Comparison

UMS Pay vs CashCode

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

UMS Pay

Features
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こちらは中国人向け決済(銀聯QR・Alipay・WeChat Pay)の実店舗加盟店様向けアプリです。 注意:ご利用には加盟店契約が必要です。お申込みはマーチャント・サポート株式会社にご連絡ください。 √「銀聯QR」とは カードの決済額が世界トップになった中国銀聯が各銀行、決済機構などと協力して提供したモバイル決済 サービスです。多彩なキャンペーン実施で人気急上昇中です。 √「Alipay」とは 世界最大規模のモバイル決済を行っている、10億人以上が利用しているモバイル決済サービスです。 √「WeChat Pay」とは 中国最大SNS運営会社テンセント社が運営している、中国でアクティブユーザー数8億人以上のSNSプラットフォーム「WeChat」に搭載したモバイル決済サービスです。 √「銀聯QR」・「Alipay」・「WeChat Pay」とは 中国で一般的に使われている決済手段で、お客様の個人アカウントのQRコードを加盟店様が本プリでスキャンするだけで決済が完了する仕組みです。 訪日中国人のために充実した決済手段をご用意いただければ、集客・顧客満足に繋がります。 *今後日本国内のQRブランド(楽天ペイ・PayPay・d払い・LINE Pay・Origami Pay・メルペイ)も開発・リリースする予定です。 √ 決済方法 1. 会計金額をアプリに入力 2. お客様にQRコードを提示いただく 3. アプリでQRコードをスキャン 4. 決済完了 √ 主な機能 決済機能/会計機能 取引履歴・決済処理/会計処理の確認 取消・返品処理

About

CashCode

Features
Read full description

Join 200,000+ merchants using CashCode, designed for busy vendors and store owners who need speed: accept payments without switching apps, redeem vouchers in one second, keep data local, calculate on your widget—all free forever, unlock premium by sharing. Rush hour used to be chaos: This customer pays with Venmo, that one with Cash App, another with PayPal or Apple Pay—constantly switching between payment apps while impatient customers walk away. Not to mention reconciling everything at the end of the day. Now with Home Screen widgets, one tap handles everyone. Shorter lines, zero lost sales. 【One Hub, All Payments】Beyond PayPal, Venmo, Cash App, Square, Stripe, Shopify, Toast, Clover and more—we support 200+ payment apps. Whether your customer pays with digital wallets, credit cards, or buy-now-pay-later, we've got you covered. From farmers markets to food trucks, pop-ups to permanent stores. 【Voucher Redemption in a Flash】Skip splash screens and loading animations. Go straight from your Home Screen widget to the scanner. No waiting for voucher redemption. Higher table turnover, zero missed orders during peak hours. 【Calculate on Your Widget, No App Launch】iOS Home Screen widgets launch instantly, even when your hands are full. Voice announcement for every calculation—know immediately if you mispress. History auto-saves, making end-of-day reconciliation painless. 【Make It Yours】Supports iOS Shortcuts for automation. Set triggers like "arrive at store, open payment code." Multiple themes and widget styles to customize—your checkout counter looks exactly how you want it. 【Your Data Stays Yours】Runs entirely local. All data lives on your device only—no cloud uploads, no network sync, no access to contacts or photos. Not even we can see your information. Optimized for iOS with ANE hardware acceleration. Runs all day in background without heating up or draining battery. Always ready, never laggy. Core features free forever, enough for daily payments and calculations. Want to unlock all themes and extra widget styles? Share with a few friends and get lifetime premium—no money needed. Questions or feedback? Reach us anytime in-app via "Settings-Feedback"—real humans reply. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://atomflip.com/privacy

Screenshots

UMS Pay4 screens
CashCode3 screens

Verdict

The call

The clearest difference is in-app purchases: UMS Pay at none against CashCode's 10. UMS Pay also leads on update cadence (every 8 days vs every 3 weeks) and iOS requirement (11.0 vs 18.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. CashCode sells 10 in-app purchases, starting at $0.99 per month. UMS Pay asks for nothing beyond the download.

UpkeepUpdate frequency

UMS Pay ships an update every 8 days, CashCode every 3 weeks. The most recent releases landed on October 7, 2026 and October 17, 2026 respectively.

Scorecard3 real differences · 3 level
UMS Pay versus CashCode: the parameters behind the verdict, then further details
ParameterUMS PayCashCode
PriceFreeFree
Update frequencyEvery 8 days — betterEvery 3 weeks
AdsNoNo
In-app purchasesNo — betterYes
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS11.0 — better18.0
Further details — not scored
Size14 MB104 MB
Age rating4+4+
DeveloperMERCHANT SUPPORT CO., LTD.晨晓 王

In-app purchases

None

UMS Pay

No in-app purchases

10 purchases

CashCode

Subscriptions3
  • 马上发财会员$0.991 Month
  • 马上发财会员$1.993 Months
  • 马上发财会员$2.991 Year
One-time7
  • Senior Influencer PackFree
  • Elite Influencer PackFree
  • Potential Influencer PackFree
Show 4 more
  • Ultimate Influencer PackFree
  • Join Influencer ProgramFree
  • Permanent Membership$0.99
  • Permanent Membership$4.99

Questions

Is UMS Pay free?
UMS Pay is free to download, with no in-app purchases.
Is CashCode free?
CashCode is free to download, with in-app purchases available.
Do UMS Pay or CashCode have ads?
Neither UMS Pay nor CashCode shows ads.
Which is updated more often, UMS Pay or CashCode?
UMS Pay ships an update every 8 days, and CashCode every 3 weeks. Most recently, UMS Pay was updated on October 7, 2026 and CashCode on October 17, 2026.

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