Paytend vs SpeedPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Paytend
Manage personal and business finances with a comprehensive fintech solution. Open a SEPA account, transfer money globally, exchange currencies, and get virtual or physical bank cards. Offers business solutions for cross-border e-commerce.
- SEPA account opening
- Global money transfers
- Currency exchange
- Virtual and physical card issuance
- Business payment solutions
- Cross-border e-commerce settlement
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Manage your money and business, everything is in hand. Payend is an innovative fintech institution that offers banking accounts, card issuance, and acquiring services. As a company holding an EU EMI license (EMI LB000480), Paytend strictly adheres to the General Data Protection Regulation (GDPR) and the Payment Services Directive 2 (PSD2) of the European Union to ensure the privacy and security of user data. Get your SEPA account Apply online for your own SEPA account by using the Paytend App, your name, your own IBAN Transfer your Money globally The fastest single euro payment area payment within 1 minute by SEPA Instant SWIFT receipt and payment support your cross-border wire transfer in 37 currencies from 57 countries Global Money Transfer to China UnionPay Card without limit Exchange currencies at the real-time rate Mutual exchange of 37 currencies, real-time exchange rates, no exchange difference, and free of commission fee Get your Bank Card with clicks Visa Card, Master Card, online real-time card issuance, support global consumption and ATM withdrawal, make payments online and in-store. Business executive solution Cross-border e-commerce settlement, fast, efficient, and ultra-low commission fee. Paytend business account boasts a powerful system for gathering and transferring funds worldwide, capable of handling batch payments.
SpeedPay
Manage your finances with ease. This app simplifies paying bills, topping up airtime and data, and transferring money between banks securely.
- Pay electricity bills
- Pay TV subscriptions
- Buy airtime
- Buy data subscriptions
- Transfer money between banks
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The SpeedPay mobile app allows you to carry out your financial transactions conveniently and efficiently without stress. This all-in-one app allows you: - Pay all bills including Electricity bills, TV Subscription - Buy Airtime and Data subscription - Make transfers between banks with high integrity
Screenshots
Verdict
The clearest difference is review sentiment: Paytend at 54% against SpeedPay's 33%. Paytend also leads on iOS requirement (13.0 vs 15.5). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on June 11, 2026 and August 26, 2026 respectively.
| Parameter | Paytend | SpeedPay |
|---|---|---|
| Price | Free | Free |
| Rating | — | 1.0 (1 ratings) — better |
| Positive reviews | 53.8% of reviews — better | 33.3% of reviews |
| Number of ratings | — | 1 — better |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 13.0 — better | 15.5 |
| Further details — not scored | ||
| Size | 124 MB | 74 MB |
| Age rating | 4+ | 4+ |
| Developer | PAYTEND EUROPE UAB | SPEEDPAY LIMITED |
Customer experience
Paytend
SpeedPay
In-app purchases
Paytend
No in-app purchases
SpeedPay
No in-app purchases
