Comparison

Flik Pay vs DH Denarnik

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Flik Pay

Send and receive money instantly between users of different banks in Slovenia. Easily transfer funds using a recipient's phone number or email, without needing their bank account details. Funds are available within seconds, 24/7.

Highlights
  • Instant money transfers
  • Send via phone number or email
  • No bank account details needed
  • Real-time fund availability
  • 24/7 service, including weekends
Read full description

Flik Pay omogoča enostavno, hitro in varno plačevanje med uporabniki različnih bank v Sloveniji. Enostavno pošljite denar S Flik Pay lahko denar prijatelju pošljete takoj, brez vnosa številke bančnega računa prejemnika in brez obrazcev. Denar pošljite na enostaven način, izberite njegovo telefonsko številko ali e-naslov in pošljite denar. Hitro prejmite denar Denar, ki vam ga bodo nakazali drugi, vam je na razpolago v nekaj sekundah. Storitev je na voljo 24 ur na dan, vse dni v tednu, tudi med vikendi in prazniki. Za uporabo Flik Pay aplikacije potrebujete: - odprt bančni račun, - davčno številko, - aktivacijsko kodo ali digitalno identitetno Rekono, - omogočen prenos podatkov.

About

DH Denarnik

This mobile wallet allows you to securely add cards to Apple Wallet, make instant Flik payments to contacts, and pay with QR codes. It's essential for managing card security settings and validating online payments.

Highlights
  • Add cards to Apple Wallet
  • Instant Flik payments to contacts
  • Flik payments with QR code
  • Manage card security settings
  • Validate online payments
  • Mobile registration without branch visit
Features
Read full description

Mobilna denarnica DH Denarnik vam omogoča enostavno in varno dodajanje kartic v Apple Wallet. Aplikacija omogoča tudi Flik takojšnja plačila kontaktom z uporabo telefonskega imenika ter Flik plačila s QR kodo v trgovinah. Je obvezen pripomoček za urejanje varnostnih nastavitev vaših kartic ter potrjevanje spletnih plačil. Registracijo mobilne denarnice DH Denarnik in kontaktnega podatka (alias) izvedete z mobilnim telefonom, brez obiska poslovalnice hranilnice. Več informacij? Postopek za začetek uporabe je hiter in preprost, več o njem si lahko preberete na https://www.dh.si/poti-do-banke/dh-denarnik/ ali pa nam pišite na kontaktni.center@dh.si. The DH Denarnik mobile wallet enables you to easily and securly add your cards to Apple Wallet. The app also allows Flik instant payments to contacts using the phone book and Flik payments with QR code in stores. It is a must-have tool for managing the security settings of your cards and validating online payments. Registration of the DH Denarnik mobile wallet and contact information (alias) can be carried out using a mobile phone, without visiting the DH branch. More information? The application process is quick and easy, you can read more about it at https://www.dh.si/poti-do-banke/dh-denarnik/ or write to us at kontaktni.center@dh.si.

Screenshots

Flik Pay4 screens
DH Denarnik4 screens

Verdict

The call

The clearest difference is review sentiment: DH Denarnik at 100% against Flik Pay's 0%. Flik Pay's advantage is rating (4.5 vs 3.0) and ratings volume (11 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Flik Pay holds the better App Store score, 4.5 against 3.0. That said, the two scores are not equally well evidenced: Flik Pay has 11 ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 0% of Flik Pay's written reviews are positive against 100% of DH Denarnik's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Flik Pay ships an update every 2 months, DH Denarnik every 3 months. The most recent releases landed on August 22, 2026 and June 1, 2026 respectively.

Scorecard3 real differences · 7 level
Flik Pay versus DH Denarnik: the parameters behind the verdict, then further details
ParameterFlik PayDH Denarnik
PriceFreeFree
Rating4.5 (11 ratings) — better3.0 (2 ratings)
Positive reviews0.0% of reviews100.0% of reviews — better
Number of ratings11 — better2
Update frequencyEvery 2 months — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS14.014.0
Further details — not scored
Size59 MB67 MB
Age rating4+4+
DeveloperBANKART d.o.o., LjubljanaDH d.d.

Customer experience

Flik Pay

All ratings10 ratings
Positive80.0%
Neutral10.0%
Negative10.0%
Written reviews1 reviews
Positive0.0%
Neutral100.0%
Negative0.0%

DH Denarnik

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Flik Pay

No in-app purchases

None

DH Denarnik

No in-app purchases

Questions

Is Flik Pay free?
Flik Pay is free to download, with no in-app purchases.
Is DH Denarnik free?
DH Denarnik is free to download, with no in-app purchases.
Which has better reviews, Flik Pay or DH Denarnik?
Flik Pay is rated higher. Flik Pay averages 4.5 out of 5 from 11 ratings, while DH Denarnik averages 3.0 from 2 ratings.
Do Flik Pay or DH Denarnik have ads?
Neither Flik Pay nor DH Denarnik shows ads.
Which is updated more often, Flik Pay or DH Denarnik?
Flik Pay ships an update every 2 months, and DH Denarnik every 3 months. Most recently, Flik Pay was updated on August 22, 2026 and DH Denarnik on June 1, 2026.

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