Comparison

Longbridge vs BiyaPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Longbridge

Trade stocks, options, ETFs, funds, and bonds with commission-free trading for HK and US markets. Access advanced tools like AI analysis, supply chain insights, and real-time community discussions to enhance your investment strategies.

Highlights
  • Lifetime commission-free trading
  • AI Analyst (PortAI)
  • Supply chain industry graph analysis
  • Live trading discussions
  • Grid Trading and US Stock Options
  • HK and US IPO subscriptions
  • Margin financing up to 33x leverage
Features
Read full description

[Latest News] • Hong Kong Economic Times: "Excellence in Fintech Securities Firm" at HKET Excellence Awards 2023 • Lifetime Commission-Free: Truly daring to offer "Lifetime Commission-Free" for HK & US stocks. [Special Features] • Overview: We simplify complexities by transforming intricate financial data into visual charts and making professional analytical terms more engaging and accessible. • Supply Chain Details: Unique supply chain industry graph analysis feature for in-depth stock screening and strategy customization. • Live Trading: Engaging with numerous "Longbridger Friends" in real-time discussions about every second's fluctuation in candlestick charts. • Longbridge Community: Learn from experts and exchange investment ideas and strategies within the community. • LongbridgeAI: Industry's first financial GPT, an "AI Analyst"with answers at all times. • Diverse trading tools: Grid Trading, US Stock Options, Leveraged ETFs, etc., empowering accurate navigation through diverse market conditions. [Market Data Service - Automatic Monthly Subscription Renewal] • Service & Price a) SGX L1 Quotes: HKD 103/month b) HKEX L2 Quotes: HKD 158/month c) L2 Quotes - Plus: HKD 338/month d) L1 + National BBO (For Non-Professional User): HKD 46/month e) OPRA Option: HKD 20/month f) Nasdaq Basic (Open API): HKD 558/month g) OPRA US Stock Option (Open API): HKD 22/month h) L2 Quotes (Open API): HKD 269/month i) L2 Quotes - Plus (Open API): HKD 558/month • Payment: Deducted via iTunes account upon user confirmation. • Renewal: iTunes bills 24 hours before expiration, extending the subscription by one period upon successful payment. • Cancellation: To cancel renewal, go to "Settings" on your Apple device -> "iTunes Store & App Store" -> "Apple ID" -> "View Apple ID" -> "Account Settings" -> "Subscriptions", and cancel auto-renewal 24 hours before the billing cycle ends. • Service Agreement: https://support.longbridgehk.com/topics/marketing/subs [Market Data Service - Automatic Monthly Subscription Renewal] • AI Service & Price a) Pro Plan Monthly - Higher limits and the full toolkit - 148 HKD/month b) Premium Plan Monthly - Highest limit, plus third-party integrations - 748 HKD/month • Payment: Deducted via iTunes account upon user confirmation. • Renewal: iTunes bills 24 hours before expiration, extending the subscription by one period upon successful payment. • Cancellation: To cancel renewal, go to "Settings" on your Apple device -> "iTunes Store & App Store" -> "Apple ID" -> "View Apple ID" -> "Account Settings" -> "Subscriptions", and cancel auto-renewal 24 hours before the billing cycle ends. • Service Agreement: https://support.longbridgehk.com/topics/misc/ai-platform-terms-of-service-hk?locale=en [About Us] Longbridge Securities focuses on connecting the "Discovery → Learning → Trading" stages of assets, delivering a secure, reliable, and efficient global investment experience. Longbridge Securities (Hong Kong) Limited (CE No.: BPX066), holds Type 1, 2, 4, and 9 licenses issued by the Hong Kong Securities and Futures Commission (SFC). Driven by technological innovation, it aims to build a seamless global trading network, enabling investors to access global securities markets at minimal costs through a single account. Terms & conditions apply. Please be cautious as all investments carry risks. [Contact Us] • Official Website: https://longbridge.com • Customer Service Hotline: +852 3851 1777 • Customer Service Operating Hours: 9:00-18:00* (GMT+8) * Beyond the above timing, please contact our online customer service; operating hours are as follows: - Mon – Fri (excluding Public Holidays): 24 hours - Sat & Sun (including Public Holidays): 9:00-18:00 (GMT+8) • Customer Service Email: service@longbridge.hk • Official WhatsApp: +852 5223 6373 • Company address: Suites 1801-1804 & 1815-1816, 18/F, One International Finance Centre, 1 Harbour View Street, Central, Kong Kong

About

BiyaPay

Manage international remittances, trade stocks, and track global markets all in one app. Offers real-time currency conversion, secure asset management, and investment opportunities in U.S./Hong Kong stocks and various commodities.

