PointCheckout vs SeaPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PointCheckout
This app allows users to pay for online purchases using their accumulated loyalty and reward points from participating programs. It offers a flexible alternative to traditional redemption methods, enabling seamless transactions across a network of merchants.
- Pay with loyalty points
- Participating reward programs
- Online merchant network
- Flexible redemption options
- Simplified integration for partners
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PointCheckout is the first of its kind dedicated online payment provider for loyalty and reward points allowing members of participating reward programs to pay online within the PointCheckout merchant network using their points. PointCheckout was created in response to lack of flexibility and options in the redemption process for many of the worlds reward programs including those of banks, telecoms, and airlines. PointCheckout simplifies the process of adding redemption partners for reward programs by integrating only once to the PointCheckout online store network. Customers can finally enjoy their rewards wherever they shop online with ease.
SeaPay
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SeaPay® is a financial powerhouse designed specifically for the marine industry. We are uniquely focused on providing solutions to seafarers, vessel owners and port-registered corporations. With SeaPay® you can step up your financial life. We cover all maritime needs for companies that employ crew, run charter operations. Our offering is also suitable for seafarers and their families abroad. You can always issue cards for your loved ones back home as well as send money worldwide. Our compliance team will help you with understanding your taxation and social security needs as well as anything concerning your financial success at sea. All of your finances are always under control with SeaPay® mobile app. With us you can: – Open an account with a unique IBAN – Hold and manage your funds in multiple currencies – Exchange seven currencies at affordable rates – Send and receive international bank wire transfers – Issue mass payments to bank accounts Our mobile app features: – Real-time review of account activity and balance – Transaction history to keep track of your spendings – New Feature for Recurring Transactions – Money transfers worldwide – Card top-up – Simplified sign in procedure with your password and biometric authentication. At SeaPay® we speak your language. We are a financial powerhouse for the marine specialists made by the marine specialists.
Screenshots
Verdict
The clearest difference is ads: PointCheckout at none against SeaPay's shown. PointCheckout also leads on update cadence (every 3 weeks vs every 2 months) and iOS requirement (9.0 vs 13.0). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PointCheckout ships an update every 3 weeks, SeaPay every 2 months. The most recent releases landed on October 10, 2026 and October 17, 2026 respectively.
| Parameter | PointCheckout | SeaPay |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (2 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 3 weeks — better | Every 2 months |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 9.0 — better | 13.0 |
| Further details — not scored | ||
| Size | 29 MB | 51 MB |
| Age rating | 4+ | 4+ |
| Developer | PointCheckout Holding Company Limited | Nave Magna Ltd. |
In-app purchases
PointCheckout
No in-app purchases
SeaPay
No in-app purchases









