Paytend vs Unlimit
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Paytend
Manage personal and business finances with a comprehensive fintech solution. Open a SEPA account, transfer money globally, exchange currencies, and get virtual or physical bank cards. Offers business solutions for cross-border e-commerce.
- SEPA account opening
- Global money transfers
- Currency exchange
- Virtual and physical card issuance
- Business payment solutions
- Cross-border e-commerce settlement
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Manage your money and business, everything is in hand. Payend is an innovative fintech institution that offers banking accounts, card issuance, and acquiring services. As a company holding an EU EMI license (EMI LB000480), Paytend strictly adheres to the General Data Protection Regulation (GDPR) and the Payment Services Directive 2 (PSD2) of the European Union to ensure the privacy and security of user data. Get your SEPA account Apply online for your own SEPA account by using the Paytend App, your name, your own IBAN Transfer your Money globally The fastest single euro payment area payment within 1 minute by SEPA Instant SWIFT receipt and payment support your cross-border wire transfer in 37 currencies from 57 countries Global Money Transfer to China UnionPay Card without limit Exchange currencies at the real-time rate Mutual exchange of 37 currencies, real-time exchange rates, no exchange difference, and free of commission fee Get your Bank Card with clicks Visa Card, Master Card, online real-time card issuance, support global consumption and ATM withdrawal, make payments online and in-store. Business executive solution Cross-border e-commerce settlement, fast, efficient, and ultra-low commission fee. Paytend business account boasts a powerful system for gathering and transferring funds worldwide, capable of handling batch payments.
Unlimit
Manage your finances globally with a multi-currency solution for businesses and individuals. Handle payments, transfers, and currency exchange seamlessly across various platforms and currencies.
- Multi-currency accounts
- Global wire transfers
- Currency exchange
- Virtual and physical cards
- Two-factor authentication
- Biometric security
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Unlimit simplifies your financial management with a global multi-payment application. Tailored for the diverse needs of startups, scale-ups, enterprises, individuals, and freelancers, Unlimit transforms financial management. Experience a seamless blend of multicurrency accounts, cards, and FX & transfer functionalities, delivering a comprehensive financial solution. Dynamic features for every need: Global Accounts: Universal payments in multiple currencies. Our multicurrency corporate account supports transactions in major currencies like EUR, USD, GBP, and CNY making it perfect for global coverage. The Unlimit multicurrency account allows seamless transactions worldwide and is compatible with digital wallets like Google Pay and Apple Pay. Get paid like a local: Get paid in the currency you want and pay your suppliers or contractors in their preferred currency, from EUR and USD to CNY or MXN. Online KYB: Sign up for an account completely digitally/ Comprehensive Corporate and Business Accounts: Empower your organization with our robust corporate and business account services, ensuring financial agility and control. Unhindered currency operations through FX, and transfers: Unlimit empowers businesses with seamless FX (foreign exchange) transactions, allowing for quick and efficient currency conversions at competitive rates. The business account for going global: Pay invoices and bills faster, at a better exchange rate. Offer your customers a wide array of payment options to streamline checkout processes. This includes all major card brands and many currencies including USD, EUR, BRL, MXN, etc. Connect to supported platforms like Amazon, eBay, Google and Apple Pay and pay for ad services on AdSense, Meta and many more. - Multi-Currency IBAN Accounts: Open numerous accounts to streamline your business transactions. - Global Wire Transfers: Effortlessly conduct international transactions using SWIFT and SEPA. - Worldwide Payment Receptions: Receive payments from any corner of the globe, in the currency you want. - Currency Exchange: Seamlessly exchange major world currencies. - Cross-Platform Accessibility: Manage your finances on desktop or mobile, anytime, anywhere. - Virtual and Physical Cards: Issue cards for your team and manage expenses effortlessly. - Smart Financial Management: Utilize our smart filter and transaction search for real-time expense tracking. - Comprehensive Notifications: Get instant alerts for all transaction types. - Multiple Account Management: Handle various accounts simultaneously with ease. - Universal Payment Options: Enjoy the freedom to pay online and offline, globally. Security You Can Trust: - Two-Factor Authentication (2FA): Secure your web app access on a PC or laptop. - Biometric Security: Leverage FaceID or TouchID for enhanced protection. - Reliable and Safe: Your financial security is our top priority.
Screenshots
Verdict
The clearest difference is review sentiment: Paytend at 54% against Unlimit's 0%. Paytend also leads on iOS requirement (13.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Paytend ships an update every 3 weeks, Unlimit every 2 weeks. The most recent releases landed on June 11, 2026 and September 17, 2026 respectively.
| Parameter | Paytend | Unlimit |
|---|---|---|
| Price | Free | Free |
| Rating | — | 3.7 (3 ratings) — better |
| Positive reviews | 53.8% of reviews — better | 0.0% of reviews |
| Number of ratings | — | 3 — better |
| Update frequency | Every 3 weeks | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 124 MB | 100 MB |
| Age rating | 4+ | 12+ |
| Developer | PAYTEND EUROPE UAB | Unlimit Holding EU Ltd |
Customer experience
Paytend
Unlimit
In-app purchases
Paytend
No in-app purchases
Unlimit
No in-app purchases