Highlights
  • Real-time currency exchange for 200+ currencies
  • Cross-border remittance services
  • U.S. and Hong Kong stock investing
  • Cryptocurrency, gold, silver, and oil market tracking
  • Integrated asset management and wallet
  • Flexible wealth management with daily yield
Features
Read full description

Feature Overview BiyaPay supports real-time exchange rate lookup and conversion for 200+ currencies, providing users with faster, lower-cost, and seamless online international remittance services. In addition to currency exchange, the platform offers an intelligent conversion calculator, cross-border remittance, U.S./Hong Kong stock investing services, and market tracking for cryptocurrencies, gold, silver, crude oil, and other commodities—helping users manage funds and stay on top of market dynamics in one place. - Wallet: Covers asset management, receiving payments, transfers, deposits, and withdrawals. Supports crypto withdrawals and remittances at any time, with a clear view of account assets. - Instant Swap: After deposit, users can complete online multi-currency exchange with no preset limit, and withdraw funds to offshore bank accounts. - Wealth: Flexible wealth management service with daily yield settlement, automatically credited to available account balance. - Financial Asset Trading: Covers major markets including U.S. and Hong Kong stocks, with one account connected to multiple market opportunities. - Market Tracking: Supports market tracking for cryptocurrencies, gold, silver, crude oil, and other commodities, helping users monitor real-time price moves, trends, and market rhythm. Product Advantages BiyaPay continuously enhances its compliance qualifications and service capabilities to provide global users with an integrated financial experience covering payments, international remittance, securities investment, and market tracking services. Whether for cross-border fund management or multi-market information access, users can do so more efficiently and with greater peace of mind. - Fast Account Opening: Fully online onboarding with a low barrier and high efficiency. - Convenient Funding: Supports multiple funding methods with simple operations and smoother fund transfers. - User-Friendly Interface: Clear trading flows, bilingual Chinese-English interface, plus 24/7 Chinese customer support. - Comprehensive Functions: Rich order options that support both beginners and advanced traders. - Broad Market Coverage: Provides market tracking for U.S. and Hong Kong stocks, cryptocurrencies, gold, silver, crude oil, and other commodities, so users can track multi-market information in sync. - Competitive Fees: Competitive fee structure for U.S. and Hong Kong stock investing, helping reduce trading costs. - Fund Security: Segregated custodial accounts and multi-layer security verification mechanisms to protect accounts and assets. Official Website & Support Official Website: https://www.biyapay.com/ Customer Service Email: service@biyapay.com Customer Service Telegram: https://t.me/biyapay001 Telegram Community: https://t.me/BiyaPay_ch

Screenshots

Longbridge4 screens
BiyaPay4 screens

Verdict

The call

The clearest difference is rating: Longbridge at 4.7 against BiyaPay's 4.2. Longbridge also leads on ratings volume (915 vs 102). BiyaPay's advantage is in-app purchases (none vs 34) and ads (none vs shown). On price, review sentiment, update cadence and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Longbridge sells 34 in-app purchases, starting at $2.99 per month. BiyaPay asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Longbridge holds the better App Store score, 4.7 against 4.2. That said, the two scores are not equally well evidenced: Longbridge has 915 ratings behind it against 102, so its average is the more settled of the two. Written reviews point the same way: 95% of Longbridge's written reviews are positive against 89% of BiyaPay's.

UpkeepUpdate frequency

Longbridge ships an update every 2 weeks, BiyaPay fortnightly. The most recent releases landed on September 25, 2026 and September 24, 2026 respectively.

Scorecard5 real differences · 5 level
Longbridge versus BiyaPay: the parameters behind the verdict, then further details
ParameterLongbridgeBiyaPay
PriceFreeFree
Rating4.7 (915 ratings) — better4.2 (102 ratings)
Positive reviews94.7% of reviews — better89.2% of reviews
Number of ratings915 — better102
Update frequencyEvery 2 weeks — betterFortnightly
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS14.0 — better15.0
Further details — not scored
Size254 MB131 MB
Age rating17+4+
DeveloperLongport Technology HK LimitedBIYA GLOBAL LLC

