Octa. vs Advancly
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Octa.
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Octa – Save and Invest Smartly Octa is a web and app-based savings and investment solution. Octa allows you automate your savings and investment towards a financially rewarding future. Octa guarantees you returns of up to 12% on savings and 18% on investments respectively. Welcome to smart savings. With Octa, you can: • Automate savings and investment Set up your automatic savings daily, weekly or monthly at schedules that fit your purse or lifestyle. • Invest in various instruments You don’t need millions to start investing. Invest in any investment instrument of your choice and get higher returns on investments at up to 18%. Available investment are always stated in the app. • Save towards one or multiple goals Octa makes financial goal setting simple by taking the stress of discipline and strictness off you. Octa is your best bet when you have multiple goals you want to achieve. • Save at your own terms: No lock, no frills Octa does not have a lock feature currently. We believe you should be free to determine what you want to do with your money and we also want to gain your trust. All withdrawals are at no charge. • Created with you in mind Octa is specifically designed for young and forward-thinking minds who are not afraid to explore new things. • Security We do not store your money or data. All transactions are done via a third-party payment gateway and your funds are managed by Page Financials, our parent company. Setting Up Octa Using Octa is easy and straight forward. • The first step after downloading is to register with your name, email and BVN connected phone number. • Next is to add a card from which you can then use to fund your savings or investment. • Then you can create a savings target or choose the investment option of your choice (when available). • Why BVN? BVN is a requirement by CBN as part of the KYC (Know Your Customer) process that helps us ensure no fraudulent practice occurs to your funds. Submitting your BVN is safe and secure as we’re safety conscious and regulated by relevant finance regulators. WITHDRAWALS AND CHARGES Octa does not charge deposit fees, SMS charges, monthly charge fees or withdrawal fees. You simply enjoy #ZeroCharge on any transaction on the app. New Offerings • At Octa, we are always innovating to find ways to deliver more value to you. We will notify you of any new offering via mail, our blog and social media channels. 24/7 Customer Support We can be reached via our contact us page. We look forward to delighting you. Reviews We value feedbacks in form of reviews, comments and ratings. Our goal is to create a product that meets your needs conveniently.
Advancly
This digital banking app helps you achieve your financial goals with features for saving, investing, and accessing credit. Manage your money, pay bills, and purchase airtime seamlessly. Open an account in minutes and enjoy transparent financial solutions.
- Instant account opening
- Competitive interest on savings
- Flexible personal/business accounts
- Investment options
- Credit building and access
- Bill payments and airtime top-ups
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With Advancly, your financial history is more than numbers—it’s a gateway to achieving your dreams. Advancly is an all-in-one digital banking app that puts your financial goals first. Experience banking reimagined with seamless, powerful features designed to simplify your financial life and empower your growth. Bank Smarter, Faster Open your Advancly account in minutes directly from your smartphone Instant account activation - start banking immediately Make quick transfers Flexible personal and business account options tailored to your needs Grow Your Money With Ease Earn competitive interest on all your savings Favourable investment options to help you achieve your financial goals Organize your money with smart savings tools Diversified investment offerings to suit your financial strategy Access Credit, Unlock Opportunities Build creditworthiness with every transaction Access credit when you need it, seamlessly Experience financial solutions designed just for you No long waits. No hidden fees. Just fast, transparent credit options. Beyond Banking, Convenience at Your Fingertips Pay bills faster. Purchase airtime and data. Top-up across all network providers. Begin Your Progress Journey Now Download Advancly and transform your banking experience. Save, invest, unlock credit and manage your money with confidence.
Screenshots
Verdict
The clearest difference is ads: Octa. at none against Advancly's shown. Octa. also leads on iOS requirement (9.0 vs 15.1). On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Octa. ships an update every 2 weeks, Advancly every 4 weeks. The most recent releases landed on October 26, 2026 and November 3, 2026 respectively.
| Parameter | Octa. | Advancly |
|---|---|---|
| Price | Free | Free |
| Rating | — | 2.7 (6 ratings) — better |
| Positive reviews | — | 0.0% of reviews |
| Number of ratings | — | 6 — better |
| Update frequency | Every 2 weeks — better | Every 4 weeks |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 9.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 20 MB | 81 MB |
| Age rating | 4+ | 17+ |
| Developer | Page International Financial Company Limited | Advancly Technologies Nigeria Limited |
In-app purchases
Octa.
No in-app purchases
Advancly
No in-app purchases








