Comparison

Transaction Services POS vs The Checkbook

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Transaction Services POS

Accept credit and signature debit card payments directly from your iOS device. This mobile point of sale solution offers secure transactions and basic reporting for daily totals and individual transaction details.

Highlights
  • Accept credit card payments
  • Accept signature debit card payments
  • Secure mobile transactions
  • Daily batch totals reporting
  • Individual transaction details
Features
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Transaction Services Mobile Point of Sale is a complete mobile payment solution. Securely accept credit card and signature debit card payments from the convenience of your iOS device. Limited transaction reporting includes daily batch totals and individual transaction details.

About

The Checkbook

Manage your finances on the go with this transaction tracker. Easily record income and expenses, schedule upcoming bills, and reconcile with your bank statements for accurate balance tracking. Offers multiple accounts, customizable themes, and secure access.

Highlights
  • Real-time transaction tracking
  • Upcoming bill and deposit scheduling
  • Bank account reconciliation
  • Multiple account management
  • Customizable color themes
  • Transaction search and filtering
  • Recurring transaction setup
Features
Currently charting
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Finance At Your Fingertips Track your financial transactions on-the-go in real time. Enter upcoming bill payments and deposits to see how your account balance will change. Reconcile each transaction against your bank account to balance your checkbook and ensure accuracy to the penny. * No ads. * Quick entry screen for new transactions to keep up with spending while you're on the move. * Create a new transaction in seconds with type ahead feature for common transactions. * Manage transactions in multiple accounts. * Customize color theme for each account. * Search for transactions. * Toggle visibility of reconciled transactions to see what hasn't cleared your bank account yet. * Set up recurring transactions. * Transfer money between accounts. * Basic reporting to view spending or income by category and daily spending. * Export transactions to CSV file. * Enable Face ID / Touch ID to secure access to your financial data. * Turn on iCloud Drive data storage to sync transactions across multiple devices. * Share every new transaction with a joint account owner via email or Shared Storage (subscription required) to keep app in sync for different users. Privacy Note: The developer does not collect any data from this app for the default local device or iCloud storage options. The developer only securely stores data for the Shared Storage option (subscription required) for the purpose of sharing and syncing the data with your invited users. See Privacy Policy for more details.

Screenshots

Transaction Services POS4 screens
The Checkbook4 screens

Verdict

The call

The clearest difference is price: Transaction Services POS at Free against The Checkbook's $4.99. Transaction Services POS also leads on in-app purchases (none vs 2) and rating (5.0 vs 4.8). The Checkbook's advantage is ratings volume (997 vs 1) and update cadence (fortnightly vs every 5 weeks). On ads and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Transaction Services POS is free to download; The Checkbook costs $4.99 up front. The Checkbook sells 2 in-app purchases, starting at $1.99 per month. Transaction Services POS asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Transaction Services POS holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: The Checkbook has 997 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Transaction Services POS ships an update every 5 weeks, The Checkbook fortnightly. The most recent releases landed on September 28, 2026 and October 27, 2026 respectively.

Scorecard8 real differences · 3 level
Transaction Services POS versus The Checkbook: the parameters behind the verdict, then further details
ParameterTransaction Services POSThe Checkbook
PriceFree — better$4.99
Rating5.0 (1 ratings) — better4.8 (997 ratings)
Positive reviews—76.1% of reviews
Number of ratings1997 — better
Update frequencyEvery 5 weeksFortnightly — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFreeFree
Best chart rank—#19 — better
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS13.0 — better16.4
Further details — not scored
Size5 MB61 MB
Age rating4+4+
DeveloperTRXSERVICES LLCFour One Four 213, LLC

Customer experience

Transaction Services POS

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

The Checkbook

All ratings970 ratings
Positive95.3%
Neutral2.0%
Negative2.8%
Written reviews109 reviews
Positive76.1%
Neutral9.2%
Negative14.7%

Bugs and requests

Transaction Services POS

Not enough reviews yet to summarise bugs or requests.

The Checkbook

Reported bugs

3 issues
  • Data loss and sync issues
  • Incorrect transaction display
  • Recurring transactions not working as expected

Requested features

6 requests
  • 📊 Spending reports and analytics
  • 🔁 More recurring transaction options
  • 🖨️ Check printing capability
  • 🔀 Ability to split transactions
  • 🔄 Easier transaction editing/deletion
Show 1 more
  • 🔒 Backup and restore options

In-app purchases

None

Transaction Services POS

No in-app purchases

2 purchases

The Checkbook

Subscriptions2
  • Shared Storage - Monthly$1.991 Month
  • Shared Storage - Annual7 Days trial$19.991 Year

Questions

Is Transaction Services POS free?
Transaction Services POS is free to download, with no in-app purchases.
Is The Checkbook free?
The Checkbook costs $4.99, and also offers in-app purchases.
Which has better reviews, Transaction Services POS or The Checkbook?
Transaction Services POS is rated higher. Transaction Services POS averages 5.0 out of 5 from 1 ratings, while The Checkbook averages 4.8 from 997 ratings.
Do Transaction Services POS or The Checkbook have ads?
Neither Transaction Services POS nor The Checkbook shows ads.
Which is updated more often, Transaction Services POS or The Checkbook?
Transaction Services POS ships an update every 5 weeks, and The Checkbook fortnightly. Most recently, Transaction Services POS was updated on September 28, 2026 and The Checkbook on October 27, 2026.

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