Customer experience

Longbridge

All ratings915 ratings
Positive93.0%
Neutral1.6%
Negative5.4%
Written reviews551 reviews
Positive94.7%
Neutral0.5%
Negative4.7%

BiyaPay

All ratings102 ratings
Positive83.3%
Neutral3.9%
Negative12.7%
Written reviews130 reviews
Positive89.2%
Neutral1.5%
Negative9.2%

User reviews

Longbridge

From 915 App Store ratings

What we love

  • 👍 Simple and easy to use
  • 🚀 Smooth and responsive
  • 💰 Lifetime free commissions
  • 🤖 Useful AI tools
  • 📊 Detailed financial data and analytics

Room to improve

  • 💸 High options trading fees
  • 🐛 Occasional app crashes or freezes
  • 🔍 Limited stock research and news coverage
  • 🔌 High battery consumption

BiyaPay

From 102 App Store ratings

What we love

  • 🚀 Fast and convenient transactions
  • 🔒 Secure and reliable platform
  • 👍 User-friendly interface
  • 💡 Supports multi-currency trading
  • 👍 Seamless integration with crypto and traditional banking

Room to improve

  • 🐛 Occasional app crashes or freezes
  • ⚠️ Frequent mandatory updates
  • 💰 High transaction fees for some services
  • 🔍 Difficult price setting during trades

Bugs and requests

Longbridge

Reported bugs

3 issues
  • Inconsistent stock price updates
  • Delayed order execution
  • Unreliable market data feeds

Requested features

4 requests
  • Support for multi-leg options strategies
  • Expanded stock screener and analysis tools
  • Improved push notification system
  • Vertical portfolio view

BiyaPay

Reported bugs

2 issues
  • Login screen issues causing black screen
  • Compatibility problems with older devices

Requested features

4 requests
  • Improved visual design and aesthetics
  • Advanced portfolio tracking and analytics
  • Expanded investment options (e.g., derivatives, commodities)
  • Enhanced customer support and communication

In-app purchases

34 purchases

Longbridge

Subscriptions11
  • OPRA (Open API)-Month subs$2.991 Month
  • OPRA Option-Month subs$2.991 Month
  • National BBO-Month subs$5.991 Month
Show 8 more
  • Pro Plan Monthly$19.991 Month
  • HKEX L2 Quotes-Month subs$19.991 Month
  • US Order Book-Month subs$19.991 Month
  • Nasdaq TotalView$19.991 Month
  • LV2 (Open API)-Month subs$34.991 Month
  • LV2 Plus-Month subs$39.991 Month
  • LV2 Plus (Open API)-Month subs$69.991 Month
  • LV1 Real-time-Month subs$69.991 Month
One-time23
  • Purchase 42 Belly$0.99
  • OPRA Option-Month$2.99
  • Purchase 210 Belly$4.99
Show 20 more
  • OPRA (Open API)-Month$4.99
  • National BBO-Month$5.99
  • OPRA (Open API)-Quarter$9.99
  • Purchase 686 Belly$14.99
  • Nasdaq TotalView-Month$24.99
  • Purchase 1386 Belly$29.99
  • OPRA Option-Year$29.99
  • OPRA (Open API)-Year$34.99
  • LV2 (Open API)-Month$39.99
  • Purchase 2086 Belly$46.99
  • LV2 Plus-Month$49.99
  • National BBO-Year$59.99
  • Purchase 3626 Belly$79.99
  • LV2 (Open API)-Quarter$79.99
  • Nasdaq TotalView-Quarter$79.99
  • LV2 Plus (Open API)-Month$99.99
  • LV2 Plus-Quarter$149.99
  • LV2 Plus (Open API)-Quarter$199.99
  • Nasdaq TotalView-Year$299.99
  • LV2 Plus (Open API)-Year$699.99
None

BiyaPay

No in-app purchases

Questions

Is Longbridge free?
Longbridge is free to download, with in-app purchases available.
Is BiyaPay free?
BiyaPay is free to download, with no in-app purchases.
Which has better reviews, Longbridge or BiyaPay?
Longbridge is rated higher. Longbridge averages 4.7 out of 5 from 915 ratings, while BiyaPay averages 4.2 from 102 ratings.
Do Longbridge or BiyaPay have ads?
Longbridge shows ads; BiyaPay does not.
Which is updated more often, Longbridge or BiyaPay?
Longbridge ships an update every 2 weeks, and BiyaPay fortnightly. Most recently, Longbridge was updated on September 25, 2026 and BiyaPay on September 24, 2026.

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