BNIDirect Mobile vs KeyBCA
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BNIDirect Mobile
This mobile application provides access to a business internet banking platform for non-individual customers. It allows users to manage and monitor transactions on the go, enhancing business mobility with secure M-PIN and SMS OTP authentication.
- Access BNIDirect internet banking
- Monitor business transactions
- M-PIN security
- SMS OTP for transactions
- Designed for high mobility executives
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BNIDirect Mobile adalah aplikasi mobile (mobile-apps) yang didesign untuk smartphone untuk mengakses BNIDirect (Internet Banking untuk Nasabah Non Perorangan), dan merupakan kanal baru berupa sebagai tambahan kanal BNIDirect yang ada saat ini (versi web). BNIDirect Mobile menunjang kegiatan para eksekutif perusahaan/instansi/institusi yang mempunyai mobilitas tinggi dalam menjalankan bisnis/aktivitasnya. Aktivitas transaksi yang terjadi di BNIDirect (versi web) dapat juga dipantau melalui BNIDirect Mobile, begitu pula sebaliknya. BNIDirect Mobile menawarkan kemudahan serta dilengkapi dengan penggunaan M-PIN (Mobile Personal Identification Number) dan SMS OTP (One Time Password) untuk setiap transaksi.
KeyBCA
Approve banking transactions processed through web platforms directly from your smartphone. It offers a convenient and faster alternative to physical security tokens for managing your finances on the go.
- Approve KlikBCA and myBCA transactions
- Alternative to physical KeyBCA token
- Practical and easy to use
- Faster transaction approval
- Check transaction approval history
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Through this application, banking transaction approvals processed through KlikBCA and myBCA - website are now easier, from the comfort of your phone. Benefits you get from KeyBCA: 1. Alternative to physical KeyBCA (token) 2. Practical and easy to use 3. Transaction approval is faster and easier 4. Ability to check the history and details of transaction approval More information bca.id/appkeybca
Screenshots
Verdict
The clearest difference is review sentiment: BNIDirect Mobile at 69% against KeyBCA's 10%. BNIDirect Mobile also leads on iOS requirement (8.0 vs 13.0). KeyBCA's advantage is update cadence (every 6 weeks vs every 10 months). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BNIDirect Mobile ships an update every 10 months, KeyBCA every 6 weeks. The most recent releases landed on October 12, 2026 and October 6, 2026 respectively.
| Parameter | BNIDirect Mobile | KeyBCA |
|---|---|---|
| Price | Free | Free |
| Rating | — | 3.0 (2 ratings) — better |
| Positive reviews | 69.0% of reviews — better | 10.0% of reviews |
| Number of ratings | — | 2 — better |
| Update frequency | Every 10 months | Every 6 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 8.0 — better | 13.0 |
| Further details — not scored | ||
| Size | 16 MB | 70 MB |
| Age rating | 17+ | 4+ |
| Developer | PT. BANK NEGARA INDONESIA (PERSERO) TBK. | PT. Bank Central Asia Tbk |
Customer experience
BNIDirect Mobile
KeyBCA
In-app purchases
BNIDirect Mobile
No in-app purchases
KeyBCA
No in-app purchases
