Paylink vs Riskless
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Paylink
This application simplifies online payments for merchants in Saudi Arabia by enabling them to send electronic invoices and receive payments instantly. It streamlines the process of online transactions, saving time and effort for both businesses and their customers.
- Issue electronic invoices
- Receive online payments
- Send invoices via social media, email, SMS
- Create fixed payment links
- Streamlined registration process
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Paylink is the first billing application in Saudi Arabia. The merchant can issue electronic invoices to his customers and receive payments online. It saves merchants time in lengthy registration processes for online payment. Paylink allows the merchant to send electronic invoices through various channels such as social media applications, emails, SMS, and others to their customers. Customers will pay the merchant using the Paylink payment gateway which saves time, money, and effort. Paylink also allows the merchant to create fixed payment links and post them on social media platforms. These links will allow any customer to purchase merchant products by just clicking the link and then completing the payment process. Paylink will fill the online payment gap between any merchant and customers in Saudi Arabia.
Riskless
Analyze your investment portfolio's diversification and risk exposure. Understand the real drivers of your portfolio's behavior and receive AI-powered summaries and actionable recommendations for improvement. Simulate your portfolio's performance during various real-world economic scenarios.
- Portfolio diversification score
- AI-powered portfolio summary
- Risk breakdown by leverage, sector, correlation
- Diversification improvement recommendations
- Scenario simulation for economic events
- Live portfolio value tracking
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Most investors are more exposed than they think. You picked five different tickers. Maybe even different sectors. But if they move together when markets drop, you don't have a diversified portfolio — you have one concentrated bet with five names on it. RiskLess shows you exactly what's going on, in plain English. WHAT YOU GET Overview Your portfolio's diversification score, live value, and an AI summary that explains your holdings in plain terms — not just what the numbers are, but what they mean for your risk. Risk Breakdown See the real drivers behind your risk level. Leverage, sector overlap, correlation between holdings. Understand why your portfolio behaves the way it does before the market teaches you the hard way. Improve Six diversification pillars evaluate where you're strong and where you're exposed. Each weak pillar comes with specific ETF recommendations and shows you how much your score would improve if you acted on them. Scenarios Run your portfolio through 11 real-world events — a recession, rising inflation, an AI bubble burst, a pandemic, trade tariffs, and more. See projected impact before it happens, not after. Free to use. No subscription required. No paywalls, ever.
Screenshots
Verdict
The clearest difference is ratings volume: Paylink at 13 against Riskless's 1. Paylink also leads on iOS requirement (12.0 vs 17.0). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.9 for Paylink against 5.0 for Riskless. That said, the two scores are not equally well evidenced: Paylink has 13 ratings behind it against 1, so its average is the more settled of the two.
Paylink ships an update monthly, Riskless every 3 weeks. The most recent releases landed on October 1, 2026 and September 18, 2026 respectively.
| Parameter | Paylink | Riskless |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (13 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 85.7% of reviews | — |
| Number of ratings | 13 — better | 1 |
| Update frequency | Monthly | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 12.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 45 MB | 9 MB |
| Age rating | 4+ | 4+ |
| Developer | Unified Gulf Projects Trading Company | CHRISTOPHER BRAXTON SOHAN DASARI |
In-app purchases
Paylink
No in-app purchases
Riskless
No in-app purchases









