Unex Bank vs Patch Systems
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Unex Bank
Manage your finances with ease, including commission-free utility payments, mobile top-ups, and currency exchange. Earn income on your balance and open profitable deposits. The app offers a customizable home screen for quick access to services and detailed transaction management.
- Commission-free utility and mobile payments
- Favorable currency exchange rates
- Earn income from card balance
- Open profitable deposits
- Customizable home screen
- Card management and transaction statements
- In-app support via chat and phone
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Unex Bank #simplycomfy – Payment of utilities, top up of mobile and Internet - no commission – Currency exchange at a favorable rate - no commission – Earn income from balance UnexSmart card – Easy open profitable deposits We've completely updated the app to make it really #simplycomfy to manage your finances: Home – all the most important services are collected here: quick access to popular payments, exchange rates, all your products, recent operations, quick search for branches and ATMs, as well as news. You can customize the section yourself: leave the most important or change order of widgets. See your cards – you can easily share your card number to receive a transfer, view full details to add a card to your e-wallet or pay with it online. Manage your cards simply in the settings, control expenses and receipts in a convenient format with updated statements. Payments – in this section you can make a transfer by card number or details, buy or sell currency, set up automatic payments. Pay utilities, top up mobile or internet, etc. without commission. Notifications – all messages from the bank are stored here: notifications about transactions, news and offers of new products. Support – from this section you will be able to conveniently contact the Care Center. Choose what is more convenient for you: a free phone call or a chat on Viber, Telegram or Facebook. Other – in this section you can check the application settings, adjust your profile and see details about the application.
Patch Systems
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Patch Systems is for people who work at businesses that use Patch Systems. Your employer turns it on, and it costs you nothing to have. Reach pay you have already earned You worked the hours. You should not have to wait until Friday to reach the money. Take what you have earned so far this pay period, up to half of it, whenever you need it. Standard transfers cost nothing. Instant transfers cost $3.99. No interest, no credit check, and nothing comes out of your next check beyond what you took. Every shift adds to it. Work an hour and a little more is ready. A loan that is not a payday loan Between 1,000 and 5,000 dollars at 19.99 percent fixed APR, paid back over twelve months straight out of your check. No credit check. You need twelve months with your employer to qualify, and it is not available in every state. The Patch Card A payroll Mastercard that holds your pay and your transfers in one place. No monthly fees and no minimum balance. Use it anywhere Debit Mastercard is accepted, or activate a virtual card for buying online. One app Your earned pay, your loan and your card in the same place. Set up direct deposit, see what you have earned this period, and move money without asking anyone. ---- Rates, terms, fees and availability vary by state, by employer and by your own qualifications. Workplace loans are originated by Sunrise Banks, N.A., Member FDIC, and are not available in all states. The Patch Mastercard is issued by Pathward, N.A., Member FDIC, pursuant to a license by Mastercard International Incorporated.
Screenshots
Verdict
The clearest difference is iOS requirement: Unex Bank at 16.6 against Patch Systems's 18.0. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | Unex Bank | Patch Systems |
|---|---|---|
| Price | Free | Free |
| Rating | 3.9 (16 ratings) — better | — |
| Positive reviews | 16.1% of reviews | — |
| Number of ratings | 16 — better | — |
| Update frequency | Every 3 weeks | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone | iPhone |
| Requires iOS | 16.6 — better | 18.0 |
| Further details — not scored | ||
| Size | 78 MB | 30 MB |
| Age rating | 4+ | 4+ |
| Developer | JSC UNEX BANK | Patch Systems, Inc. |
In-app purchases
Unex Bank
No in-app purchases
Patch Systems
No in-app purchases









