account balances, view statements, and perform transactions like airtime recharge and bill payments. Facilitates inter- and intra-bank transfers and card requests.
- Check account balance
- View account statement
- Airtime recharge
- Bill payments
- Inter-bank transfer
- Intra-bank transfer
- Card request
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FEATURES - Check Account balance - View Account statement - Airtime Recharge - Bills Payment e.g. DSTv, GoTv, PHCN - Inter-bank Transfer - Intra-bank Transfer - Card Request
Screenshots
Verdict
The clearest difference is update cadence: Baines Credit at every 6 weeks against CEMCS MFB Mobile's every 35 months. CEMCS MFB Mobile's advantage is iOS requirement (13.4 vs 15.5). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
CEMCS MFB Mobile ships an update every 35 months, Baines Credit every 6 weeks. Both last shipped on November 3, 2026.
| Parameter | CEMCS MFB Mobile | Baines Credit |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (2 ratings) — better |
| Number of ratings | — | 2 — better |
| Update frequency | Every 35 months | Every 6 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.4 — better | 15.5 |
| Further details — not scored | ||
| Size | 26 MB | 108 MB |
| Age rating | 4+ | 4+ |
| Developer | CEMCS Microfinance Bank | Baines Credit Microfinance Bank |
In-app purchases
CEMCS MFB Mobile
No in-app purchases
Baines Credit
No in-app purchases
Questions
Is CEMCS MFB Mobile free?
Is Baines Credit free?
Do CEMCS MFB Mobile or Baines Credit have ads?
Which is updated more often, CEMCS MFB Mobile or Baines Credit?
Other comparisons
