Comparison

SAIB Mobile vs Enfaq

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SAIB Mobile

Manage your finances with a secure and intuitive mobile banking app. Perform transactions, pay bills, transfer funds, and manage your cards and investments all from your smartphone.

Highlights
  • User registration and quick login options
  • Dashboard for account overview and transaction monitoring
  • Seamless fund transfers and bill payments
  • Comprehensive card management (mada, credit, travel)
  • Apply for and manage finance products (loans)
  • Investment portfolio overview and market updates
Features
Read full description

Welcome to the future of banking with the Saudi Investment Bank‘s all-new Mobile Banking App! Designed with cutting-edge technology and a sleek intuitive user interface. Our app delivers an unparalleled banking experience at your fingertips. Whether you are at home, at work, or on the go, the SAIB Mobile App is your reliable partner for seamless, secure, and swift financial management. 1. User Registration and Setup:
 New to SAIB? Easily register through the app’s seamless process. After registration, enable quick login options such as Face ID, Touch ID, or a secure passcode for future logins. You can also save your credentials to simplify future access without compromising security. 2. Login Options:
 Our app offers a range of secure login methods tailored to your preference. You can log in using a traditional username and password or opt for faster, more convenient methods like biometrics or PIN logins. 3. Dashboard Overview:
 Manage all your finances at a glance with our dashboard. View account balances, monitor transactions, pay bills, and transfer money seamlessly to your favorate beneficiaries. With easy access to essential banking features, your financial management has never been more efficient. 4. Account and Profile Management:
 Manage profile settings, preferences and even customize the app theme effortlessly. You can open new additional accounts instantly within the app. Everything you need to personalize your banking experience is just a few taps away. 5. Transfers & Payments:
 Effortlessly transfer funds to your accounts or beneficiaries, both locally and internationally. The app supports a variety of payment options, including quick transfers and bill payments for utilities and government services. You can also manage recurring payments with a simple, streamlined process. All payments are handled securely and quickly for your convenience. 6. Card Management:
 From mada cards to travel and credit cards, SAIB Mobile banking allows you to manage all your cards in one place. View balances, transaction history, and activate or block cards as needed. Add cards to Apple Wallet for seamless, contactless payments. You can also control spending limits, manage PIN settings. With comprehensive tools, you’ll have complete control over your cards anytime, anywhere. 7. Finance Products:
 Stay on top of your finances with an integrated dashboard that provides an overview of your current loan, repayment schedules, and details. You can apply for new loans, including personal or home finance, and even refinance existing ones. Manage overdue payments, early settlements, or explore new financing options directly through the app, ensuring you have the financial flexibility you need. 8. Investment Services:
 Have an updated insight of your investment portfolio with ease. SAIB Mobile Banking offers comprehensive investment services including an overview of your investments, view market updates, IPO subscriptions and even subscribing to new funds with just a few taps. 9. Contact and Help Center:
 Need assistance? SAIB Mobile Banking provides instant support through live chat and a dedicated FAQ section covering accounts, transactions, and cards. For further support you can submit requests, complaints, or track the status of your previous interactions directly through the app. 10. Marketplace & Loyalty Program:
 Maximize your banking experience with SAIB’s exclusive loyalty program. Track your points, view rewards, and redeem them for a variety of benefits, including travel miles, cash, or exclusive offers. Explore gift vouchers, partner deals, and other special promotions designed just for you. Revolutionize Your Banking Today! With SAIB’s new Mobile Banking App, we’re transforming the way you manage your finances—putting you in control of your money in a more efficient, secure, and personalized way. Whether you’re paying bills, managing your accounts, or seeking financial advice, you’ll find everything you need in one place.

About

Enfaq

Features
Read full description

Enfaq is a smart corporate expense management platform that helps businesses control spending, issue company cards, and track expenses in real time — all in one place. With Enfaq, finance teams can set spending limits, approve requests instantly, and eliminate manual receipt processing. Employees can pay easily using virtual or physical cards, while every transaction is recorded and organized automatically. Whether you're a small business or a growing company, Enfaq gives you full visibility and control over your financial operations — so you can focus on running your business. Key Features Corporate Cards: Issue virtual and physical cards to employees & departments. Real-Time Controls: Set spending limits, freeze cards, and approve requests instantly. Automated Expense Tracking: Capture receipts, categorize expenses, and reduce manual work. Multi-Currency Support: Spend locally and internationally with ease. Seamless Approvals: Simple workflows for managers and finance teams. Centralized Dashboard: Monitor spending and generate reports instantly. Why Enfaq? Reduce time spent on financial admin. Prevent overspending and misuse. Improve accountability and transparency. Designed for Saudi businesses and workflows.

Screenshots

SAIB Mobile4 screens
Enfaq4 screens

Verdict

The call

The clearest difference is device support: Enfaq at 3 against SAIB Mobile's 1. Enfaq also leads on iOS requirement (14.0 vs 16.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on September 23, 2026 and September 4, 2026 respectively.

Scorecard2 real differences · 8 level
SAIB Mobile versus Enfaq: the parameters behind the verdict, then further details
ParameterSAIB MobileEnfaq
PriceFreeFree
Rating4.8 (3.3K ratings) — better—
Positive reviews63.1% of reviews—
Number of ratings3.3K — better—
Update frequencyEvery 2 weeksEvery 2 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.014.0 — better
Further details — not scored
Size170 MB82 MB
Age rating4+4+
DeveloperThe Saudi Investment BankEnfaq

Bugs and requests

SAIB Mobile

Reported bugs

2 issues
  • App not working for approximately a month
  • Login issues preventing access to accounts

Requested features

2 requests
  • Expand app availability beyond pilot mode
  • Improve app stability and reliability

Enfaq

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

SAIB Mobile

No in-app purchases

None

Enfaq

No in-app purchases

Questions

Is SAIB Mobile free?
SAIB Mobile is free to download, with no in-app purchases.
Is Enfaq free?
Enfaq is free to download, with no in-app purchases.
Do SAIB Mobile or Enfaq have ads?
Neither SAIB Mobile nor Enfaq shows ads.
Which is updated more often, SAIB Mobile or Enfaq?
SAIB Mobile ships an update every 2 weeks, and Enfaq every 2 weeks. Most recently, SAIB Mobile was updated on September 23, 2026 and Enfaq on September 4, 2026.

Other comparisons