SUMA vs My M1FCU Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SUMA
Consolidate all your financial accounts into one convenient view. Manage transactions, set up alerts, make payments, and deposit checks with ease. Securely access your finances from anywhere.
- Aggregate financial accounts
- Organize transactions with tags and notes
- Set balance alerts
- Make payments and transfer money
- Mobile check deposit
- Debit card management
- View monthly statements
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SUMA - FCU is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with SUMA - FCU : Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the SUMA - FCU Mobile app, you must be enrolled as a SUMA - FCU Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.
My M1FCU Mobile
Manage all your financial accounts, including those from other institutions, in one secure place. Organize transactions, set alerts, make payments, transfer funds, and deposit checks with ease. This app simplifies your financial life with convenient tools and robust security features.
- Aggregate financial accounts
- Organize transactions with tags and notes
- Set balance alerts
- Make payments and transfer money
- Mobile check deposit
- Debit card management
- Find ATMs and branches
Read full descriptionHide full description
M1FCU is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with M1FCU: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the M1FCU app, you must be enrolled as a Modesto's First Credit Union digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.
Screenshots
Verdict
SUMA and My M1FCU Mobile both sit at 4.9 stars, but that hides the real split: 100% of SUMA's written reviews are positive against 67% of My M1FCU Mobile's. SUMA also leads on ratings volume (1K vs 284). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.9 for SUMA against 4.8 for My M1FCU Mobile. Both are backed by a comparable volume of ratings — 1K and 284 respectively. Written reviews are what separate them: 100% of SUMA's written reviews are positive against 67% of My M1FCU Mobile's.
Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 21, 2026 and September 22, 2026 respectively.
| Parameter | SUMA | My M1FCU Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (1K ratings) — better | 4.8 (284 ratings) |
| Positive reviews | 100.0% of reviews — better | 66.7% of reviews |
| Number of ratings | 1K — better | 284 |
| Update frequency | Monthly | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | Ad-supported |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 18.4 | 18.4 |
| Further details — not scored | ||
| Size | 178 MB | 178 MB |
| Age rating | 12+ | 12+ |
| Developer | SUMA Yonkers Federal Credit Union | Modesto's First Federal Credit Union |
Customer experience
SUMA
My M1FCU Mobile
In-app purchases
SUMA
No in-app purchases
My M1FCU Mobile
No in-app purchases
Questions
Is SUMA free?
Is My M1FCU Mobile free?
Which has better reviews, SUMA or My M1FCU Mobile?
Do SUMA or My M1FCU Mobile have ads?
Which is updated more often, SUMA or My M1FCU Mobile?
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