Paytend vs BABB
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Paytend
Manage personal and business finances with a comprehensive fintech solution. Open a SEPA account, transfer money globally, exchange currencies, and get virtual or physical bank cards. Offers business solutions for cross-border e-commerce.
- SEPA account opening
- Global money transfers
- Currency exchange
- Virtual and physical card issuance
- Business payment solutions
- Cross-border e-commerce settlement
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Manage your money and business, everything is in hand. Payend is an innovative fintech institution that offers banking accounts, card issuance, and acquiring services. As a company holding an EU EMI license (EMI LB000480), Paytend strictly adheres to the General Data Protection Regulation (GDPR) and the Payment Services Directive 2 (PSD2) of the European Union to ensure the privacy and security of user data. Get your SEPA account Apply online for your own SEPA account by using the Paytend App, your name, your own IBAN Transfer your Money globally The fastest single euro payment area payment within 1 minute by SEPA Instant SWIFT receipt and payment support your cross-border wire transfer in 37 currencies from 57 countries Global Money Transfer to China UnionPay Card without limit Exchange currencies at the real-time rate Mutual exchange of 37 currencies, real-time exchange rates, no exchange difference, and free of commission fee Get your Bank Card with clicks Visa Card, Master Card, online real-time card issuance, support global consumption and ATM withdrawal, make payments online and in-store. Business executive solution Cross-border e-commerce settlement, fast, efficient, and ultra-low commission fee. Paytend business account boasts a powerful system for gathering and transferring funds worldwide, capable of handling batch payments.
BABB
This app offers a secure and inclusive financial experience, enabling cost-effective micropayments and cross-border transactions. Manage your money, stablecoins, and various cryptocurrencies, with options for GBP accounts and debit cards for UK residents.
- Cost-effective micropayments
- Cross-border transactions
- Manage money and stablecoins
- Cryptocurrency storage and conversion
- Instant P2P transfers
- GBP accounts and debit cards
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Babb, a fintech firm with a purpose to promote financial inclusion and social impact, connects individuals and increases financial inclusion globally by enabling cost-effective micropayments, even for cross-border transactions. Babb Money Accounts: Babb combines the best of both worlds, offering the safety and security of traditional ways while also providing a fair, convenient, inexpensive, and inclusive financial experience. What the Babb App allows you to do: • Set up an account in minutes. • Manage your money and CurrencyX stablecoins in one spot. • BAX, BTC, USDT and ETH storage, conversion, and sending • Instant P2P in-app transfers • Stay in touch with friends and family all across the world. • Set up a GBP accounts (for all) and GBP debit cards (for UK residents). • And much, much more! More information can be found at www.getbabb.com. We are always looking for ways to improve the Babb Platform, so please email any suggestions/ideas to support@getbabb.com.
Screenshots
Verdict
The clearest difference is iOS requirement: Paytend at 13.0 against BABB's 15.6. On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Paytend ships an update every 3 weeks, BABB every 5 weeks. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.
| Parameter | Paytend | BABB |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.3 (86 ratings) — better |
| Positive reviews | 53.8% of reviews | 60.7% of reviews — better |
| Number of ratings | — | 86 — better |
| Update frequency | Every 3 weeks — better | Every 5 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 124 MB | 54 MB |
| Age rating | 4+ | 17+ |
| Developer | PAYTEND EUROPE UAB | BABB Ltd |
Customer experience
Paytend
BABB
Bugs and requests
Paytend
Not enough reviews yet to summarise bugs or requests.
BABB
Reported bugs
15 issues- App not letting user type address
- Cannot see credit card details
- Google Authenticator loop
- Forced iOS 14 update
- App does nothing after document update
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- App is full of glitches
- App crashing after verification
- Cannot see Babb balance
- Email confirmation code not working
- X X X loading issue
- Issues after verification (easy fix: log out/in)
- Withdrawal devalues currency significantly
- Transactions taking days to external wallets
- Support not approving transactions
- Refusing wallets that don't fit risk criteria
Requested features
10 requests- Add Jamaica to country list
- Add private key feature for wallet users
- Introduce competitive financial services
- Add function to stake $BAX token
- Add offramp and enhanced social features
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- Person to person money sending
- Ability to cash-out
- Other banking facilities
- Marketing investment
- Dark mode
In-app purchases
Paytend
No in-app purchases
BABB
No in-app purchases







