Loanmax vs Sail Loans
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Loanmax
Manage all your title loan accounts from one place. Create a profile, link accounts, and easily check balances, payment amounts, and due dates. Make secure payments directly from your smartphone.
- Create mobile profile
- Link all open accounts
- Manage loans with ease
- Check payment amounts and due dates
- View account balances
- Make secure payments
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Create a mobile profile --Create a profile and link all of your open accounts --Manage your loans with ease --Check payment amounts and due dates View and Manage all of your title loan accounts from one app --Check your balances --Make secure payments from your smartphone Founded in 1990 in Jonesboro, GA as Instant Cash Loans on Car Titles, Inc., LoanMax is one of America’s most respected companies helping hardworking Americans use the equity in their vehicle to access the cash they need. LoanMax and its affiliated companies operate in more than twenty states nationwide. For 25 years, we have been committed to helping customers get the hassle-free cash they need. Our company’s mission is to provide assistance to our customers in accessing the cash they need using a process that is convenient and hassle-free and terms that are straight-forward and transparent. We do all this while providing you with the excellent customer service you deserve and the honesty and integrity that you would expect.
Sail Loans
Apply for loans up to $4,000 with funds deposited directly into your bank account. Manage your repayment options, make payments, and access referral codes to earn extra cash. Offers installment, full, or early/partial payment options.
- Loan application up to $4,000
- Same-day fund deposit
- Customer profile editing
- Loan repayment management
- Refer-A-Friend program
- Installment and full payment options
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Complete our loan application and get approved for up to $4,000 within minutes of submitting your information. Your money will be deposited directly into your bank account and the rest will be placed into a secure account. Finish your application before 1:30 pm CST to receive your funds the same day, restrictions may apply. Within this app, you can edit your customer profile and view your savings with a simple click of a button. You can also manage and review your re-payment options, as well as make payments towards your loan without ever leaving home. You can also access your custom Refer-A-Friend code to earn extra cash. Max APR is 35.99%. Loan terms range from 12 – 24 months with loan amounts from $100 – $4,000. Repayment Plans: - Installment Payments: You may pay back your loan principal plus accrued interest through a number of scheduled payments made over the loan term. - Full Payment: You may pay back your loan in full at any time without any prepayment charges. - Early or Partial Payment: You may make an early or partial principal payment on your loan at any time with no prepayment penalties. Representative example of the total cost of the loan: Loan amount of $1,000.00 with loan term of 12 months; APR of 35.99%. Your bi-weekly repayment will be $46.06. The total of payments will be $1,197.55 and your cost will be $197.55. Download now!
Screenshots
Verdict
The clearest difference is review sentiment: Sail Loans at 100% against Loanmax's 0%. Sail Loans also leads on rating (5.0 vs 2.6) and update cadence (every 3 months vs every 27 months). Loanmax's advantage is ratings volume (9 vs 3) and iOS requirement (8.0 vs 13.4). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Sail Loans holds the better App Store score, 5.0 against 2.6. Both are backed by a comparable volume of ratings — 9 and 3 respectively. Written reviews point the same way: 0% of Loanmax's written reviews are positive against 100% of Sail Loans's.
Loanmax ships an update every 27 months, Sail Loans every 3 months. The most recent releases landed on October 3, 2026 and October 16, 2026 respectively.
| Parameter | Loanmax | Sail Loans |
|---|---|---|
| Price | Free | Free |
| Rating | 2.6 (9 ratings) | 5.0 (3 ratings) — better |
| Positive reviews | 0.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 9 — better | 3 |
| Update frequency | Every 27 months | Every 3 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 8.0 — better | 13.4 |
| Further details — not scored | ||
| Size | 36 MB | 24 MB |
| Age rating | 4+ | 4+ |
| Developer | Loanmax LLC | Americash Loans LLC |
Customer experience
Loanmax
Sail Loans
In-app purchases
Loanmax
No in-app purchases
Sail Loans
No in-app purchases







