Comparison

SUMA vs My M1FCU Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SUMA

Consolidate all your financial accounts into one convenient view. Manage transactions, set up alerts, make payments, and deposit checks with ease. Securely access your finances from anywhere.

Highlights
  • Aggregate financial accounts
  • Organize transactions with tags and notes
  • Set balance alerts
  • Make payments and transfer money
  • Mobile check deposit
  • Debit card management
  • View monthly statements
Features
Read full description

SUMA - FCU is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with SUMA - FCU : Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the SUMA - FCU Mobile app, you must be enrolled as a SUMA - FCU Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

About

My M1FCU Mobile

Manage all your financial accounts, including those from other institutions, in one secure place. Organize transactions, set alerts, make payments, transfer funds, and deposit checks with ease. This app simplifies your financial life with convenient tools and robust security features.

Highlights
  • Aggregate financial accounts
  • Organize transactions with tags and notes
  • Set balance alerts
  • Make payments and transfer money
  • Mobile check deposit
  • Debit card management
  • Find ATMs and branches
Features
Read full description

M1FCU is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with M1FCU: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the M1FCU app, you must be enrolled as a Modesto's First Credit Union digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

Screenshots

SUMA4 screens
My M1FCU Mobile4 screens

Verdict

The call

SUMA and My M1FCU Mobile both sit at 4.9 stars, but that hides the real split: 100% of SUMA's written reviews are positive against 67% of My M1FCU Mobile's. SUMA also leads on ratings volume (1K vs 284). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for SUMA against 4.8 for My M1FCU Mobile. Both are backed by a comparable volume of ratings — 1K and 284 respectively. Written reviews are what separate them: 100% of SUMA's written reviews are positive against 67% of My M1FCU Mobile's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 21, 2026 and September 22, 2026 respectively.

Scorecard2 real differences · 8 level
SUMA versus My M1FCU Mobile: the parameters behind the verdict, then further details
ParameterSUMAMy M1FCU Mobile
PriceFreeFree
Rating4.9 (1K ratings) — better4.8 (284 ratings)
Positive reviews100.0% of reviews — better66.7% of reviews
Number of ratings1K — better284
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedAd-supported
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.418.4
Further details — not scored
Size178 MB178 MB
Age rating12+12+
DeveloperSUMA Yonkers Federal Credit UnionModesto's First Federal Credit Union

Customer experience

SUMA

All ratings1,049 ratings
Positive96.5%
Neutral1.0%
Negative2.5%
Written reviews6 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

My M1FCU Mobile

All ratings284 ratings
Positive95.1%
Neutral2.8%
Negative2.1%
Written reviews3 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

In-app purchases

None

SUMA

No in-app purchases

None

My M1FCU Mobile

No in-app purchases

Questions

Is SUMA free?
SUMA is free to download, with no in-app purchases.
Is My M1FCU Mobile free?
My M1FCU Mobile is free to download, with no in-app purchases.
Which has better reviews, SUMA or My M1FCU Mobile?
SUMA is rated higher. SUMA averages 4.9 out of 5 from 1K ratings, while My M1FCU Mobile averages 4.8 from 284 ratings.
Do SUMA or My M1FCU Mobile have ads?
Neither SUMA nor My M1FCU Mobile shows ads.
Which is updated more often, SUMA or My M1FCU Mobile?
SUMA ships an update monthly, and My M1FCU Mobile monthly. Most recently, SUMA was updated on September 21, 2026 and My M1FCU Mobile on September 22, 2026.

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