Comparison

BNIDirect Mobile vs Qlola Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BNIDirect Mobile

This mobile application provides access to a business internet banking platform for non-individual customers. It allows users to manage and monitor transactions on the go, enhancing business mobility with secure M-PIN and SMS OTP authentication.

Highlights
  • Access BNIDirect internet banking
  • Monitor business transactions
  • M-PIN security
  • SMS OTP for transactions
  • Designed for high mobility executives
Read full description

BNIDirect Mobile adalah aplikasi mobile (mobile-apps) yang didesign untuk smartphone untuk mengakses BNIDirect (Internet Banking untuk Nasabah Non Perorangan), dan merupakan kanal baru berupa sebagai tambahan kanal BNIDirect yang ada saat ini (versi web). BNIDirect Mobile menunjang kegiatan para eksekutif perusahaan/instansi/institusi yang mempunyai mobilitas tinggi dalam menjalankan bisnis/aktivitasnya. Aktivitas transaksi yang terjadi di BNIDirect (versi web) dapat juga dipantau melalui BNIDirect Mobile, begitu pula sebaliknya. BNIDirect Mobile menawarkan kemudahan serta dilengkapi dengan penggunaan M-PIN (Mobile Personal Identification Number) dan SMS OTP (One Time Password) untuk setiap transaksi.

About

Qlola Mobile

Securely authorize transactions and manage your accounts with enhanced features and a new intuitive design. Log in using biometrics, monitor balances, and review transaction history in real-time from your mobile device, all protected by multi-layered security.

Highlights
  • Biometric login
  • Real-time balance monitoring
  • Transaction history review
  • Direct transaction approval
  • Multi-layered security
Features
Read full description

Qlola Mobile now comes with a more intuitive new look and expanded features, delivering security and convenience for authorizing your Qlola transactions. Log in easily with biometrics, monitor balances and transaction history in real time, and approve transactions directly from your mobile device anytime, anywhere. Backed by multi-layered security for every activity. Download Qlola Mobile now! PT. Bank Rakyat Indonesia (Persero) Tbk.

Screenshots

BNIDirect Mobile4 screens
Qlola Mobile4 screens

Verdict

The call

The clearest difference is review sentiment: BNIDirect Mobile at 69% against Qlola Mobile's 33%. BNIDirect Mobile also leads on iOS requirement (8.0 vs 17.0). Qlola Mobile's advantage is update cadence (monthly vs every 10 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

BNIDirect Mobile ships an update every 10 months, Qlola Mobile monthly. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

Scorecard3 real differences · 7 level
BNIDirect Mobile versus Qlola Mobile: the parameters behind the verdict, then further details
ParameterBNIDirect MobileQlola Mobile
PriceFreeFree
Rating—4.7 (20 ratings) — better
Positive reviews69.0% of reviews — better33.3% of reviews
Number of ratings—20 — better
Update frequencyEvery 10 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad
Requires iOS8.0 — better17.0
Further details — not scored
Size16 MB168 MB
Age rating17+17+
DeveloperPT. BANK NEGARA INDONESIA (PERSERO) TBK.PT. Bank Rakyat Indonesia (Persero) Tbk.

Customer experience

BNIDirect Mobile

Written reviews29 reviews
Positive69.0%
Neutral0.0%
Negative31.0%

Qlola Mobile

All ratings20 ratings
Positive90.0%
Neutral5.0%
Negative5.0%
Written reviews3 reviews
Positive33.3%
Neutral0.0%
Negative66.7%

In-app purchases

None

BNIDirect Mobile

No in-app purchases

None

Qlola Mobile

No in-app purchases

Questions

Is BNIDirect Mobile free?
BNIDirect Mobile is free to download, with no in-app purchases.
Is Qlola Mobile free?
Qlola Mobile is free to download, with no in-app purchases.
Do BNIDirect Mobile or Qlola Mobile have ads?
Neither BNIDirect Mobile nor Qlola Mobile shows ads.
Which is updated more often, BNIDirect Mobile or Qlola Mobile?
BNIDirect Mobile ships an update every 10 months, and Qlola Mobile monthly. Most recently, BNIDirect Mobile was updated on November 3, 2026 and Qlola Mobile on October 30, 2026.

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