BCA Finance vs KeyBCA
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BCA Finance
Manage your car financing needs with this app. Get real-time updates on promotions, interest rates, and products. Apply for car loans online and track their progress from home.
- Car loan application and tracking
- Promotional and interest rate updates
- Customer service and BPKB retrieval booking
- Early termination simulation
- New and used car loan simulation
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BCAF App, aplikasi financial di tangan Anda. Layanan financial terpercaya, kapan saja dan dimana saja. Manfaat BCAF App : 1.Dapatkan info update promosi, suku bunga dan produk-produk dari BCAF lebih cepat. 2.Ajukan kredit mobil dan pantau prosesnya tanpa harus keluar rumah. 3.Layanan konsumen sesuai kebutuhan Anda, seperti informasi pelanggan, simulasi pelunasan dipercepat, reservasi pengambilan BPKB tanpa harus antri terlebih dahulu. 4.Terhubung langsung dengan layanan digital BCAF lainnya, seperti Website BCAF, HaloBCA Chat, Astari dan Instagram BCAF. Semuanya hanya dalam genggaman tangan Anda. Fitur-fitur BCAF App : 1.Simulasi kredit mobil baru dan bekas berdasarkan budget total pembayaran pertama ataupun angsuran. 2.Pengajuan kredit online. 3.Tracking status pengajuan kredit online. 4.Layanan konsumen : a.Info Pelanggan (informasi angsuran dan histori pembayaran). b.Simulasi early termination / pelunasan dipercepat. c.Booking Pengambilan BPKB. 5.E-Doc. Untuk bantuan lebih lanjut dapat menghubungi Astari, Virtual Assistant kami di 08111027780 atau email ke customercarebcaf@bcaf.id. Selamat menggunakan BCAF App.
KeyBCA
Approve banking transactions processed through web platforms directly from your smartphone. It offers a convenient and faster alternative to physical security tokens for managing your finances on the go.
- Approve KlikBCA and myBCA transactions
- Alternative to physical KeyBCA token
- Practical and easy to use
- Faster transaction approval
- Check transaction approval history
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Through this application, banking transaction approvals processed through KlikBCA and myBCA - website are now easier, from the comfort of your phone. Benefits you get from KeyBCA: 1. Alternative to physical KeyBCA (token) 2. Practical and easy to use 3. Transaction approval is faster and easier 4. Ability to check the history and details of transaction approval More information bca.id/appkeybca
Screenshots
Verdict
The clearest difference is rating: KeyBCA at 3.0 against BCA Finance's 2.3. BCA Finance's advantage is iOS requirement (11.4 vs 13.0). On price, review sentiment, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
KeyBCA holds the better App Store score, 3.0 against 2.3. Both are backed by a comparable volume of ratings — 3 and 2 respectively. Written reviews point the same way: 6% of BCA Finance's written reviews are positive against 10% of KeyBCA's.
BCA Finance ships an update every 2 months, KeyBCA every 6 weeks. The most recent releases landed on September 22, 2026 and September 18, 2026 respectively.
| Parameter | BCA Finance | KeyBCA |
|---|---|---|
| Price | Free | Free |
| Rating | 2.3 (3 ratings) | 3.0 (2 ratings) — better |
| Positive reviews | 5.9% of reviews | 10.0% of reviews — better |
| Number of ratings | 3 — better | 2 |
| Update frequency | Every 2 months | Every 6 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 11.4 — better | 13.0 |
| Further details — not scored | ||
| Size | 82 MB | 70 MB |
| Age rating | 4+ | 4+ |
| Developer | PT. BCA Finance | PT. Bank Central Asia Tbk |
Customer experience
BCA Finance
KeyBCA
In-app purchases
BCA Finance
No in-app purchases
KeyBCA
No in-app purchases
