Comparison

Paytend vs BABB

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Paytend

Manage personal and business finances with a comprehensive fintech solution. Open a SEPA account, transfer money globally, exchange currencies, and get virtual or physical bank cards. Offers business solutions for cross-border e-commerce.

Highlights
  • SEPA account opening
  • Global money transfers
  • Currency exchange
  • Virtual and physical card issuance
  • Business payment solutions
  • Cross-border e-commerce settlement
Features
Read full description

Manage your money and business, everything is in hand. Payend is an innovative fintech institution that offers banking accounts, card issuance, and acquiring services. As a company holding an EU EMI license (EMI LB000480), Paytend strictly adheres to the General Data Protection Regulation (GDPR) and the Payment Services Directive 2 (PSD2) of the European Union to ensure the privacy and security of user data. Get your SEPA account Apply online for your own SEPA account by using the Paytend App, your name, your own IBAN Transfer your Money globally The fastest single euro payment area payment within 1 minute by SEPA Instant SWIFT receipt and payment support your cross-border wire transfer in 37 currencies from 57 countries Global Money Transfer to China UnionPay Card without limit Exchange currencies at the real-time rate Mutual exchange of 37 currencies, real-time exchange rates, no exchange difference, and free of commission fee Get your Bank Card with clicks Visa Card, Master Card, online real-time card issuance, support global consumption and ATM withdrawal, make payments online and in-store. Business executive solution Cross-border e-commerce settlement, fast, efficient, and ultra-low commission fee. Paytend business account boasts a powerful system for gathering and transferring funds worldwide, capable of handling batch payments.

About

BABB

This app offers a secure and inclusive financial experience, enabling cost-effective micropayments and cross-border transactions. Manage your money, stablecoins, and various cryptocurrencies, with options for GBP accounts and debit cards for UK residents.

Highlights
  • Cost-effective micropayments
  • Cross-border transactions
  • Manage money and stablecoins
  • Cryptocurrency storage and conversion
  • Instant P2P transfers
  • GBP accounts and debit cards
Read full description

Babb, a fintech firm with a purpose to promote financial inclusion and social impact, connects individuals and increases financial inclusion globally by enabling cost-effective micropayments, even for cross-border transactions. Babb Money Accounts: Babb combines the best of both worlds, offering the safety and security of traditional ways while also providing a fair, convenient, inexpensive, and inclusive financial experience. What the Babb App allows you to do: • Set up an account in minutes. • Manage your money and CurrencyX stablecoins in one spot. • BAX, BTC, USDT and ETH storage, conversion, and sending  • Instant P2P in-app transfers • Stay in touch with friends and family all across the world. • Set up a GBP accounts (for all) and GBP debit cards (for UK residents). • And much, much more! More information can be found at www.getbabb.com. We are always looking for ways to improve the Babb Platform, so please email any suggestions/ideas to support@getbabb.com.

Screenshots

Paytend3 screens
BABB4 screens

Verdict

The call

The clearest difference is iOS requirement: Paytend at 13.0 against BABB's 15.6. On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Paytend ships an update every 3 weeks, BABB every 5 weeks. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

Scorecard1 real difference · 9 level
Paytend versus BABB: the parameters behind the verdict, then further details
ParameterPaytendBABB
PriceFreeFree
Rating—4.3 (86 ratings) — better
Positive reviews53.8% of reviews60.7% of reviews — better
Number of ratings—86 — better
Update frequencyEvery 3 weeks — betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 — better15.6
Further details — not scored
Size124 MB54 MB
Age rating4+17+
DeveloperPAYTEND EUROPE UABBABB Ltd

Customer experience

Paytend

Written reviews13 reviews
Positive53.8%
Neutral0.0%
Negative46.2%

BABB

All ratings85 ratings
Positive82.4%
Neutral1.2%
Negative16.5%
Written reviews61 reviews
Positive60.7%
Neutral6.6%
Negative32.8%

Bugs and requests

Paytend

Not enough reviews yet to summarise bugs or requests.

BABB

Reported bugs

15 issues
  • App not letting user type address
  • Cannot see credit card details
  • Google Authenticator loop
  • Forced iOS 14 update
  • App does nothing after document update
Show 10 more
  • App is full of glitches
  • App crashing after verification
  • Cannot see Babb balance
  • Email confirmation code not working
  • X X X loading issue
  • Issues after verification (easy fix: log out/in)
  • Withdrawal devalues currency significantly
  • Transactions taking days to external wallets
  • Support not approving transactions
  • Refusing wallets that don't fit risk criteria

Requested features

10 requests
  • Add Jamaica to country list
  • Add private key feature for wallet users
  • Introduce competitive financial services
  • Add function to stake $BAX token
  • Add offramp and enhanced social features
Show 5 more
  • Person to person money sending
  • Ability to cash-out
  • Other banking facilities
  • Marketing investment
  • Dark mode

In-app purchases

None

Paytend

No in-app purchases

None

BABB

No in-app purchases

Questions

Is Paytend free?
Paytend is free to download, with no in-app purchases.
Is BABB free?
BABB is free to download, with no in-app purchases.
Do Paytend or BABB have ads?
Neither Paytend nor BABB shows ads.
Which is updated more often, Paytend or BABB?
Paytend ships an update every 3 weeks, and BABB every 5 weeks. Most recently, Paytend was updated on October 25, 2026 and BABB on October 24, 2026.

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