Comparison

Paytend vs Crydit Card

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Paytend

Manage personal and business finances with a comprehensive fintech solution. Open a SEPA account, transfer money globally, exchange currencies, and get virtual or physical bank cards. Offers business solutions for cross-border e-commerce.

Highlights
  • SEPA account opening
  • Global money transfers
  • Currency exchange
  • Virtual and physical card issuance
  • Business payment solutions
  • Cross-border e-commerce settlement
Features
Read full description

Manage your money and business, everything is in hand. Payend is an innovative fintech institution that offers banking accounts, card issuance, and acquiring services. As a company holding an EU EMI license (EMI LB000480), Paytend strictly adheres to the General Data Protection Regulation (GDPR) and the Payment Services Directive 2 (PSD2) of the European Union to ensure the privacy and security of user data. Get your SEPA account Apply online for your own SEPA account by using the Paytend App, your name, your own IBAN Transfer your Money globally The fastest single euro payment area payment within 1 minute by SEPA Instant SWIFT receipt and payment support your cross-border wire transfer in 37 currencies from 57 countries Global Money Transfer to China UnionPay Card without limit Exchange currencies at the real-time rate Mutual exchange of 37 currencies, real-time exchange rates, no exchange difference, and free of commission fee Get your Bank Card with clicks Visa Card, Master Card, online real-time card issuance, support global consumption and ATM withdrawal, make payments online and in-store. Business executive solution Cross-border e-commerce settlement, fast, efficient, and ultra-low commission fee. Paytend business account boasts a powerful system for gathering and transferring funds worldwide, capable of handling batch payments.

About

Crydit Card

This finance app offers a user-centric approach to comprehensively view and manage your investment portfolio. It simplifies tracking asset performance, enabling informed decisions without common complexities. Ideal for monitoring investments or simply organizing asset data.

Highlights
  • Comprehensive asset overview
  • Investment portfolio monitoring
  • Simplified asset tracking
  • User-centric experience
  • Informed decision making
Features
Read full description

Crydit應用程式以用戶為中心,提供了對您資產的全面概覽,使您能夠在不涉及資產管理常見複雜性的情況下監控和管理您的投資組合。通過專注於用戶體驗,CRYDIT 確保您可以隨時掌握所有必要資訊,從而做出更好的決策並更有條理地查看您的資產。無論您是希望密切關注您的投資,還是僅僅想要一種簡單的方式來跟蹤資產表現,CRYDIT 應用程式都是您查看和管理資產數據的首選解決方案.歡迎您的使用。

Screenshots

Paytend3 screens
Crydit Card4 screens

Verdict

The call

Paytend and Crydit Card are too close to call on the numbers: across 8 compared parameters — price, review sentiment, update cadence and ads among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Paytend ships an update every 3 weeks, Crydit Card every 11 days. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

ScorecardNo meaningful differences
Paytend versus Crydit Card: the parameters behind the verdict, then further details
ParameterPaytendCrydit Card
PriceFreeFree
Rating—3.7 (9 ratings) — better
Positive reviews53.8% of reviews — better50.0% of reviews
Number of ratings—9 — better
Update frequencyEvery 3 weeksEvery 11 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.013.0
Further details — not scored
Size124 MB124 MB
Age rating4+17+
DeveloperPAYTEND EUROPE UABCrydit CAPITAL LIMITED

Customer experience

Paytend

Written reviews13 reviews
Positive53.8%
Neutral0.0%
Negative46.2%

Crydit Card

All ratings10 ratings
Positive70.0%
Neutral0.0%
Negative30.0%
Written reviews4 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

In-app purchases

None

Paytend

No in-app purchases

None

Crydit Card

No in-app purchases

Questions

Is Paytend free?
Paytend is free to download, with no in-app purchases.
Is Crydit Card free?
Crydit Card is free to download, with no in-app purchases.
Do Paytend or Crydit Card have ads?
Neither Paytend nor Crydit Card shows ads.
Which is updated more often, Paytend or Crydit Card?
Paytend ships an update every 3 weeks, and Crydit Card every 11 days. Most recently, Paytend was updated on October 25, 2026 and Crydit Card on October 24, 2026.

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